MCFCU Mobile vs Members First CU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MCFCU Mobile
Manage your finances with a member-owned cooperative focused on community service and financial education. Offers top-quality financial products and services, returning profits to members through better rates and lower fees.
- Member-owned financial cooperative
- Community-focused service
- Financial education resources
- Better rates and lower fees
- Personal financial decision support
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Morehead Community Federal Credit Union (MCFCU) is a member-owned financial cooperative that has been serving the Rowan County community for over 40 years. Since we were chartered in 1978, we have been committed to providing excellent customer service and top quality financial products to our members and our community. MCFCU is a not-for-profit organization operated by members, for members—this means that after paying expenses and providing for capital, any money we earn is returned to our members in the form of better rates, lower fees, and improved service. We at MCFCU encourage savings and make a point to educate our members in making sound personal financial decisions. This philosophy of people helping people is a true representation of the spirit of credit unions and is the driving force behind our mission and vision: to make a positive difference in the financial lives of our members and the community we serve. We want to be the financial institution that our members choose first, use the most, and grow with throughout their lives. As a member and owner, you are a vital part of the MCFCU, and providing you with the very best of service and products is our goal. Rowan's top employers: Saint Clair Hospital, Morehead State University (MSU), Regal, Family Dollar, SRG
Members First CU
This credit union app provides convenient access to financial services for its members. Manage your accounts, transfer funds, and access important information on the go. Designed for residents and employees of specific organizations in Utah.
- Account management
- Fund transfers
- Financial service access
- Mobile banking
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Members First Credit Union (MFCU) was established in 1958 as Thiokol Employees Credit Union. In 1996, the name was changed to Members First Credit Union. Members First is a Utah State chartered credit union and serves Box Elder and Cache County residents, as well as the employees and families of Orbital ATK Launch Systems, Autoliv ASP, Management Training Corp., Kent's Market, Malt-O-Meal Company, NUCOR Steel, VulCraft and Utah State University.
Screenshots
Verdict
The clearest difference is rating: MCFCU Mobile at 4.4 against Members First CU's 2.8. Members First CU's advantage is update cadence (every 2 months vs every 11 months) and review sentiment (18% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MCFCU Mobile holds the better App Store score, 4.4 against 2.8. Both are backed by a comparable volume of ratings — 5 and 17 respectively. Written reviews complicate that: 0% of MCFCU Mobile's written reviews are positive against 18% of Members First CU's, so the app with the better star average is not the one people write more warmly about.
MCFCU Mobile ships an update every 11 months, Members First CU every 2 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | MCFCU Mobile | Members First CU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (5 ratings) — better | 2.8 (17 ratings) |
| Positive reviews | 0.0% of reviews | 18.2% of reviews — better |
| Number of ratings | 5 | 17 — better |
| Update frequency | Every 11 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | Morehead Community Federal Credit Union | Members First Credit Union (Utah) |
Customer experience
MCFCU Mobile
Members First CU
In-app purchases
MCFCU Mobile
No in-app purchases
Members First CU
No in-app purchases
Questions
Is MCFCU Mobile free?
Is Members First CU free?
Which has better reviews, MCFCU Mobile or Members First CU?
Do MCFCU Mobile or Members First CU have ads?
Which is updated more often, MCFCU Mobile or Members First CU?
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