Comparison

一创智富通 vs 中银证券

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

一创智富通

This platform offers a comprehensive wealth management experience for investors. It integrates smart trading, investment advisory, and account management to provide personalized and efficient financial services. Access a variety of investment products and manage your portfolio with ease.

Highlights
  • Smart trading with automated order execution
  • Automated new stock and bond subscription
  • Real-time market monitoring and alerts
  • Curated investment products in the financial mall
  • Personalized investment advisory services
  • Online business processing and exclusive support
Features
Read full description

一创智富通是第一创业证券为广大投资者推出的一站式财富管理平台。经过多年的不断打磨优化,秉承“科技让投资更轻松”的产品理念,陆续上线了智能盯盘、智能打新、全景账户、Leve2十档行情、策略工具、e投顾等多个特色功能。以“智能”为核心、以“体验”为根本,智富通APP逐步整合智能投顾、智能客服、智能交易、智能账户等,使其成为集交易、理财、服务于一体的智能化私人财富管理助手,为您提供定制化、伴随式、有温度的投资服务体验。 【功能亮点】 智能交易 提供从交易条件设置到交易执行的一整套手机端轻量化策略交易方式,实现自动盯盘、自动下单,打造高效、便捷的证券交易体验。 智能打新 针对新股、新债,根据用户预约的申购设置,自动监控并执行申购的策略单,具有自由选择打新时间、批量预约一键搞定、APP消息实时提醒等优势。 智能盯盘 可以实时监控市场动态,盯盘策略有效紧盯市场异动,协助您快速了解个股及大盘变化。 新客尊享 新用户尊享丰厚福利礼包,还可免费体验投顾组合、量化策略等高端服务。 理财商城 为您甄选公募基金、私募基金、资管产品,报价回购等多样化理财产品,让您的资金聪明起来,助力账户闲置资金投资。拥有多种交易便利、期限灵活、高安全性的投资品种供您选择,更有余额扫单工具让您理财更省心。 e投顾 依托百余人高质量的投资顾问团队,精心打造的云端投顾平台,高质量高标准的投资产品和服务,为客户提供有温度、智能化、专业高效的投资咨询服务和投资顾问服务体系。 积分商城 参与一创智富通活动或完成任务等方式获取积分,可兑换多重好礼。 业务办理 足不出户即可办理业务,包括三方存管变更、科创板开通、港股通交易权限申请、协议签署等多项业务。 专属服务 可以直接联系专属的服务人员,提供“一对一”专属咨询服务,快捷高效的沟通,随时咨询业务。 【奖项】 2023年 证券时报·财富服务品牌君鼎奖 2022年 证券时报·新锐财富经纪商君鼎奖 2021年 新浪财经·最佳精细化运营团队奖 【联系我们】 如果您在APP使用上有任何疑问,欢迎您联系我们。 1、第一创业证券官方网站:http://www.firstcapital.com.cn/ 2、第一创业证券客服热线:95358 3、微信公众号:一创智富通(i95358)

About

中银证券

This app provides a comprehensive platform for stock and fund trading, offering real-time market data, a wide range of financial products, and convenient transaction processing. It aims to be a one-stop solution for investors to manage their portfolios and conduct financial business efficiently and securely.

Highlights
  • One-stop investment and wealth management
  • Real-time market data
  • Fast trading execution
  • Diverse financial products
  • Professional investment information
  • Convenient business handling
Features
Read full description

【产品简介】 中银证券APP是中银证券为投资者用心打造的一站式股票基金交易平台,在该平台上投资者可以进行手机炒股、基金理财、业务办理。实时行情交易,安全可靠;丰富的理财产品,尽在掌握;便捷的业务办理,节省时间。中银证券全心全意服务,为您投资保驾护航。 【产品优势】 1、一站式综合服务,极速开户、行情资讯、多类型交易理财,业务办理等功能一键登录,轻轻松松投资理财; 2、实时行情,极速交易,交易下单快如闪电; 3、多层次的理财产品,满足您的不同需求; 4、专业全面的资讯,为您推荐有用的投资理财信息。 温馨提示:市场有风险,投资需谨慎。

Screenshots

一创智富通4 screens
中银证券4 screens

Verdict

The call

The clearest difference is in-app purchases: 中银证券 at none against 一创智富通's 7. 一创智富通's advantage is ratings volume (660 vs 6) and review sentiment (96% vs 82%). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 一创智富通 sells 7 one-off in-app purchases. 中银证券 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.5 for 一创智富通 against 3.5 for 中银证券. That said, the two scores are not equally well evidenced: 一创智富通 has 660 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 96% of 一创智富通's written reviews are positive against 82% of 中银证券's.

UpkeepUpdate frequency

一创智富通 ships an update monthly, 中银证券 every 3 weeks. Both last shipped on November 6, 2026.

Scorecard3 real differences · 7 level
一创智富通 versus 中银证券: the parameters behind the verdict, then further details
Parameter一创智富通中银证券
PriceFreeFree
Rating3.5 (660 ratings) — better3.5 (6 ratings)
Positive reviews95.7% of reviews — better81.8% of reviews
Number of ratings660 — better6
Update frequencyMonthlyEvery 3 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size243 MB269 MB
Age rating4+4+
Developer第一创业证券BOC International (China) Limited

Customer experience

一创智富通

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews23 reviews
Positive95.7%
Neutral0.0%
Negative4.3%

中银证券

All ratings6 ratings
Positive50.0%
Neutral16.7%
Negative33.3%
Written reviews22 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

In-app purchases

7 purchases

一创智富通

One-time7
  • Level2十档行情1个月$0.99
  • Level2十档行情3个月$3.99
  • Level2十档行情6个月$6.99
Show 4 more
  • Level2十档行情1年$12.99
  • E投顾100$14.99
  • E投顾500$69.99
  • E投顾1000$149.99
None

中银证券

No in-app purchases

Questions

Is 一创智富通 free?
一创智富通 is free to download, with in-app purchases available.
Is 中银证券 free?
中银证券 is free to download, with no in-app purchases.
Which has better reviews, 一创智富通 or 中银证券?
一创智富通 is rated higher. 一创智富通 averages 3.5 out of 5 from 660 ratings, while 中银证券 averages 3.5 from 6 ratings.
Do 一创智富通 or 中银证券 have ads?
Neither 一创智富通 nor 中银证券 shows ads.
Which is updated more often, 一创智富通 or 中银证券?
一创智富通 ships an update monthly, and 中银证券 every 3 weeks. Most recently, 一创智富通 was updated on November 6, 2026 and 中银证券 on November 6, 2026.

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