Comparison

Buddy vs FundFlow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buddy

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Highlights
  • Create personal budgets
  • Shared budgeting for couples/groups
  • Connect bank accounts for transaction import
  • Detailed spending and income overview
  • Expense splitting and settlement tracking
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Privacy Policy: https://buddy.download/privacypolicy/ Terms & Conditions: https://buddy.download/terms-and-conditions/

About

FundFlow

Read full description

FundFlow helps you see where your money actually goes. No budgets. No targets. No guilt. Just a clear view of your spending, organized the way you think. Build your own category tree - Create categories that match your life. "Going Out > Bars" and "Food > Groceries > Meal Prep," not just generic labels. Nest up to 5 levels deep. Your spending, your structure. Connect your bank - Link your accounts and transactions sync automatically. No manual entry. Months of history, ready to organize. See the patterns - Weekly and monthly spending breakdowns by your categories. Compare against your averages. Spot the trends you couldn't see before. All accounts, one place - Multiple banks? Different currencies? See everything in a single view with automatic currency conversion. Track recurring payments - Know exactly what's coming out and when. Subscriptions, rent, bills. All in one place with weekly breakdowns. FundFlow is for people who want to understand their money without turning it into a project. Connect your bank, build your categories, and find out where your money is going. FundFlow Premium unlocks the full experience. • Monthly subscription: US$6.00/month • 7-day free trial, then auto-renews at the price above • Payment is charged to your Apple ID account at confirmation of purchase • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period • Your account is charged for renewal within 24 hours prior to the end of the current period • Manage or cancel anytime in your Apple ID Account Settings after purchase Terms of Use: https://fundflow.dev/terms Privacy Policy: https://fundflow.dev/privacy-policy

Screenshots

Buddy4 screens
FundFlow4 screens

Verdict

The call

The clearest difference is chart position: Buddy at #78 against FundFlow's unranked. FundFlow's advantage is iOS requirement (15.1 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month and FundFlow sells 4 in-app purchases, starting at $8.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Buddy ships an update every 9 days, FundFlow weekly. Both last shipped on October 24, 2026.

Scorecard2 real differences · 9 level
Buddy versus FundFlow: the parameters behind the verdict, then further details
ParameterBuddyFundFlow
PriceFreeFree
Rating4.7 (9.6K ratings) — better—
Positive reviews48.5% of reviews—
Number of ratings9.6K — better—
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
Best chart rank#78 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS18.015.1 — better
Further details — not scored
Size169 MB87 MB
Age rating4+4+
DeveloperBuddy Budgeting ABFUNDFLOW GROUP PTY LTD

Bugs and requests

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

FundFlow

Not enough reviews yet to summarise bugs or requests.

In-app purchases

11 purchases

Buddy

Subscriptions10
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 7 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial$39.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year
One-time1
  • Unlimited$49.99
4 purchases

FundFlow

Subscriptions4
  • Premium Monthly7 Days trial$8.991 Month
  • Premium Monthly14 Days trial$8.991 Month
  • Premium 3 Months7 Days trial$19.993 Months
Show 1 more
  • Premium 3 Months14 Days trial$19.993 Months

Questions

Is Buddy free?
Buddy is free to download, with in-app purchases available.
Is FundFlow free?
FundFlow is free to download, with in-app purchases available.
Do Buddy or FundFlow have ads?
Neither Buddy nor FundFlow shows ads.
Which is updated more often, Buddy or FundFlow?
Buddy ships an update every 9 days, and FundFlow weekly. Most recently, Buddy was updated on October 24, 2026 and FundFlow on October 24, 2026.

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