Comparison

FairOption vs Xtrades

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FairOption

Features
Read full description

WELCOME to the FairOption App *** THE GOLD STANDARD OPTION PRICING CALCULATOR (Since 2014) *** Version 3.2 is a super-powerful, easy-to-use option pricing tool completely rewritten using Apple's latest SwiftUI framework, and now available for numerous Apple devices including iPhone, Mac, iPad and Apple Watch. All versions include syncing of your securities data across all Apple platforms you purchase the App. See screenshots here for the main features, and website video for more detail. If you are someone who wants the best option pricing software on the top and most secure Apple platform, then you can do no better than use the FairOption App. FEATURES and BENEFITS: - Fast Option Pricing in a fully interactive, two-way scrollable grid. - Works great in Light and Dark Modes (Plus in Landscape and Portrait orientations on iPhone and iPad). - Greeks are displayed (with descriptions) by a single tap on any option result. - Auto Syncing of securities between your Apple devices. (The App is supplied per-platform) - Comprehensive Help document covering all app features and settings. - Binomial and Black-Scholes pricing models are included. (The Binomial has an adjustable number of calculation steps and is more suited to American exercise-style options. The Black-Scholes-Merton model is better for pricing European options and is adapted for dividend-paying securities) - Included Continuously Compounded Interest Rate calculator for input of the risk-free interest rate parameter. (Extensive explanation contained within help document) - Automatic strike price intervals that can be easily overridden with 1 tap. - Editable default template for all new securities. - Numerous utilities, including for import/export of securities data to a local file (in JSON or CSV format) for spreadsheet analysis, or backup/restore purposes. - Added Demo data utility: to help you get 'up-to-speed' using the 'Quick Start Guide'. - Test Calc mode to set a fixed amount of time to expiry for test and comparison purposes. - No 'in-app' purchases. (It's already 'All-in-there'!) - Designed by main Developer with over 30 years' experience of developing financial and option pricing software. *** Whether you are a Pro Trader, or someone just starting out learning about options, you will find FairOption to be an invaluable tool *** WHAT'S NEW in VERSION 3.2: - Ability to sync across all Apple device platforms you purchase the app - Complete rewrite using SwiftUI (The framework first introduced by Apple in 2019) - Import/Export of Securities data (This facilitates independent local backup and restore via the JSON file format) - Included Demo Data utility for testing and familiarity purposes. - All Option results tables are scrollable in both directions on all devices and fully interactive - Short-term Weeklys and longer-term LEAPS option expiry variants are specifically catered for - Improved, faster switching between Call and Put option results, but whilst still maintaining the current expiry and strike price selection - Included Continuously Compounded Interest Rate Calculator for easy calculation of the risk-free interest rate parameter - Editable default template for all new securities SUPPORT We welcome feedback and suggestions concerning FairOption. Please contact us at support@FairOption.com if you have any problems Our Terms of use: https://www.fairoption.com/terms.php Our Privacy Policy: https://www.fairoption.com/privacy.php Apple's Licence Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Xtrades

Connect with a community of traders and investors to share financial ideas, education, and tools. Access stock and options alerts, educational resources, and a proprietary trading algorithm. Earn rewards for contributing to the community.

Highlights
  • Vetted, statistically proven alerts from elite traders
  • Push notifications for trader alerts
  • Machine learning options and stocks alerts
  • Active daily traders community
  • Video trading lessons
  • Proprietary trading algorithm
  • Trader income program
Features
Currently charting
Read full description

Xtrades is a social trading platform for traders and investors to interact and share financial ideas, education, and tools using gamification and monetary incentives. The first large scale discord traders community to have it's own integrated web and mobile application.
 Options and stocks alerts The traders that pay a subscription fee gain value by being able to access the traders community chat channels and all the options, stocks alerts that are being sent through. On top of this, they are given access to videos, scripts, or any tools that we develop for them in the options and stocks trading world. Traders Community
 Thousands of traders discuss trades and latest events in our discord traders community. Trust and transparency are the key ingredients of what makes our traders community great and through the power of the community, we can grow together. Educational Resources We provide a tons of educational resources, including trading tutorials, market analysis for options and stocks, and investment strategies, to help users improve their trading skills. Discord integration Using a plethora of discord integrated bots to maximize server capabilities, including strict price validation, machine learning, and cross community statistical analysis, we bring transparency to the trading alerts business by keeping a track record of our traders over hundreds and thousands of alerts. Traders Rewards
 We allow traders to become paid contributors that earn a portion of our subscription revenue through being voted for, or topping the leaderboards through our alerts system. This occurs on a monthly basis, allowing for traders to earn a passive income through our platform by just communicating and interacting on it. Machine learning options and stocks alerts
 RoyBaty is a machine learning based algorithm. This algorithm generates trades based on Xtrades traders alerts and predictive machine learning system. Once a trader alert passes the machine learning minimum threshold, a duplicate alert is generated by Roy Baty. Features
 - Vetted, Statistically Proven Alerts from Elite Traders
 - Push notifications to send the trader alerts
 - Machine learning options and stocks alerts
 - 10K+ Active Daily Traders Community
 - 8-10 Video Trading Lessons Per Month
 - Proprietary Trading Algorithm on Tradingview
 - Daily Options and Stocks Watchlists from Top Traders
 - Trader Income Program
 - Raffle Tickets - Traders Leaderboard for Options and Stocks
 - Alerts Statistics for Options and Stocks
 - Trading Webinars - Options Flow

 Terms of Use: https://www.xtrades.net/terms-and-conditions

Screenshots

FairOption4 screens
Xtrades4 screens

Verdict

The call

The clearest difference is price: Xtrades at Free against FairOption's $17.99. Xtrades also leads on update cadence (every 10 days vs every 23 months) and chart position (#196 vs unranked). FairOption's advantage is in-app purchases (none vs 12). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Xtrades is free to download; FairOption costs $17.99 up front. Xtrades sells 12 in-app purchases, starting at $24.99 per month. FairOption asks for nothing beyond the download.

UpkeepUpdate frequency

FairOption ships an update every 23 months, Xtrades every 10 days. The most recent releases landed on May 15, 2026 and September 23, 2026 respectively.

Scorecard5 real differences · 6 level
FairOption versus Xtrades: the parameters behind the verdict, then further details
ParameterFairOptionXtrades
Price$17.99Free — better
Rating—4.6 (96 ratings) — better
Positive reviews—92.9% of reviews
Number of ratings—96 — better
Update frequencyEvery 23 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
Best chart rank—#196 — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1613.0 — better
Further details — not scored
Size6 MB75 MB
Age rating4+17+
DeveloperMiles HitchamXtrades LLC

Bugs and requests

FairOption

Not enough reviews yet to summarise bugs or requests.

Xtrades

Reported bugs

5 issues
  • Cannot stop subscription
  • Charged after deleting account
  • No access to app after payment
  • Discord server hacked
  • Inability to withdraw funds from fake exchange

Requested features

2 requests
  • More user-friendly features
  • Advanced analytics dashboard

In-app purchases

None

FairOption

No in-app purchases

12 purchases

Xtrades

Subscriptions4
  • ML Model Algo Plan$24.991 Month
  • Elite & ML Model Algo Plan$47.991 Month
  • Elite$58.001 Month
Show 1 more
  • Elite+$589.001 Year
One-time8
  • 10 Xbits$1.99
  • 50 xbits$7.99
  • 100 Xbits$15.99
Show 5 more
  • 500 Xbits$74.99
  • Membership activation fee$95.00
  • Membership activation fee$99.99
  • 1000 Xbits$139.99
  • Lifetime$999.99

Questions

Is FairOption free?
FairOption costs $17.99, with no in-app purchases.
Is Xtrades free?
Xtrades is free to download, with in-app purchases available.
Do FairOption or Xtrades have ads?
Neither FairOption nor Xtrades shows ads.
Which is updated more often, FairOption or Xtrades?
FairOption ships an update every 23 months, and Xtrades every 10 days. Most recently, FairOption was updated on May 15, 2026 and Xtrades on September 23, 2026.

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