Comparison

徽常有财 vs 湖南银行直销银行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

徽常有财

This mobile platform offers financial services and business inquiries for existing customers. It emphasizes understanding investment risks and protecting personal assets.

Highlights
  • Business inquiry services
  • Financial services platform
  • Customer account management
  • Investment risk awareness
  • Asset protection guidance
Features
Read full description

徽常有财是徽商银行的移动金融服务平台,为存量客户提供业务查询等相关服务。投资有风险,请您充分了解风险,理性投资,保护自身财产安全。

About

湖南银行直销银行

Features
Read full description

“湖南银行直销银行”是互联网时代下的新型互联网银行,不依赖营业网点,无需客户亲临柜台,无需发放实体银行卡,客户只需通过手机APP轻松操作,即可享受比传统银行更便捷、更优惠的互联网金融服务。 1.无地域限制:电子账户轻松开,跨行绑卡随地用 登录湖南银行直销银行APP,全线上快速自助开通电子账户,支持所有主流银行银联借记卡,在世界的各个角落只需手指轻轻一点,即可畅享简单、方便、快捷的线上金融服务。 2.“理财”低门槛:贴心好用“零钱+”,一元投资随心存 零钱也能做投资了,流动性与收益性兼得,最低1元就可投资“零钱+”产品,每日计算利息,当日获得收益,远超活期存款利率,24小时任意赎回实时变现。 3.利息最大化:灵活智能“存款+”,利息多多超实惠 账户余额尽享超额升值,自动存款、手动存款随意选,最低1000元起存,靠档计息收益最大化,提前支取按照资金后进先出原则让利于用户,普通支取享受活期存款的便利。 4.购买更轻松:精选热门“基金+”,火爆基金随时买 淘尽黄沙始见金,精选各类投资者普遍认可的顺周期、逆周期、高成长性热门基金和同类产品中的业绩先锋和明星产品,为您提供高收益、高成长性的投资机会。 5.投资更稳健:优选项目“投资+”, 收益多多任您抢 “投资+”是“湖南银行直销银行”构建的投融资平台,将陆续推出各类精选优质投资项目,投资人可根据实际情况,选择不同周期的投资项目,操 6.理财更专业:银行理财“理财+”,专属定制收益高 “理财+”是“湖南银行直销银行”为客户提供的银行理财产品,风险低,选择多,收益高,期限灵活。投资人可根据自己的风险偏好,选择不同预期收益不同周期的理财产品,银行发行,专业可靠。

Screenshots

徽常有财1 screens
湖南银行直销银行4 screens

Verdict

The call

The clearest difference is rating: 湖南银行直销银行 at 5.0 against 徽常有财's 1.0. 徽常有财's advantage is review sentiment (60% vs 25%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

湖南银行直销银行 holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews complicate that: 60% of 徽常有财's written reviews are positive against 25% of 湖南银行直销银行's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

徽常有财 ships an update monthly, 湖南银行直销银行 every 2 months. The most recent releases landed on September 9, 2026 and September 17, 2026 respectively.

Scorecard2 real differences · 8 level
徽常有财 versus 湖南银行直销银行: the parameters behind the verdict, then further details
Parameter徽常有财湖南银行直销银行
PriceFreeFree
Rating1.0 (1 ratings)5.0 (1 ratings) — better
Positive reviews60.0% of reviews — better25.0% of reviews
Number of ratings11
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.011.0
Further details — not scored
Size73 MB207 MB
Age rating4+4+
DeveloperHUISHANG BANK CORPORATION LIMITEDBank of Hunan Corporation Limited

Customer experience

徽常有财

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews20 reviews
Positive60.0%
Neutral5.0%
Negative35.0%

湖南银行直销银行

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews20 reviews
Positive25.0%
Neutral5.0%
Negative70.0%

In-app purchases

None

徽常有财

No in-app purchases

None

湖南银行直销银行

No in-app purchases

Questions

Is 徽常有财 free?
徽常有财 is free to download, with no in-app purchases.
Is 湖南银行直销银行 free?
湖南银行直销银行 is free to download, with no in-app purchases.
Which has better reviews, 徽常有财 or 湖南银行直销银行?
湖南银行直销银行 is rated higher. 徽常有财 averages 1.0 out of 5 from 1 ratings, while 湖南银行直销银行 averages 5.0 from 1 ratings.
Do 徽常有财 or 湖南银行直销银行 have ads?
Neither 徽常有财 nor 湖南银行直销银行 shows ads.
Which is updated more often, 徽常有财 or 湖南银行直销银行?
徽常有财 ships an update monthly, and 湖南银行直销银行 every 2 months. Most recently, 徽常有财 was updated on September 9, 2026 and 湖南银行直销银行 on September 17, 2026.

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