Comparison

Buddy vs Bini

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buddy

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Highlights
  • Create personal budgets
  • Shared budgeting for couples/groups
  • Connect bank accounts for transaction import
  • Detailed spending and income overview
  • Expense splitting and settlement tracking
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Privacy Policy: https://buddy.download/privacypolicy/ Terms & Conditions: https://buddy.download/terms-and-conditions/

About

Bini

Simplify your savings and investment journey with an intuitive platform. Effortlessly explore investment opportunities, track performance, and manage funds online. Personal information is saved for future use, making investing quick and convenient.

Highlights
  • Online investment opportunities
  • Performance tracking dashboard
  • Fund reallocation
  • Easy encashment
  • One-time personal information entry
  • Tax rebate management
Features
Read full description

Many people want to grow their savings, and also earn tax rebates by making smart investments. But, at present, finding out where and how to invest can be an extremely frustrating experience. Who has the time to research, juggle bank executives, and then visit their nearest branch to fill up endless forms? With Bini, these problems are over. From our platform, with the click of a few buttons, you can now invest in various investment opportunities online. You can check from the dashboard how they are performing, shift funds from one asset class to another, encash anytime, and so on, all from the comfort of your home/office. And best of all, you have to fill in all your personal information only once while signing up. They are then saved for automatic usage in all your future investment choices. In a nutshell, we take care of all the heavy lifting, while you enjoy saving on your taxes, and watching your money grow every day. Our vision is to eventually become your one stop personal finance manager. Welcome aboard!

Screenshots

Buddy4 screens
Bini4 screens

Verdict

The call

The clearest difference is in-app purchases: Bini at none against Buddy's 15. Bini also leads on review sentiment (83% vs 49%) and iOS requirement (15.0 vs 18.0). Buddy's advantage is ratings volume (9.6K vs 10) and update cadence (every 9 days vs monthly). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month. Bini asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Buddy against 4.6 for Bini. That said, the two scores are not equally well evidenced: Buddy has 9.6K ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 49% of Buddy's written reviews are positive against 83% of Bini's.

UpkeepUpdate frequency

Buddy ships an update every 9 days, Bini monthly. Both last shipped on October 24, 2026.

Scorecard7 real differences · 4 level
Buddy versus Bini: the parameters behind the verdict, then further details
ParameterBuddyBini
PriceFreeFree
Rating4.7 (9.6K ratings) — better4.6 (10 ratings)
Positive reviews48.5% of reviews83.3% of reviews — better
Number of ratings9.6K — better10
Update frequencyEvery 9 days — betterMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#87 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS18.015.0 — better
Further details — not scored
Size169 MB76 MB
Age rating4+17+
DeveloperBuddy Budgeting ABBini Fintech

Customer experience

Buddy

All ratings9,567 ratings
Positive92.8%
Neutral3.0%
Negative4.3%
Written reviews888 reviews
Positive48.5%
Neutral11.9%
Negative39.5%

Bini

All ratings10 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

Bugs and requests

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

Bini

Not enough reviews yet to summarise bugs or requests.

In-app purchases

11 purchases

Buddy

Subscriptions10
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 7 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial$39.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year
One-time1
  • Unlimited$49.99
None

Bini

No in-app purchases

Questions

Is Buddy free?
Buddy is free to download, with in-app purchases available.
Is Bini free?
Bini is free to download, with no in-app purchases.
Which has better reviews, Buddy or Bini?
Buddy is rated higher. Buddy averages 4.7 out of 5 from 9.6K ratings, while Bini averages 4.6 from 10 ratings.
Do Buddy or Bini have ads?
Neither Buddy nor Bini shows ads.
Which is updated more often, Buddy or Bini?
Buddy ships an update every 9 days, and Bini monthly. Most recently, Buddy was updated on October 24, 2026 and Bini on October 24, 2026.

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