真融宝 vs 好规划
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
真融宝
A comprehensive fintech platform offering convenient and efficient financial services for everyday investors. Start investing with as little as 100 yuan, earn interest from the next day, and withdraw funds in as fast as one minute. Backed by reputable investors and a strong track record.
- Invest from 100 yuan
- Interest accrues next day
- Fast withdrawals
- Diverse investment terms
- Bank custody for funds
- Third-party guarantee mechanism
- High security certifications
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真融宝是一家综合性的金融科技平台，为大众投资者提供便捷、高效的金融服务，100元起投，次日计息，提现最快一分钟到账。真融宝先后获知名投资机构红杉资本、经纬创投亿元以上投资。累计交易总额超过2000亿元，累计服务用户250多万！ 为什么选择真融宝？ 1、实力雄厚: 已获得知名投资机构红杉资本近亿元的投资，红杉资本还投资过阿里巴巴、360、京东、新浪网。 2、金融服务多样化: 1)投15天年化利率4.3% 2)投30天年化利率5.2% 3)投90天年化利率6.2% 4)投180天年化利率7.2% 5)投360天年化利率8% 还可以选择更多投标期限~~ 3、风险控制: 1)银行存管，用户资金和平台资金有效隔离 2)获得公安部门认证的三级安全等级认证 3)出借的标的分散，防止系统性金融风险 4)第三方担保机制，历史兑付率100% 4、外界认可: 1)国家高新技术企业认证 2)2017年度最佳金融科技平台 3)2017中国金融科技50强 4)互联网金融科技协会理事会员单位 5)真融宝客服团队荣获中国客服节“明星班组”称号 联系方式： 客服电话：1010-1008(365天全年无休) 官方网站：www.zhenrongbao.com 官方微博：weibo.com/zhenrongbao 微信服务号：真融宝 粉丝交流QQ群：314903823
好规划
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您的专属理财师—— 好规划是一家中立的理财服务平台，为您提供一站式财富管理服务。帮助您减少投资过程中的困扰和风险，帮助您安全、快速、稳定地实现财富增值！ 【更专业】理财师团队成员均具有国际认证金融理财师CFP/AFP资质和多年理财服务经验 【更安全】平台由华创资本投资孵化，安全运行超过3年，20万用户信赖之选 联系我们—— 微信公众号：好规划网（plan141）——即时学习理财知识和了解最新资讯，更有专业理财师为您解答理财过程中的各种疑惑。 好规划网站：www.guihua.com
Screenshots
Verdict
The clearest difference is update cadence: 真融宝 at every 2 weeks against 好规划's every 3 months. 真融宝 also leads on ratings volume (38 vs 6) and iOS requirement (8.0 vs 11.0). 好规划's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 83%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
好规划 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: 真融宝 has 38 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 83% of 真融宝's written reviews are positive against 100% of 好规划's.
真融宝 ships an update every 2 weeks, 好规划 every 3 months. The most recent releases landed on September 13, 2026 and September 9, 2026 respectively.
| Parameter | 真融宝 | 好规划 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (38 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 83.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 38 — better | 6 |
| Update frequency | Every 2 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 8.0 — better | 11.0 |
| Further details — not scored | ||
| Size | 61 MB | 118 MB |
| Age rating | 4+ | 4+ |
| Developer | 北京快快网络技术有限公司 | Wealth Works Co., Ltd. |
Customer experience
真融宝
好规划
In-app purchases
真融宝
No in-app purchases
好规划
No in-app purchases
