Comparison

Exchange Rates (fxrate.io) vs spnd

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Exchange Rates (fxrate.io)

Get real-time currency exchange rates with a simple interface. This app offers a user-friendly converter to calculate exchanges and associated commissions. Rates update automatically every minute and are stored for offline use.

Highlights
  • Up-to-date exchange rates
  • User-friendly currency converter
  • Automatic rate updates
  • Offline rate storage
  • Adjustable update frequency
Features
Read full description

Exchange Rates gives you live foreign-exchange rates for the world's currencies — plus gold, silver, and leading cryptocurrencies — in a fast, clean interface. Rates are sourced from fxrate.io. • Choose any base currency (Euro by default) and watch your own list of currencies, metals, and crypto. • Tap any row for the built-in converter: enter an amount and flip the direction instantly. • Commission estimator — heading to a bureau de change or bank? Slide to the amount you're actually offered and see the hidden commission baked into the deal versus the real market rate. • Make it yours: add, reorder, and remove currencies; grams or troy ounces for metals; set the base amount; pick your number format. Rates refresh when you open the app or pull to refresh.

About

spnd

Read full description

spnd is the currency converter built for actually being somewhere - not for staring at a rates table. Land in a new country, and spnd already knows what you're spending in. No searching for the right currency code, no guessing at symbols. - Automatic currency detection based on where you are - Instant conversion back to your home currency, always visible - Favorite the currencies you use most - arrange them your way with a long press and drag - Recently used currencies surface automatically, so switching back is never more than a tap - Works offline with the last rates it synced - no connection, no problem - No account, no sign-up, no ads, no tracking spnd doesn't try to be a budgeting app, a wallet, or a bank. It does one thing - tell you what something actually costs in money you understand - and does it fast enough to use standing in line.

Screenshots

Exchange Rates (fxrate.io)4 screens
spnd3 screens

Verdict

The call

The clearest difference is ads: spnd at none against Exchange Rates (fxrate.io)'s shown. Exchange Rates (fxrate.io)'s advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

UpkeepUpdate frequency

Exchange Rates (fxrate.io) ships an update every 2 months, spnd monthly. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard3 real differences · 7 level
Exchange Rates (fxrate.io) versus spnd: the parameters behind the verdict, then further details
ParameterExchange Rates (fxrate.io)spnd
Price—Free — better
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 2 monthsMonthly — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better17.0
Further details — not scored
Size27 MB2 MB
Age rating4+4+
DeveloperDimitris EconomouJimmy Chen

In-app purchases

None

Exchange Rates (fxrate.io)

No in-app purchases

None

spnd

No in-app purchases

Questions

Is Exchange Rates (fxrate.io) free?
Pricing for Exchange Rates (fxrate.io) is not currently listed on the App Store.
Is spnd free?
spnd is free to download, with no in-app purchases.
Do Exchange Rates (fxrate.io) or spnd have ads?
Exchange Rates (fxrate.io) shows ads; spnd does not.
Which is updated more often, Exchange Rates (fxrate.io) or spnd?
Exchange Rates (fxrate.io) ships an update every 2 months, and spnd monthly. Most recently, Exchange Rates (fxrate.io) was updated on October 24, 2026 and spnd on October 29, 2026.

Other comparisons