Comparison

Ace Budget 3 Lite vs Checkbook Wiz

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ace Budget 3 Lite

Manage your personal finances with this intuitive app. Track spending, set budgets, and schedule recurring transactions. Visualize your financial data with charts and reports, and secure your information with biometric authentication.

Highlights
  • Budget creation (daily to yearly)
  • Recurring transaction scheduling
  • Face ID/Touch ID support
  • iCloud data sync
  • Charts and reports
  • Photo receipt capture
  • Data export (CSV, HTML)
Features
Read full description

Ace Budget 3 Lite is a free version of the Ace Budget 3 application. It is limited to 50 transactions. Ace Budget 3 is an easy to use personal finance application to help you track your spending and keep to a budget. You can create daily, weekly, monthly, semimonthly, quarterly, and yearly budgets. You will be able to schedule recurring transactions, set reminders, view graphs, compare historical data, and much more. Every feature of Ace Budget 3 is designed to be quick, clean, intuitive, and easy to use. FEATURES * Face ID and Touch ID Support - Use Face ID or Touch ID to authenticate and launch the Ace Budget 3 app quicker and more conveniently. * Sync Data via iCloud - Sync your data across iPhone, iPad, and iPod Touch devices. * Universal Binary - Designed for iPhone, iPod Touch, and iPad devices. No need to buy separate apps for each device. * Charts and Reports - See your monthly income and expenses through charts and reports. * Photo Receipts - Capture and store photo receipt as part of a transaction. * AirPrint Support - Print reports directly from your iPhone or iPad to any AirPrint-enabled printer. * Multiple Budget Cycles - Create daily, weekly, biweekly, semimonthly, monthly, quarterly, or yearly budget cycles. * Transaction Reminder - Set reminders for scheduled transactions to warn you when expenses are due. * Transactions Scheduling - Schedule recurring transactions based on the start date and frequency you choose. * Quick Entry List - Create a repeating transaction list for quick selection instead of retyping details. * Smart Autocomplete - As you type, a list will show the previously entered descriptions for you to select from to save re-typing. * Search - Quickly search for transactions and edit from the same screen. * Budget History - At the end each cycle, all information for a budget category is archived and can be easily viewed for comparative purposes. * Transfer - Move funds from one budget category to another in a single operation. * Export Capability - Export budget data in CSV or HTML format for external viewing. * Customization Settings & Themes - Configurable settings and themes to customize the application based on your preferences. * Budget Delete Lock - Prevents accidental deletion of all the transactions under a budget category. * Customizable Sorting - Sort transactions based on your preference either ASC or DESC order by date. * Backup / Restore - You can backup and restore via Dropbox, email, or iTunes file sharing. * Clean, Intuitive User Interface * If you like this app, then please support us with a positive rating. Thank you!

About

Checkbook Wiz

Easily track your financial transactions and account balances. Manage multiple accounts, currencies, and recurring expenses with detailed reports and secure backup options. Ideal for personal daily finance management.

Highlights
  • Track account balances and transactions
  • Supports multiple currencies
  • Recurring transaction management
  • Detailed income and expense reports
  • Transaction splitting and categorization
  • Receipt and check number attachment
  • iCloud and Dropbox backup/restore
Features
Read full description

A simple and easy to use app to track transactions and balance of your accounts like checking saving, credit card and cash etc. Checkbook Wiz is a convenient way to manage your personal daily finance, check or add transactions anywhere with your device, keep an eye on balance of your accounts, see clearly where you money comes and goes. You can set multiple currencies for this app, and it support iCloud auto sync, iCloud & Dropbox backup and restore, makes it easier for you and your other family number to manage accounts together. Key features: ⁃ Track total balance, cleared balance of total accounts and each account. ⁃ Track transactions of each account. ⁃ Supports different currencies for each account. ⁃ Show transactions by daily and monthly. ⁃ Show daily and monthly total income and expense by calendar. ⁃ Supports adding expense, income and transfer transactions. ⁃ Supports splitting a transaction across multiple categories. ⁃ Add receipt for a transaction. ⁃ Add check number for a transaction. ⁃ Mark transaction as cleared or not directly in main screen page. ⁃ Kinds of default categories and you can add your own. ⁃ Supports adding recurring transactions. ⁃ Search transactions by name, category, account, amount, type and note text in a specific date range. ⁃ Comprehensive reports including: a). Total income & expense of all accounts and each account. b). Transactions by category. c). Transactions by payee. d). Monthly income & expense cash flow histogram. e). Monthly account balance chart view. ⁃ Export data inform of PDF, CSV and HTML. ⁃ Supports Air Print. ⁃ Password protection. ⁃ Supports Touch ID as passcode. ⁃ Add unlimited reminders. ⁃ Set Primary Account, primary category and home currency. ⁃ Custom month start day. ⁃ Show or hide reconciled transaction. ⁃ Supports iCloud auto sync. ⁃ Support both iCloud and Dropbox backup and restore. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

Screenshots

Ace Budget 3 Lite4 screens
Checkbook Wiz4 screens

Verdict

The call

The clearest difference is review sentiment: Checkbook Wiz at 75% against Ace Budget 3 Lite's 0%. Checkbook Wiz also leads on ratings volume (815 vs 1) and iOS requirement (16.0 vs 26.0). Ace Budget 3 Lite's advantage is rating (5.0 vs 4.2) and in-app purchases (none vs 2). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook Wiz sells 2 in-app purchases, starting at $1.99 per 6 months. Ace Budget 3 Lite asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Ace Budget 3 Lite holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Checkbook Wiz has 815 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 0% of Ace Budget 3 Lite's written reviews are positive against 75% of Checkbook Wiz's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Ace Budget 3 Lite ships an update every 5 weeks, Checkbook Wiz every 3 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard8 real differences · 2 level
Ace Budget 3 Lite versus Checkbook Wiz: the parameters behind the verdict, then further details
ParameterAce Budget 3 LiteCheckbook Wiz
PriceFreeFree
Rating5.0 (1 ratings) — better4.2 (815 ratings)
Positive reviews0.0% of reviews75.1% of reviews — better
Number of ratings1815 — better
Update frequencyEvery 5 weeks — betterEvery 3 months
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, Apple Watch — better
Requires iOS26.016.0 — better
Further details — not scored
Size15 MB55 MB
Age rating4+4+
DeveloperSVT SoftwareLINKLINKS LTD

Customer experience

Ace Budget 3 Lite

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Checkbook Wiz

All ratings815 ratings
Positive79.4%
Neutral5.8%
Negative14.8%
Written reviews217 reviews
Positive75.1%
Neutral10.6%
Negative14.3%

Bugs and requests

Ace Budget 3 Lite

Not enough reviews yet to summarise bugs or requests.

Checkbook Wiz

Reported bugs

3 issues
  • Transactions disappearing from register
  • Incorrect account balances displayed
  • App crashing when adding accounts

Requested features

5 requests
  • Ability to delete/edit payees
  • Automatic recurring transaction entry
  • Custom reporting and budgeting tools
  • Sync across multiple devices
  • Improved category management

In-app purchases

None

Ace Budget 3 Lite

No in-app purchases

2 purchases

Checkbook Wiz

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99

Questions

Is Ace Budget 3 Lite free?
Ace Budget 3 Lite is free to download, with no in-app purchases.
Is Checkbook Wiz free?
Checkbook Wiz is free to download, with in-app purchases available.
Which has better reviews, Ace Budget 3 Lite or Checkbook Wiz?
Ace Budget 3 Lite is rated higher. Ace Budget 3 Lite averages 5.0 out of 5 from 1 ratings, while Checkbook Wiz averages 4.2 from 815 ratings.
Do Ace Budget 3 Lite or Checkbook Wiz have ads?
Checkbook Wiz shows ads; Ace Budget 3 Lite does not.
Which is updated more often, Ace Budget 3 Lite or Checkbook Wiz?
Ace Budget 3 Lite ships an update every 5 weeks, and Checkbook Wiz every 3 months. Most recently, Ace Budget 3 Lite was updated on October 26, 2026 and Checkbook Wiz on October 24, 2026.

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