Exchange Rates (fxrate.io) vs spnd
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Exchange Rates (fxrate.io)
Get real-time currency exchange rates with a simple interface. This app offers a user-friendly converter to calculate exchanges and associated commissions. Rates update automatically every minute and are stored for offline use.
- Up-to-date exchange rates
- User-friendly currency converter
- Automatic rate updates
- Offline rate storage
- Adjustable update frequency
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Exchange Rates gives you live foreign-exchange rates for the world's currencies — plus gold, silver, and leading cryptocurrencies — in a fast, clean interface. Rates are sourced from fxrate.io. • Choose any base currency (Euro by default) and watch your own list of currencies, metals, and crypto. • Tap any row for the built-in converter: enter an amount and flip the direction instantly. • Commission estimator — heading to a bureau de change or bank? Slide to the amount you're actually offered and see the hidden commission baked into the deal versus the real market rate. • Make it yours: add, reorder, and remove currencies; grams or troy ounces for metals; set the base amount; pick your number format. Rates refresh when you open the app or pull to refresh.
spnd
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spnd is the currency converter built for actually being somewhere - not for staring at a rates table. Land in a new country, and spnd already knows what you're spending in. No searching for the right currency code, no guessing at symbols. - Automatic currency detection based on where you are - Instant conversion back to your home currency, always visible - Favorite the currencies you use most - arrange them your way with a long press and drag - Recently used currencies surface automatically, so switching back is never more than a tap - Works offline with the last rates it synced - no connection, no problem - No account, no sign-up, no ads, no tracking spnd doesn't try to be a budgeting app, a wallet, or a bank. It does one thing - tell you what something actually costs in money you understand - and does it fast enough to use standing in line.
Screenshots
Verdict
The clearest difference is ads: spnd at none against Exchange Rates (fxrate.io)'s shown. Exchange Rates (fxrate.io)'s advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Exchange Rates (fxrate.io) ships an update every 2 months, spnd monthly. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.
| Parameter | Exchange Rates (fxrate.io) | spnd |
|---|---|---|
| Price | — | Free — better |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 27 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Dimitris Economou | Jimmy Chen |
In-app purchases
Exchange Rates (fxrate.io)
No in-app purchases
spnd
No in-app purchases
Questions
Is Exchange Rates (fxrate.io) free?
Is spnd free?
Do Exchange Rates (fxrate.io) or spnd have ads?
Which is updated more often, Exchange Rates (fxrate.io) or spnd?
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