Comparison

Buddy vs NIF Express

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buddy

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Highlights
  • Create personal budgets
  • Shared budgeting for couples/groups
  • Connect bank accounts for transaction import
  • Detailed spending and income overview
  • Expense splitting and settlement tracking
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Privacy Policy: https://buddy.download/privacypolicy/ Terms & Conditions: https://buddy.download/terms-and-conditions/

About

NIF Express

Features
Read full description

The NIF is the first step for anyone planning to live, invest or open a business in Portugal. NIF Express handles the application for you — fiscal representation included — and this app puts the whole process in your pocket: • Apply for your NIF without leaving the app — adult or minor, with a guided form and secure in-app card payment (Stripe). • Upload documents from your camera or photo library and see exactly what is missing, with the checklist updating as you send. • Certified electronic signature by email — we tell you when the power of attorney is sent, and your application moves on as soon as you sign. • Track every stage — from submission to the tax authority to your NIF being issued, with a notification at every status change. • Fiscal representation with no surprises — see when it renews, what it costs, and cancel the renewal in the app; you always keep the period you already paid for. The app is available in English, Portuguese, Spanish, French, Brazilian Portuguese, Russian, Ukrainian and Chinese. In-app prices: €49.99 (adult) and €74.99 (minor), VAT included, with one year of fiscal representation. Renews yearly at €49.99; cancel anytime. NIF Express is a service by BOCEAN IMMIGRATION PORTUGAL, LDA — the paperwork is handled by our legal team with the Portuguese tax authority.

Screenshots

Buddy4 screens
NIF Express4 screens

Verdict

The call

The clearest difference is in-app purchases: NIF Express at none against Buddy's 15. NIF Express also leads on iOS requirement (16.4 vs 18.0). Buddy's advantage is chart position (#68 vs unranked) and device support (3 vs 1). On price, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month. NIF Express asks for nothing beyond the download.

UpkeepUpdate frequency

Buddy ships an update every 9 days, NIF Express fortnightly. The most recent releases landed on November 2, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 7 level
Buddy versus NIF Express: the parameters behind the verdict, then further details
ParameterBuddyNIF Express
PriceFreeFree
Rating4.7 (9.6K ratings) — better—
Positive reviews48.5% of reviews—
Number of ratings9.6K — better—
Update frequencyEvery 9 days — betterFortnightly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
Best chart rank#68 — better—
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS18.016.4 — better
Further details — not scored
Size173 MB69 MB
Age rating4+4+
DeveloperBuddy Budgeting ABBOCEAN IMMIGRATION PORTUGAL, LDA

Bugs and requests

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

NIF Express

Not enough reviews yet to summarise bugs or requests.

In-app purchases

11 purchases

Buddy

Subscriptions10
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 7 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial$39.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year
One-time1
  • Unlimited$49.99
None

NIF Express

No in-app purchases

Questions

Is Buddy free?
Buddy is free to download, with in-app purchases available.
Is NIF Express free?
NIF Express is free to download, with no in-app purchases.
Do Buddy or NIF Express have ads?
Neither Buddy nor NIF Express shows ads.
Which is updated more often, Buddy or NIF Express?
Buddy ships an update every 9 days, and NIF Express fortnightly. Most recently, Buddy was updated on November 2, 2026 and NIF Express on October 25, 2026.

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