Comparison

Payment for Stripe vs OnPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payment for Stripe

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Highlights
  • Card reader support
  • Tap to Pay on iPhone
  • Product and subscription sales
  • Customer management
  • Branded receipts
  • Team access
Features
Read full description

Since 2015, Payment for Stripe has processed more than all other Stripe-based mobile payment apps combined. Trusted by 230K+ businesses in 170+ countries. $950M+ processed. Stripe Verified Partner. Accept Stripe payments in seconds — with Tap to Pay on iPhone, Stripe Terminal card readers or manual entry. No monthly fees, no subscriptions required. Just connect your new or existing Stripe account and start charging. ▶ TAP TO PAY ON iPHONE Accept contactless payments directly on your iPhone — no extra hardware needed. Perfect for businesses on the go. ▶ CARD READERS Works with every Stripe Terminal card reader: Stripe M2, BBPOS WisePOS E, BBPOS WisePad 3, and the Stripe Reader S700/S710. Connect via Bluetooth and start accepting chip, tap, and swipe payments. ▶ PRODUCTS & SUBSCRIPTIONS Sell one-time products or set up recurring subscriptions for your customers. Existing Stripe products sync automatically. Add tips, sales tax, and service fees at checkout. ▶ CUSTOMERS & RECEIPTS Save customer information, charge returning customers in seconds, and automatically send branded receipts with your colors and logo. ▶ BUILT FOR YOUR BUSINESS Ideal for salons, nonprofits, food vendors, health services, and any business that takes regular in-person payments. Quick Start setup adapts to your business type. Works with most ecommerce storefronts including Squarespace, Shopify, BigCommerce, BigCartel, Weebly, and WooCommerce. ▶ ENTERPRISE & TEAMS Add team members with charge-only access. Keep your Stripe credentials private while your staff, volunteers, or employees process payments. ▶ SIMPLE PRICING Only a very small 1.2% app fee per charge. No monthly fees, minimums, or limits. Use the app as much or as little as you need. ▶ PRIVATE & SECURE Payment does not store or share any of your financial or account data. For more information, visit https://payment.co

About

OnPay

Streamline your business operations with this mobile app. Manage bookings, track deliveries, and analyze sales profits. Designed exclusively for administrative use.

Highlights
  • Manage bookings
  • Track delivery status
  • Analyze sales profits
  • Administrative use only
Features
Read full description

Pengurusan perniagaan anda kini lebih mudah dengan aplikasi mudah alih OnPay! Terima dan urus tempahan, semak status penghantaran, analisa keuntungan jualan semasa dan banyak lagi. Aplikasi ini hanya untuk kegunaan admin sahaja :)

Screenshots

Payment for Stripe4 screens
OnPay4 screens

Verdict

The call

The clearest difference is review sentiment: Payment for Stripe at 67% against OnPay's 0%. Payment for Stripe also leads on rating (4.8 vs 1.5) and update cadence (daily vs every 2 months). OnPay's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Payment for Stripe holds the better App Store score, 4.8 against 1.5. That said, the two scores are not equally well evidenced: Payment for Stripe has 9K ratings behind it against 20, so its average is the more settled of the two. Written reviews point the same way: 67% of Payment for Stripe's written reviews are positive against 0% of OnPay's.

UpkeepUpdate frequency

Payment for Stripe ships an update daily, OnPay every 2 months. The most recent releases landed on October 21, 2026 and October 9, 2026 respectively.

Scorecard6 real differences · 4 level
Payment for Stripe versus OnPay: the parameters behind the verdict, then further details
ParameterPayment for StripeOnPay
PriceFreeFree
Rating4.8 (9K ratings) — better1.5 (20 ratings)
Positive reviews66.5% of reviews — better0.0% of reviews
Number of ratings9K — better20
Update frequencyDaily — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.013.0 — better
Further details — not scored
Size80 MB46 MB
Age rating4+4+
DeveloperPocketVendor IncOnpay Solutions Sdn Bhd

Customer experience

Payment for Stripe

All ratings8,951 ratings
Positive95.1%
Neutral1.6%
Negative3.3%
Written reviews254 reviews
Positive66.5%
Neutral5.1%
Negative28.3%

OnPay

All ratings20 ratings
Positive15.0%
Neutral0.0%
Negative85.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Payment for Stripe

Reported bugs

4 issues
  • Bluetooth reader connection issues
  • Inconsistent transaction processing
  • Inability to edit customer/product details
  • Unexpected account suspensions/terminations

Requested features

4 requests
  • Email/text receipts for customers
  • Inventory management and product listings
  • Support for additional payment methods (e.g. Interac)
  • Improved Bluetooth reader connectivity

OnPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Payment for Stripe

No in-app purchases

None

OnPay

No in-app purchases

Questions

Is Payment for Stripe free?
Payment for Stripe is free to download, with no in-app purchases.
Is OnPay free?
OnPay is free to download, with no in-app purchases.
Which has better reviews, Payment for Stripe or OnPay?
Payment for Stripe is rated higher. Payment for Stripe averages 4.8 out of 5 from 9K ratings, while OnPay averages 1.5 from 20 ratings.
Do Payment for Stripe or OnPay have ads?
Neither Payment for Stripe nor OnPay shows ads.
Which is updated more often, Payment for Stripe or OnPay?
Payment for Stripe ships an update daily, and OnPay every 2 months. Most recently, Payment for Stripe was updated on October 21, 2026 and OnPay on October 9, 2026.

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