Comparison

Buddy vs Budgets

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buddy

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Highlights
  • Create personal budgets
  • Shared budgeting for couples/groups
  • Connect bank accounts for transaction import
  • Detailed spending and income overview
  • Expense splitting and settlement tracking
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Terms & Conditions: http://www.nattkod.tech/privacy_policy_terms_conditions

About

Budgets

Track your spending against custom budgets to avoid overspending. See how much money you have left to spend with visual displays and review your purchase history. This app helps you regain control of your finances.

Highlights
  • Create custom budgets (monthly, weekly, etc.)
  • Log purchases against budgets
  • View remaining budget amounts visually
  • Track spending history
  • Secure passcode protection
Features
Read full description

Where does the money go? Create your Budgets and keep to them - Get 'Budgets - Expense Tracker' ! 'Budgets - Expense Tracker' logs your purchases against your budgets so you can see how much you have spent. Your budgets can be monthly, weekly, or any other time period you like. ◆ Know instantly how much you've got left to spend in your budget ◆ Keep track of your spending so you Don't Overspend. You can set up as many Budgets as you need and monitor your spending over any time period. √ See how much of your Budgets you have left to spend with the Coin Tubes Display! √ Budgets can be monthly, weekly, or any time period you define √ View your Purchase History √ Includes Secure Passcode Entry System to keep your budget data private ◆ This app is part of the MoneyBudgie Finance Tracking Suite. - All 4 Apps work together to help you get in control of your finances. For example, you can use budgets planned with the Home Budget Plan app in this app, whilst purchases logged in this app affect your bank account balances tracked by Spending Log, etc. Get 'Budgets - Expense Tracker', create your Budget and keep to it.

Screenshots

Buddy4 screens
Budgets4 screens

Verdict

The call

The clearest difference is review sentiment: Budgets at 100% against Buddy's 49%. Budgets also leads on iOS requirement (13.0 vs 18.0). Buddy's advantage is ads (none vs shown) and rating (4.7 vs 4.3). On price, in-app purchases, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month and Budgets sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Buddy holds the better App Store score, 4.7 against 4.3. That said, the two scores are not equally well evidenced: Buddy has 9.5K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 49% of Buddy's written reviews are positive against 100% of Budgets's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Buddy ships an update every 9 days, Budgets every 6 weeks. The most recent releases landed on September 28, 2026 and August 23, 2026 respectively.

Scorecard7 real differences · 4 level
Buddy versus Budgets: the parameters behind the verdict, then further details
ParameterBuddyBudgets
PriceFreeFree
Rating4.7 (9.5K ratings) — better4.3 (3 ratings)
Positive reviews48.8% of reviews100.0% of reviews — better
Number of ratings9.5K — better3
Update frequencyEvery 9 days — betterEvery 6 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#61 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS18.013.0 — better
Further details — not scored
Size152 MB12 MB
Age rating4+4+
DeveloperBuddy Budgeting ABMoneyBudgie

Customer experience

Buddy

All ratings9,455 ratings
Positive92.8%
Neutral3.0%
Negative4.2%
Written reviews861 reviews
Positive48.8%
Neutral12.1%
Negative39.1%

Budgets

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

Budgets

Not enough reviews yet to summarise bugs or requests.

In-app purchases

11 purchases

Buddy

Subscriptions10
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 7 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial$39.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year
One-time1
  • Unlimited$49.99
6 purchases

Budgets

One-time6
  • Descriptions with Purchases$0.99
  • Carry Over Under & Over Spend to next Period$0.99
  • No Ads$1.99
Show 3 more
  • Transaction CSV Export, Multi-Delete & Filter$1.99
  • App Customisation using Themes$1.99
  • PRO - All Features$4.99

Questions

Is Buddy free?
Buddy is free to download, with in-app purchases available.
Is Budgets free?
Budgets is free to download, with in-app purchases available.
Which has better reviews, Buddy or Budgets?
Buddy is rated higher. Buddy averages 4.7 out of 5 from 9.5K ratings, while Budgets averages 4.3 from 3 ratings.
Do Buddy or Budgets have ads?
Budgets shows ads; Buddy does not.
Which is updated more often, Buddy or Budgets?
Buddy ships an update every 9 days, and Budgets every 6 weeks. Most recently, Buddy was updated on September 28, 2026 and Budgets on August 23, 2026.

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