מרכוד vs Xtram
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
מרכוד
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אפליקציית ״מרכוד״ מאפשרת לך להזין את הקוד האישי המתחלף, המוצג על המסך, כאמצעי ״הזדהות חזקה״ באתר עסקים+ של בנק מרכנתיל. ה״מרכוד״ הינו מחולל קודים באופן אוטומטי, בכל פרק זמן (One Time Password) את אפליקציית ״מרכוד״ ניתן להתקין על מספר מכשירים במקביל (טלפונים חכמים וטאבלטים) הפעלת האפליקציה בכל מכשיר נעשית עם הזנת קוד ההתקנה שנמסר לכם מהבנק בעת ההצטרפות לשירות.
Xtram
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App Name: Xtram Description: Welcome to Xtram, the comprehensive accounting solution designed for meticulous financial management. Our app is expertly tailored for both individual and business use, offering a seamless and intuitive interface to oversee your financial affairs. Key Features: Comprehensive Financial Overview: Get a clear picture of your financial health with our easy-to-navigate dashboard, displaying all your incomes and expenses. Detailed Reporting: Access detailed reports with just a few taps. Our app provides monthly and yearly breakdowns, allowing you to track financial progress and identify trends. Document Management: Effortlessly upload and organize all your financial documents. Keep your income and expense records organized and accessible anytime. Profit Tracking: Monitor your profit margins with our monthly profit analysis tool. Understand which months were the most profitable and identify factors contributing to your financial success. User-Friendly Interface: Enjoy a hassle-free experience with our user-friendly design. Whether you're a seasoned accountant or new to financial management, our app is easy to navigate. Secure Data Handling: Your financial data is sensitive, and we treat it with the utmost care. Benefit from top-notch security protocols ensuring your information remains confidential and protected. Cloud Syncing: Access your financial data from anywhere, on any device, thanks to our secure cloud syncing feature. Whether you're looking to streamline your finances or seeking a robust tool for business accounting, Accounting Manager is your go-to app for efficient and effective financial management. Download now and take the first step towards smarter financial oversight!
Screenshots
Verdict
The clearest difference is update cadence: Xtram at every 9 days against מרכוד's every 14 months. מרכוד's advantage is iOS requirement (9.0 vs 16). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
מרכוד ships an update every 14 months, Xtram every 9 days. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.
| Parameter | מרכוד | Xtram |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 14 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 9.0 — better | 16 |
| Further details — not scored | ||
| Size | 14 MB | 90 MB |
| Age rating | 4+ | 17+ |
| Developer | Israel Discount Bank ltd. | RabbitsIT |
In-app purchases
מרכוד
No in-app purchases
Xtram
No in-app purchases






