Buddy vs Splid
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Buddy
This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.
- Create personal budgets
- Shared budgeting for couples/groups
- Connect bank accounts for transaction import
- Detailed spending and income overview
- Expense splitting and settlement tracking
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Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Terms & Conditions: http://www.nattkod.tech/privacy_policy_terms_conditions
Splid
Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.
- Track group expenses
- Settle up easily
- Online and offline functionality
- Multi-currency support
- PDF/Excel export
- Handles complex transactions
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Perfect for holidays, housemates or your relationship, Splid helps you to stay on top of your expenses and settle up in an easy, relaxed way. No more fiddling about with change, lost receipts, or disagreements about the balance. Simply enter all your expenses and Splid shows you who owes how much to whom. And the best thing: Splid works on and offline. Create an offline group and get settling up under control within seconds. Or, activate the sync to enter expenses together. It's simple, and there's no sign-up required. Even complicated bills can dealt with quickly and easily with Splid: – Emma paid the supermarket bill but Leo contributed $10? No problem. – Your expenses are in dollars but you want to settle up in euros? Done. – Hannah had two more drinks than everyone else? Easy-peasy. All features at a glance: (+) Clean interface that's super easy to use. (+) Share groups online (no sign-up needed). (+) Also works perfectly offline. (+) Download summaries as PDF or Excel* files that are easy to understand. (+) Choose from more than 150 currencies and let Splid automatically convert the amount. (+) Handles even complicated transactions (for example, adding multiple payees or splitting bills unequally). (+) You'll handle as few payments as possible because Splid always finds the easiest way to settle up. (+) Find out how much your group has spent in total. *Excel export available via in-app purchase.
Screenshots
Verdict
The clearest difference is review sentiment: Splid at 98% against Buddy's 49%. Splid also leads on rating (4.9 vs 4.7) and iOS requirement (16.0 vs 18.0). Buddy's advantage is update cadence (every 9 days vs every 3 months) and chart position (#72 vs unranked). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month and Splid sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Splid holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 9.5K and 4K respectively. Written reviews point the same way: 49% of Buddy's written reviews are positive against 98% of Splid's.
Buddy ships an update every 9 days, Splid every 3 months. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.
| Parameter | Buddy | Splid |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (9.5K ratings) | 4.9 (4K ratings) — better |
| Positive reviews | 48.9% of reviews | 98.0% of reviews — better |
| Number of ratings | 9.5K — better | 4K |
| Update frequency | Every 9 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Best chart rank | #72 — better | — |
| Devices | iPhone, iPad, Apple Watch — better | iPhone |
| Requires iOS | 18.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 152 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Buddy Budgeting AB | Nicolas Jersch |
Customer experience
Buddy
Splid
User reviews
Buddy
From 9.5K App Store ratingsWhat we love
- 🚀 Easy to use
- 👍 Visually appealing
- 💡 Customizable categories
- 🚀 Intuitive interface
- 👍 Helps with budgeting
Room to improve
- 🐛 Recurring transactions not working properly
- 🐛 Balance not carrying over to next month
- 🐛 Syncing issues between devices
- 🐛 Transactions disappearing or resetting
- 💸 Expensive subscription
Splid
From 4K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Intuitive interface
- 💰 Free with optional paid features
- 💳 Supports multiple currencies
- 🤝 Facilitates group expense sharing
Room to improve
- 🐛 Occasional bugs or glitches
- ⚠️ Limited customization options
- 🔢 Confusing settlement calculations
- 🗓️ Lack of date/time sorting for expenses
Bugs and requests
Buddy
Reported bugs
5 issues- Recurring transactions not working as expected
- Balance not carrying over to next month
- Syncing issues between devices
- Transactions disappearing or resetting
- Inability to edit categories without creating new ones
Requested features
8 requests- Calendar view for transactions
- Bill reminders and due date tracking
- Ability to hide/exclude certain transactions
- Savings/investment tracking
- Multi-currency support
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- Ability to reorder categories
- Weekly budget view
- Ability to split transactions
Splid
Reported bugs
2 issues- Incorrect expense split calculations
- Inability to delete or edit past expenses
Requested features
5 requests- Add ability to attach receipts/photos
- Implement recurring expense tracking
- Improve currency conversion handling
- Allow custom expense categorization
- Provide more detailed expense reporting
In-app purchases
Buddy
- Buddy Premium7 Days trial$4.991 Month
- Buddy Premium$4.991 Month
- Premium$9.991 Month
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- Buddy Premium$9.991 Month
- Buddy Premium7 Days trial$16.991 Year
- Buddy Premium7 Days trial$24.991 Year
- Buddy Premium7 Days trial$34.991 Year
- Buddy Premium1 Year trial$34.991 Year
- Buddy Premium7 Days trial$39.991 Year
- Buddy Premium7 Days trial2 variants$49.991 Year
- Unlimited$49.99
Splid
- 2 Groups$2.99
- Splid Plus$3.99









