Comparison

Bill Watch vs Billsy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bill Watch

Organize all your income and expense bills in one place. Get timely reminders for upcoming payments to avoid late fees and simplify your financial life. Track payment status, generate reports, and manage your money with ease.

Highlights
  • Track income and expense bills
  • Set custom payment reminders
  • Calendar and list bill views
  • Generate financial reports
  • Create repeating bills
  • Export bills data
  • Passcode and Touch ID protection
Features
Read full description

You need an app to organize your bills, keep them in good order, track their payment status and make sure they are paid on time. Bill Watch is the best choice. Bill Watch keeps your income and expense bills in one place, reminds you paying bills, its mission is to help you become late fee free and you don’t need to always worry about that if you have bills to be paid nearly, helps to simplify and stress release your life. You add your bills which need to be paid or got into this app, Bill Watch will keep your bills by Calendar or List view, remind you paying them on time, and generate reports to show where you money comes and goes. Key Features: ⁃ Track both income and expense bills. ⁃ Track bills amount, status, payment amount, account, category and payer/payee etc. ⁃ Create repeating bills with or without an end date. ⁃ Custom in advance remind days and time. ⁃ Set bills as auto pay or not. ⁃ Add full or partially payments for a bill. ⁃ Calendar or List view to check bills. ⁃ Track bills history for each account. ⁃ Search bills with or without a date range. ⁃ Bills reports including bills trend, bills by category, bills by payee/payer and bills by payment amount. ⁃ Export bills data by email in format of CSV, HTML or PDF. ⁃ Print bills data by AirPrint. ⁃ Supports multiple currencies. ⁃ Passcode protection. ⁃ Supports Touch ID as password. ⁃ Custom Categories. ⁃ Custom month start day. ⁃ Dropbox and iCloud backup and restore. ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

About

Billsy

Effortlessly manage personal and business finances with a unified dashboard, bill calendar, and automatic reminders. Track subscriptions, gain insights into spending, and avoid financial pitfalls with over 200 pre-filled templates.

Highlights
  • Unified financial dashboard
  • 200+ pre-filled expense templates
  • Comprehensive bill calendar
  • Insightful spend visualization
  • Automatic bill reminders
  • Custom bill entries
  • Exclusive offers
Read full description

Manage Your Personal and Business Finances Effortlessly Billsy is more than just a subscription & bill tracker; it's your comprehensive solution to managing both personal and business finances in one intuitive app. Starting a business is hard, especially in the early stages. Whether it’s starting a Youtube channel, an ecommerce store or a newsletter, the subscriptions start stacking up really quickly. And before you know it you’re paying hundreds of dollars for unused subscriptions. That’s why we built Billsy! At Billsy, our mission is to build the simplest and easiest tool for solo entrepreneurs & creators to streamline your expense tracking and ensure you never waste money on unused subscriptions again. ​​No matter your side hustle, our 200+ pre-filled templates have you covered for keeping track of all those bills and subscriptions. Join the thousands of users who trust Billsy for staying on top of their subscriptions every day. Why Billsy? Cash Flow Mastery: Did you know that 71% of consumers waste over $50 each month on subscriptions they don’t use (src: survey conducted by Chase Bank). 82% of businesses fail because of poor cash flow management. Billsy enables you to stay on top of your cash flow by tracking all expenses efficiently (src: report by the U.S. Bank) Billsy is designed to combat common financial pitfalls, such as unmonitored subscriptions and poor cash flow management, which are major concerns for both individuals and businesses alike. Key Features: 1. Unified Financial Dashboard: Instantly view upcoming bills and monthly expenditures for both personal and business needs. 2. Pre-filled Templates: Simplify expense logging & tracking subscriptions with over 200 templates across 20 categories. 3. Comprehensive Bill Calendar: Track every payment with our visual calendar, ensuring you never miss a due date. 4. Insightful Spend Visualization: Make informed financial decisions with our intuitive charts, breaking down expenses by category for a clear view of your financial health. 5. Automatic Bill Reminders: Receive timely alerts for bill payments and subscription renewals. We also send monthly alerts so that you can stay on top of your monthly recurring bills. 6. Custom Bill Entries: Tailor your expense tracking with flexible bill input options. 7. Exclusive Offers: Enjoy special discounts on business tools and personal purchases. Billsy's Promise: #1 User-Friendly Experience: Navigate your finances with ease, thanks to Billsy's simple yet powerful interface. Data Privacy Commitment: Your privacy is our priority. Billsy requires no bank details, and your information is never sold.You can delete your data or your account anytime. Take Control Today Say goodbye to missed payments, unmonitored subscriptions, and financial uncertainty without the complexity of traditional budgeting. Signing up is free & easy! Download Billsy for FREE and embark on a journey to financial clarity and control. Whether for business or personal use, Billsy is your partner in financial management. Join the thousands of users who trust Billsy for staying on top of their subscriptions every day. Missing a template, want new features, or have any other feedback for us? We’d love to hear from you from you. Please drop us a line at contact@billsyfinance.com

Screenshots

Bill Watch4 screens
Billsy4 screens

Verdict

The call

The clearest difference is review sentiment: Bill Watch at 80% against Billsy's 53%. Bill Watch also leads on rating (4.2 vs 3.9) and ratings volume (158 vs 24). Billsy's advantage is update cadence (every 2 months vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bill Watch sells 2 in-app purchases, starting at $1.99 per 6 months and Billsy sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Bill Watch holds the better App Store score, 4.2 against 3.9. That said, the two scores are not equally well evidenced: Bill Watch has 158 ratings behind it against 24, so its average is the more settled of the two. Written reviews point the same way: 80% of Bill Watch's written reviews are positive against 53% of Billsy's.

UpkeepUpdate frequency

Bill Watch ships an update every 5 months, Billsy every 2 months. The most recent releases landed on October 22, 2026 and October 6, 2026 respectively.

Scorecard5 real differences · 5 level
Bill Watch versus Billsy: the parameters behind the verdict, then further details
ParameterBill WatchBillsy
PriceFreeFree
Rating4.2 (158 ratings) — better3.9 (24 ratings)
Positive reviews80.2% of reviews — better53.3% of reviews
Number of ratings158 — better24
Update frequencyEvery 5 monthsEvery 2 months — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS16.016.0
Further details — not scored
Size28 MB192 MB
Age rating4+4+
DeveloperLINKLINKS LTDGOFORTH TECH VENTURES INC

Customer experience

Bill Watch

All ratings157 ratings
Positive76.4%
Neutral10.2%
Negative13.4%
Written reviews192 reviews
Positive80.2%
Neutral6.8%
Negative13.0%

Billsy

All ratings24 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews15 reviews
Positive53.3%
Neutral6.7%
Negative40.0%

Bugs and requests

Bill Watch

Reported bugs

3 issues
  • Notifications not working as expected
  • Data loss when transferring to new device
  • Recurring bills not updating correctly

Requested features

4 requests
  • Ability to customize categories and accounts
  • Weekly report view in addition to monthly/quarterly/yearly
  • Sync with bank accounts
  • Ability to share data with others

Billsy

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Bill Watch

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99
3 purchases

Billsy

Subscriptions2
  • Bills Organizer: Monthly Pro$3.991 Month
  • Bills Organizer: Annual Pro$29.991 Year
One-time1
  • Unlock Billsy Pro$4.99

Questions

Is Bill Watch free?
Bill Watch is free to download, with in-app purchases available.
Is Billsy free?
Billsy is free to download, with in-app purchases available.
Which has better reviews, Bill Watch or Billsy?
Bill Watch is rated higher. Bill Watch averages 4.2 out of 5 from 158 ratings, while Billsy averages 3.9 from 24 ratings.
Do Bill Watch or Billsy have ads?
Both Bill Watch and Billsy show ads.
Which is updated more often, Bill Watch or Billsy?
Bill Watch ships an update every 5 months, and Billsy every 2 months. Most recently, Bill Watch was updated on October 22, 2026 and Billsy on October 6, 2026.

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