Comparison

DigiShine vs Manjushree Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DigiShine

This mobile banking application allows customers to manage their accounts via SMS. Perform balance inquiries, request mini-statements, transfer funds, buy airtime, and make payments. It's designed for customers of Shine Resunga Development Bank Limited Nepal.

Highlights
  • Check account balances
  • Request mini-statements
  • Transfer funds
  • Buy airtime top-ups
  • Make payments
  • SMS-based transactions
Features
Read full description

This is SMS Based Mobile Banking Application for Customers of Shine Resunga Development Bank Limited Nepal. Application allows their Customers to -Check Balances -Request Mini-Statement -Transfer Funds to different accounts. -Buy Airtime topups -Make Payments and many more services. Please follow the steps below to use the application. 1. Open the app in iphone home screen. 2. Choose the required services from the menu in the app. 3. Fill the required credentials in the provided form and click Send Button. SMS will be sent to shortcode 35758. 5. You will receive the appropriate SMS as a response for your request. Procedures to use the services. 1. Balance Enquiry Description : Make request for the current available balance in bank account. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. A/C Alias : This is optional field. When account number or account alias is entered provided by bank, customer can get the current available balance for the respective entered account. If left empty, customers get current available balance for default account. 3. Fund Transfer Using Account Description : Transfer fund from one account to another. Fields : a. PIN : PIN provided by the bank when registered for mobile banking services. b. Amount : Amount the customer want to transfer. c. From A/C : This is optional field. When empty, amount is transferred from customer's default account. When entered specific account no. or account alias, amount is transferred from that account no or account alias. d. To A/C : Receiver's account no or account alias, to which the amount is transferred.

About

Manjushree Smart

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and QR code payments easily. Enjoy convenient banking anytime, anywhere without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Account information access
  • Secure transactions
Features
Read full description

Manjushree Finance Smart is Manjushree Finance Limited's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Manjushree Finance Limited. This App will be regularly updated with additional new features. Key Features: - Banking On the Go - Bill Payments Made Easier - Top Up Made Easier - Fund Transfers Made Easier - QR Code: Scan and Pay - Instant Online and Retail Payment with Fonepay Network - Accessing your Account Informations Made Easier - User Friendly, Safe and Secure And Many More Exciting Features Manjushree Finance Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Manjushree Finance Limited, and you need to subscribe to the Manjushree Finance Limited's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Manjushree Finance Smart is a Member of Fonepay Network. Smart Banking for Smart People.

Screenshots

DigiShine4 screens
Manjushree Smart4 screens

Verdict

The call

The clearest difference is rating: DigiShine at 3.1 against Manjushree Smart's 2.3. DigiShine also leads on update cadence (monthly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DigiShine holds the better App Store score, 3.1 against 2.3. Both are backed by a comparable volume of ratings — 7 and 3 respectively.

UpkeepUpdate frequency

DigiShine ships an update monthly, Manjushree Smart every 2 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.

Scorecard2 real differences · 8 level
DigiShine versus Manjushree Smart: the parameters behind the verdict, then further details
ParameterDigiShineManjushree Smart
PriceFreeFree
Rating3.1 (7 ratings) — better2.3 (3 ratings)
Positive reviews0.0% of reviews—
Number of ratings7 — better3
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.012.4 — better
Further details — not scored
Size184 MB170 MB
Age rating17+12+
DeveloperShine Resunga Development BankManjushree Finance Limited

Customer experience

DigiShine

All ratings7 ratings
Positive57.1%
Neutral14.3%
Negative28.6%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Manjushree Smart

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

DigiShine

No in-app purchases

None

Manjushree Smart

No in-app purchases

Questions

Is DigiShine free?
DigiShine is free to download, with no in-app purchases.
Is Manjushree Smart free?
Manjushree Smart is free to download, with no in-app purchases.
Which has better reviews, DigiShine or Manjushree Smart?
DigiShine is rated higher. DigiShine averages 3.1 out of 5 from 7 ratings, while Manjushree Smart averages 2.3 from 3 ratings.
Do DigiShine or Manjushree Smart have ads?
Neither DigiShine nor Manjushree Smart shows ads.
Which is updated more often, DigiShine or Manjushree Smart?
DigiShine ships an update monthly, and Manjushree Smart every 2 months. Most recently, DigiShine was updated on November 1, 2026 and Manjushree Smart on November 3, 2026.

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