Comparison

Citizens Digital vs SBF Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Citizens Digital

Manage your bank accounts conveniently from your mobile device. Perform essential banking tasks like viewing balances, transferring funds, and depositing checks anytime, anywhere. Access office and ATM locations with ease.

Highlights
  • View account balances
  • See recent activity
  • Transfer funds
  • Mobile check deposit
  • Mobile bill pay
  • Find office and ATM locations
Features
Read full description

Citizens Digital Citizens State Bank Description Citizens Digital gives you access to your accounts on your mobile device. Now, with Citizens Digital, Citizens State Bank can go wherever you go! Perform banking tasks from anywhere and at any time. You must be a Citizens Digital user to access Citizens Digital. Call your local office today to sign up. What can you do? - View account balances - See recent activity - Transfer Funds - Find office locations and ATM locations - Deposit checks via mobile deposit - Pay bills via mobile bill pay

About

SBF Mobile Banking

Manage your finances on the go with this mobile banking application. Check balances, transfer funds between accounts, pay bills, and deposit checks conveniently from your device.

Highlights
  • Check account balances
  • Search recent transactions
  • Schedule bill payments
  • Manage payees
  • Deposit checks remotely
  • Transfer funds between accounts
Features
Read full description

Start banking wherever you are with SBF Mobile Banking for mobile banking! Available to all State Bank Financial consumer online banking customers. SBF Mobile Banking allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts Check your latest account balance and search recent transactions by date, amount, or check number. Bill Pay Schedule one-time payments. Add, Edit, or Delete Payees directly from the app. Check Deposit Deposit checks while on the go Transfers Easily transfer cash between your accounts

Screenshots

Citizens Digital4 screens
SBF Mobile Banking4 screens

Verdict

The call

The clearest difference is review sentiment: Citizens Digital at 91% against SBF Mobile Banking's 29%. Citizens Digital also leads on rating (4.8 vs 4.4). SBF Mobile Banking's advantage is update cadence (monthly vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Citizens Digital holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 39 and 78 respectively. Written reviews point the same way: 91% of Citizens Digital's written reviews are positive against 29% of SBF Mobile Banking's.

UpkeepUpdate frequency

Citizens Digital ships an update every 4 months, SBF Mobile Banking monthly. The most recent releases landed on June 11, 2026 and September 16, 2026 respectively.

Scorecard3 real differences · 7 level
Citizens Digital versus SBF Mobile Banking: the parameters behind the verdict, then further details
ParameterCitizens DigitalSBF Mobile Banking
PriceFreeFree
Rating4.8 (39 ratings) — better4.4 (78 ratings)
Positive reviews91.3% of reviews — better28.6% of reviews
Number of ratings3978 — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS14.1 — better15.0
Further details — not scored
Size138 MB154 MB
Age rating4+4+
DeveloperCitizens State Bank of La CrosseState Bank Financial

Customer experience

Citizens Digital

All ratings39 ratings
Positive92.3%
Neutral2.6%
Negative5.1%
Written reviews23 reviews
Positive91.3%
Neutral4.3%
Negative4.3%

SBF Mobile Banking

All ratings78 ratings
Positive87.2%
Neutral1.3%
Negative11.5%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

In-app purchases

None

Citizens Digital

No in-app purchases

None

SBF Mobile Banking

No in-app purchases

Questions

Is Citizens Digital free?
Citizens Digital is free to download, with no in-app purchases.
Is SBF Mobile Banking free?
SBF Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, Citizens Digital or SBF Mobile Banking?
Citizens Digital is rated higher. Citizens Digital averages 4.8 out of 5 from 39 ratings, while SBF Mobile Banking averages 4.4 from 78 ratings.
Do Citizens Digital or SBF Mobile Banking have ads?
Neither Citizens Digital nor SBF Mobile Banking shows ads.
Which is updated more often, Citizens Digital or SBF Mobile Banking?
Citizens Digital ships an update every 4 months, and SBF Mobile Banking monthly. Most recently, Citizens Digital was updated on June 11, 2026 and SBF Mobile Banking on September 16, 2026.

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