Buddy vs CCB & RRSP Optimizer

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Privacy Policy: https://buddy.download/privacypolicy/ Terms & Conditions: https://buddy.download/terms-and-conditions/

CCB & RRSP Optimizer helps Canadian families with children find their optimal RRSP contribution — the point where tax savings and Canada Child Benefit (CCB) increases combined give you the highest return on every dollar contributed. HOW IT WORKS Enter your income, RRSP contribution room, province, and family profile. The calculator applies your actual federal and provincial marginal tax brackets alongside the CCB clawback formula to compute your Marginal Effective Tax Rate (METR) at each contribution step. The result: a specific RRSP dollar amount that maximizes your total savings — not just your tax refund, but the combined effect of lower taxes and higher CCB payments landing in your account each month. WHAT YOU GET • Optimal RRSP contribution recommendation • Total savings estimate (tax reduction + CCB increase combined) • Monthly CCB increase in dollars • Step-by-step breakdown showing your effective savings rate at each contribution level • Support for 2025 and 2026 tax years • All 13 provinces and territories WHO IT'S FOR Canadian families earning $40,000–$150,000 with one or more children under 18 who want to make the most of their RRSP room before the annual deadline. PRIVACY No account required. No personal data stored or transmitted. Income figures are never sent to any server. Anonymous usage analytics only. DISCLAIMER Results are estimates based on published CRA guidelines and income tax brackets. This app does not provide official tax or financial advice. Consult a certified tax advisor for filing decisions.