Comparison

Buddy vs Splid

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Buddy

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Highlights
  • Create personal budgets
  • Shared budgeting for couples/groups
  • Connect bank accounts for transaction import
  • Detailed spending and income overview
  • Expense splitting and settlement tracking
Features
Currently charting
Read full description

Buddy helps you set up a budget and keep track of your expenses, either by yourself or together with your loved ones. Here’s what is waiting for you inside: BUDGETS Buddy will help you not to overspend on your well-earned salary by setting up a budget plan that fits you. Do you want a shared budget with your partner? Or keep the expenses between you and your mates fair on the vacation? No problem, just invite them and get a clear picture of who spent what. CONNECT YOUR BANK Import all transactions from your bank account into Buddy and see how your budget is doing. OVERVIEW We'll give you a beautiful & detailed overview of your spendings, income, and savings. SPLIT Split lets you know who paid what, and how to settle up. And much more for you to find. Take control of your finance today! Buddy offers a $9.99 monthly renewing and a $49.99 yearly renewing subscription to unlock Premium functionality. The purchase will be charged from your iTunes account if you choose to buy the Buddy Premium subscription. You can manage or cancel your subscription through the user settings in iTunes after the purchase. The subscription period ends with the same kind of subscription you already bought to the same price unless you turn off your subscription 24 hours before it renews. It is not possible to cancel your current subscription during the time your subscription is active. Terms & Conditions: http://www.nattkod.tech/privacy_policy_terms_conditions

About

Splid

Easily track and settle group expenses for holidays, housemates, or relationships. Enter all costs and see who owes what, even with complex or multi-currency transactions. Works online and offline with no sign-up required.

Highlights
  • Track group expenses
  • Settle up easily
  • Online and offline functionality
  • Multi-currency support
  • PDF/Excel export
  • Handles complex transactions
Features
Read full description

Perfect for holidays, housemates or your relationship, Splid helps you to stay on top of your expenses and settle up in an easy, relaxed way. No more fiddling about with change, lost receipts, or disagreements about the balance. Simply enter all your expenses and Splid shows you who owes how much to whom. And the best thing: Splid works on and offline. Create an offline group and get settling up under control within seconds. Or, activate the sync to enter expenses together. It's simple, and there's no sign-up required. Even complicated bills can dealt with quickly and easily with Splid: – Emma paid the supermarket bill but Leo contributed $10? No problem. – Your expenses are in dollars but you want to settle up in euros? Done.  – Hannah had two more drinks than everyone else? Easy-peasy.  All features at a glance: (+) Clean interface that's super easy to use. (+) Share groups online (no sign-up needed). (+) Also works perfectly offline. (+) Download summaries as PDF or Excel* files that are easy to understand. (+) Choose from more than 150 currencies and let Splid automatically convert the amount. (+) Handles even complicated transactions (for example, adding multiple payees or splitting bills unequally). (+) You'll handle as few payments as possible because Splid always finds the easiest way to settle up.  (+) Find out how much your group has spent in total. *Excel export available via in-app purchase.

Screenshots

Buddy4 screens
Splid4 screens

Verdict

The call

The clearest difference is review sentiment: Splid at 98% against Buddy's 49%. Splid also leads on rating (4.9 vs 4.7) and iOS requirement (16.0 vs 18.0). Buddy's advantage is update cadence (every 9 days vs every 3 months) and chart position (#72 vs unranked). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Buddy sells 11 in-app purchases, starting at $4.99 per month and Splid sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Splid holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 9.5K and 4K respectively. Written reviews point the same way: 49% of Buddy's written reviews are positive against 98% of Splid's.

UpkeepUpdate frequency

Buddy ships an update every 9 days, Splid every 3 months. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

Scorecard6 real differences · 5 level
Buddy versus Splid: the parameters behind the verdict, then further details
ParameterBuddySplid
PriceFreeFree
Rating4.7 (9.5K ratings)4.9 (4K ratings) — better
Positive reviews48.9% of reviews98.0% of reviews — better
Number of ratings9.5K — better4K
Update frequencyEvery 9 days — betterEvery 3 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#72 — better
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS18.016.0 — better
Further details — not scored
Size152 MB12 MB
Age rating4+4+
DeveloperBuddy Budgeting ABNicolas Jersch

Customer experience

Buddy

All ratings9,455 ratings
Positive92.8%
Neutral3.0%
Negative4.2%
Written reviews857 reviews
Positive48.9%
Neutral12.0%
Negative39.1%

Splid

All ratings3,991 ratings
Positive98.7%
Neutral0.3%
Negative1.0%
Written reviews2,309 reviews
Positive98.0%
Neutral0.8%
Negative1.2%

User reviews

Buddy

From 9.5K App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface
  • 👍 Helps with budgeting

Room to improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
  • 🐛 Transactions disappearing or resetting
  • 💸 Expensive subscription

Splid

From 4K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Intuitive interface
  • 💰 Free with optional paid features
  • 💳 Supports multiple currencies
  • 🤝 Facilitates group expense sharing

Room to improve

  • 🐛 Occasional bugs or glitches
  • ⚠️ Limited customization options
  • 🔢 Confusing settlement calculations
  • 🗓️ Lack of date/time sorting for expenses

Bugs and requests

Buddy

Reported bugs

5 issues
  • Recurring transactions not working as expected
  • Balance not carrying over to next month
  • Syncing issues between devices
  • Transactions disappearing or resetting
  • Inability to edit categories without creating new ones

Requested features

8 requests
  • Calendar view for transactions
  • Bill reminders and due date tracking
  • Ability to hide/exclude certain transactions
  • Savings/investment tracking
  • Multi-currency support
Show 3 more
  • Ability to reorder categories
  • Weekly budget view
  • Ability to split transactions

Splid

Reported bugs

2 issues
  • Incorrect expense split calculations
  • Inability to delete or edit past expenses

Requested features

5 requests
  • Add ability to attach receipts/photos
  • Implement recurring expense tracking
  • Improve currency conversion handling
  • Allow custom expense categorization
  • Provide more detailed expense reporting

In-app purchases

11 purchases

Buddy

Subscriptions10
  • Buddy Premium7 Days trial$4.991 Month
  • Buddy Premium$4.991 Month
  • Premium$9.991 Month
Show 7 more
  • Buddy Premium$9.991 Month
  • Buddy Premium7 Days trial$16.991 Year
  • Buddy Premium7 Days trial$24.991 Year
  • Buddy Premium7 Days trial$34.991 Year
  • Buddy Premium1 Year trial$34.991 Year
  • Buddy Premium7 Days trial$39.991 Year
  • Buddy Premium7 Days trial2 variants$49.991 Year
One-time1
  • Unlimited$49.99
2 purchases

Splid

One-time2
  • 2 Groups$2.99
  • Splid Plus$3.99

Questions

Is Buddy free?
Buddy is free to download, with in-app purchases available.
Is Splid free?
Splid is free to download, with in-app purchases available.
Which has better reviews, Buddy or Splid?
Splid is rated higher. Buddy averages 4.7 out of 5 from 9.5K ratings, while Splid averages 4.9 from 4K ratings.
Do Buddy or Splid have ads?
Neither Buddy nor Splid shows ads.
Which is updated more often, Buddy or Splid?
Buddy ships an update every 9 days, and Splid every 3 months. Most recently, Buddy was updated on September 24, 2026 and Splid on September 23, 2026.

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