徽常有财 vs 湖南银行直销银行
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
徽常有财
This mobile platform offers financial services and business inquiries for existing customers. It emphasizes understanding investment risks and protecting personal assets.
- Business inquiry services
- Financial services platform
- Customer account management
- Investment risk awareness
- Asset protection guidance
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徽常有财是徽商银行的移动金融服务平台,为存量客户提供业务查询等相关服务。投资有风险,请您充分了解风险,理性投资,保护自身财产安全。
湖南银行直销银行
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“湖南银行直销银行”是互联网时代下的新型互联网银行,不依赖营业网点,无需客户亲临柜台,无需发放实体银行卡,客户只需通过手机APP轻松操作,即可享受比传统银行更便捷、更优惠的互联网金融服务。 1.无地域限制:电子账户轻松开,跨行绑卡随地用 登录湖南银行直销银行APP,全线上快速自助开通电子账户,支持所有主流银行银联借记卡,在世界的各个角落只需手指轻轻一点,即可畅享简单、方便、快捷的线上金融服务。 2.“理财”低门槛:贴心好用“零钱+”,一元投资随心存 零钱也能做投资了,流动性与收益性兼得,最低1元就可投资“零钱+”产品,每日计算利息,当日获得收益,远超活期存款利率,24小时任意赎回实时变现。 3.利息最大化:灵活智能“存款+”,利息多多超实惠 账户余额尽享超额升值,自动存款、手动存款随意选,最低1000元起存,靠档计息收益最大化,提前支取按照资金后进先出原则让利于用户,普通支取享受活期存款的便利。 4.购买更轻松:精选热门“基金+”,火爆基金随时买 淘尽黄沙始见金,精选各类投资者普遍认可的顺周期、逆周期、高成长性热门基金和同类产品中的业绩先锋和明星产品,为您提供高收益、高成长性的投资机会。 5.投资更稳健:优选项目“投资+”, 收益多多任您抢 “投资+”是“湖南银行直销银行”构建的投融资平台,将陆续推出各类精选优质投资项目,投资人可根据实际情况,选择不同周期的投资项目,操 6.理财更专业:银行理财“理财+”,专属定制收益高 “理财+”是“湖南银行直销银行”为客户提供的银行理财产品,风险低,选择多,收益高,期限灵活。投资人可根据自己的风险偏好,选择不同预期收益不同周期的理财产品,银行发行,专业可靠。
Screenshots
Verdict
The clearest difference is rating: 湖南银行直销银行 at 5.0 against 徽常有财's 1.0. 徽常有财's advantage is review sentiment (60% vs 25%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
湖南银行直销银行 holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews complicate that: 60% of 徽常有财's written reviews are positive against 25% of 湖南银行直销银行's, so the app with the better star average is not the one people write more warmly about.
徽常有财 ships an update monthly, 湖南银行直销银行 every 2 months. The most recent releases landed on September 9, 2026 and September 17, 2026 respectively.
| Parameter | 徽常有财 | 湖南银行直销银行 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 60.0% of reviews — better | 25.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 | 11.0 |
| Further details — not scored | ||
| Size | 73 MB | 207 MB |
| Age rating | 4+ | 4+ |
| Developer | HUISHANG BANK CORPORATION LIMITED | Bank of Hunan Corporation Limited |
Customer experience
徽常有财
湖南银行直销银行
In-app purchases
徽常有财
No in-app purchases
湖南银行直销银行
No in-app purchases









