Comparison

cetesdirecto vs Cubit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

cetesdirecto

Manage your investment account and operate it from your mobile device. Invest in government securities starting from just 100 pesos with no costs or commissions. Easily track your balance and instruct your investments securely.

Highlights
  • Manage investment account
  • Operate from mobile device
  • Invest in government securities
  • Start with 100 pesos
  • No costs or commissions
  • Check balance
  • Instruct investments
Features
Read full description

Descarga la aplicación de cetesdirecto, administra y realiza las operaciones de tu cuenta desde la comodidad y seguridad de tu dispositivo móvil. Con cetesdirecto podrás invertir en Títulos Gubernamentales desde sólo 100 pesos. SIN COSTO; NI COMISIONES Instruye tus inversiones Consulta tu saldo Si aún no tienes una cuenta de ahorro e inversión, ingresa a www.cetesdirecto.com , crea tu usuario y contraseña, captura tus datos personales y ¡Listo! Así de fácil, rápido y seguro podrás comenzar a ahorrar, invirtiendo. Para mayor información estamos a tus órdenes en nuestro CAT al 01 800 238-3734 de Lunes a Viernes de 9 a 18 horas y Sábados de 9 a 14 horas.

About

Cubit

This app teaches children and young people how to manage their money from an early age, providing them with financial education for their future. It allows children to learn to save, manage allowances, and track expenses, while parents can manage allowances and monitor their children's progress.

Highlights
  • Financial education for children
  • Separate parent and child profiles
  • Learn to save and manage allowances
  • Track expenses
  • Parental oversight and progress monitoring
Features
Read full description

Cubit es la plataforma para enseñar a los niñ@s y jóvenes a administrar su dinero desde una temprana edad con la finalidad de brindarles educación financiera para su futuro. Con la app de Cubit, los hij@s y padres tienen sus propios perfiles dentro de la plataforma. Los hij@s aprenden a ahorrar, administrar mesadas y registrar sus gastos para poder tener un control de sus finanzas. Los padres se encargan de administrar la mesada de los hij@s y dan seguimiento a su progreso, de esta forma tienen control de toda la actividad de sus hij@s en la plataforma.

Screenshots

cetesdirecto4 screens
Cubit3 screens

Verdict

The call

The clearest difference is review sentiment: Cubit at 100% against cetesdirecto's 36%. Cubit also leads on rating (5.0 vs 2.7) and iOS requirement (12.0 vs 15.6). cetesdirecto's advantage is ratings volume (75 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Cubit holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: cetesdirecto has 75 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 36% of cetesdirecto's written reviews are positive against 100% of Cubit's.

UpkeepUpdate frequency

cetesdirecto ships an update every 2 months, Cubit monthly. The most recent releases landed on October 14, 2026 and September 29, 2026 respectively.

Scorecard4 real differences · 6 level
cetesdirecto versus Cubit: the parameters behind the verdict, then further details
ParametercetesdirectoCubit
PriceFreeFree
Rating2.7 (75 ratings)5.0 (2 ratings) — better
Positive reviews36.3% of reviews100.0% of reviews — better
Number of ratings75 — better2
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.612.0 — better
Further details — not scored
Size111 MB16 MB
Age rating4+4+
DevelopercetesdirectoPappCorn SAS

Customer experience

cetesdirecto

All ratings75 ratings
Positive41.3%
Neutral5.3%
Negative53.3%
Written reviews80 reviews
Positive36.3%
Neutral7.5%
Negative56.3%

Cubit

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

cetesdirecto

No in-app purchases

None

Cubit

No in-app purchases

Questions

Is cetesdirecto free?
cetesdirecto is free to download, with no in-app purchases.
Is Cubit free?
Cubit is free to download, with no in-app purchases.
Which has better reviews, cetesdirecto or Cubit?
Cubit is rated higher. cetesdirecto averages 2.7 out of 5 from 75 ratings, while Cubit averages 5.0 from 2 ratings.
Do cetesdirecto or Cubit have ads?
Neither cetesdirecto nor Cubit shows ads.
Which is updated more often, cetesdirecto or Cubit?
cetesdirecto ships an update every 2 months, and Cubit monthly. Most recently, cetesdirecto was updated on October 14, 2026 and Cubit on September 29, 2026.

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