Bill Watch vs SaveMySubs
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bill Watch
Organize all your income and expense bills in one place. Get timely reminders for upcoming payments to avoid late fees and simplify your financial life. Track payment status, generate reports, and manage your money with ease.
- Track income and expense bills
- Set custom payment reminders
- Calendar and list bill views
- Generate financial reports
- Create repeating bills
- Export bills data
- Passcode and Touch ID protection
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You need an app to organize your bills, keep them in good order, track their payment status and make sure they are paid on time. Bill Watch is the best choice. Bill Watch keeps your income and expense bills in one place, reminds you paying bills, its mission is to help you become late fee free and you don’t need to always worry about that if you have bills to be paid nearly, helps to simplify and stress release your life. You add your bills which need to be paid or got into this app, Bill Watch will keep your bills by Calendar or List view, remind you paying them on time, and generate reports to show where you money comes and goes. Key Features: ⁃ Track both income and expense bills. ⁃ Track bills amount, status, payment amount, account, category and payer/payee etc. ⁃ Create repeating bills with or without an end date. ⁃ Custom in advance remind days and time. ⁃ Set bills as auto pay or not. ⁃ Add full or partially payments for a bill. ⁃ Calendar or List view to check bills. ⁃ Track bills history for each account. ⁃ Search bills with or without a date range. ⁃ Bills reports including bills trend, bills by category, bills by payee/payer and bills by payment amount. ⁃ Export bills data by email in format of CSV, HTML or PDF. ⁃ Print bills data by AirPrint. ⁃ Supports multiple currencies. ⁃ Passcode protection. ⁃ Supports Touch ID as password. ⁃ Custom Categories. ⁃ Custom month start day. ⁃ Dropbox and iCloud backup and restore. ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.
SaveMySubs
Manage all your recurring payments in one place. Track upcoming renewals, understand your spending, and get AI-powered suggestions for savings before your next charge.
- Track subscriptions and recurring payments
- Add subscriptions via manual input or scanning
- Set renewal reminders
- View monthly and yearly spending
- Organize by category and billing cycle
- AI-powered savings suggestions
- Identify duplicate services
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SaveMySubs is a smarter way to manage your subscriptions. Keep all your recurring payments in one place, track upcoming renewals, understand your monthly and yearly spending, and get helpful suggestions before the next charge arrives. From streaming services and cloud storage to AI tools, apps, memberships, and software plans, SaveMySubs helps you see exactly what you are paying for and decide what still deserves a place in your budget. You can add subscriptions manually, scan bills or receipts, and organize everything by price, billing cycle, category, renewal date, and currency. Renewal reminders help you avoid forgotten charges, while spending summaries make it easier to understand where your money goes every month. SaveMySubs also uses AI to help you review your subscriptions more intelligently. It can suggest possible overlaps, cheaper alternatives, downgrade opportunities, and subscriptions that may be worth canceling. Features • Track subscriptions, memberships, and recurring payments • Add subscriptions quickly by manual input or scanning • Set reminders before renewals • View monthly and yearly spending • Manage different billing cycles and currencies • Organize subscriptions by category • Review possible duplicates and overlapping services • Discover alternative options • Get suggestions for reducing recurring costs SaveMySubs helps you stay aware, avoid waste, and make better decisions about the services you pay for. 【Pro Monthly Subscription Auto-Renewal Service Description】 1. Subscription Service: Pro monthly subscription is automatically renewed every month. 2. Subscription Price: Refer to the IAP application details; for example, the monthly subscription fee is 8 yuan per month. 3. Payment: The subscription can be managed by the user. After the user confirms the purchase and makes the payment, it will be charged to the iTunes account. 4. Renewal: The Apple iTunes account will be charged 24 hours before the expiration. Once the charge is successful, the subscription period will be extended by one cycle. 5. Cancel Renewal: To cancel the subscription, open the “Settings” on your iPhone --> Go to “iTunes Store and App Store” --> Click on “Apple ID”, select “View Apple ID”, enter the "Account Settings" page, click on “Subscriptions”, and choose “Pro Monthly Subscription” to cancel the subscription. If the subscription is not turned off at least 24 hours before the end of the subscription period, it will automatically renew. 6. User Agreement: https://savemysubs.com/terms/ 7. Privacy Agreement: https://savemysubs.com/privacy/
Screenshots
Verdict
The clearest difference is rating: SaveMySubs at 5.0 against Bill Watch's 4.2. SaveMySubs also leads on ads (none vs shown) and update cadence (every 2 months vs every 5 months). Bill Watch's advantage is ratings volume (157 vs 2) and iOS requirement (16.0 vs 18). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Bill Watch sells 2 in-app purchases, starting at $1.99 per 6 months and SaveMySubs sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
SaveMySubs holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Bill Watch has 157 ratings behind it against 2, so its average is the more settled of the two.
Bill Watch ships an update every 5 months, SaveMySubs every 2 months. The most recent releases landed on October 17, 2026 and October 5, 2026 respectively.
| Parameter | Bill Watch | SaveMySubs |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (157 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 80.2% of reviews | — |
| Number of ratings | 157 — better | 2 |
| Update frequency | Every 5 months | Every 2 months — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Requires iOS | 16.0 — better | 18 |
| Further details — not scored | ||
| Size | 28 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | LINKLINKS LTD | 俊 吕 |
Customer experience
Bill Watch
SaveMySubs
Bugs and requests
Bill Watch
Reported bugs
3 issues- Notifications not working as expected
- Data loss when transferring to new device
- Recurring bills not updating correctly
Requested features
4 requests- Ability to customize categories and accounts
- Weekly report view in addition to monthly/quarterly/yearly
- Sync with bank accounts
- Ability to share data with others
SaveMySubs
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Bill Watch
- Premium - 6 months$1.996 Months
- Pro Version$19.99
SaveMySubs
- SaveMySubs monthly$1.991 Month
- SaveMySubs Yearly7 Days trial$12.991 Year
- SaveMySubs Lifetime$24.99









