Comparison

口袋记账 vs 奇妙记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

口袋记账

This app helps you track your expenses, manage savings, and organize financial records like reimbursements and gifts. It offers detailed reports, multi-account management, and loan tracking. Get personalized financial advice from experts to improve your money management skills.

Highlights
  • Quick expense logging
  • Import credit card and Alipay bills
  • Generate income/expense reports
  • Multi-account management
  • Loan and IOU tracking
  • Asset balance overview
  • Financial expert advice
Features
Read full description

应用简介: • 苹果商店热门免费财务记账APP • 新浪、搜狐、36氪、今日头条等知名媒体报道 • 知乎、豆瓣、简书、最美应用用户多次推荐 1)想知道钱花哪儿了? 2)想存钱却总也存不下钱? 3)每次记报销、记人情红包和友情周转最后总是一团糟? 4)想学理财却无从下手? 口袋记账专为解决以上难题诞生,超千万用户都在使用这款超棒的软件! 1、2秒随手记账,支持信用卡账单、支付宝账单导入; 2、自动生成收支统计图、年收支曲线图等报表,可导出excel; 3、支持多账本:分账本记录公司账、装修、旅游、报销、结婚等; 4、支持借条欠条管理,详细记录接入借出记录,人情往来不马虎; 5、提供资产管理,随时展示信用卡、支付宝等账户余额情况; 6、力哥、简七、越女等理财大V每日分享精彩观点,帮你从理财小白变资深达人。 如果关于产品你有任何疑问或者建议,都可以直接通过下列方式联系我们,和我们一起优化产品! 联系我们: 反馈邮箱:kdjz@qeeniao.com 会员订阅服务和连续包月说明: -连续包月会员:16元/月(首月9元特惠) -连续包年会员:88元/年 其他说明:-付款:将在确认购买时从itunes账户中扣除 -取消付款:如需取消订阅,请在当前订阅周期到期前24小时以前,您可以在苹果手机“设置”-“itunes store与App Store”-选择“Apple ID”-点击“查看 Apple ID”-在账户设置页面点击“订阅”-管理自动订阅服务,如需取消订阅,到期前24小时前关闭即可,到期前24小时内将不再扣费 -续费:苹果itunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期 -隐私权政策:https://m.ikoudai.cc/h5/article/webshow/28 -会员服务协议:https://m.ikoudai.cc/h5/article/webshow/27 -自动订阅服务协议:https://m.ikoudai.cc/h5/article/webshow/38

About

奇妙记账

This app offers a simple and pure way to track your daily income and expenses. It features customizable categories, cloud backups, and budget management to help you understand your spending habits and work towards financial freedom.

Highlights
  • Ad-free experience
  • Customizable income/expense categories
  • Cloud backup and security
  • Budget management
  • Automatic recurring transaction logging
  • Trend analysis
Features
Read full description

「奇妙记账」希望用简单、安静和纯粹,让您保持记账好习惯 【产品功能】 - 无广告、无理财、无社区、无推送 - 记账分类,支持自定义分类、二级分类 - 臻选主题,换个主题换个心情 - 云端备份,银行级数据备份,稳定安全 - 隐私应用锁,指纹或面容解锁,后台自动模糊 - 自动记账,房贷、车贷、消费分期、订阅,到期自动记账 - 资产管理,轻松积累你的资产 - 多账本,满足多场景记账需要 - 离线记账,数据离线安全无忧 - 预算管理,告别月光掌控预算 - 记账提醒,自定义每日提醒时间,不再担心忘记记账 - 趋势分析,数据一目了然,轻松复盘分析消费情况 【VIP会员说明】 - 某些功能需要解锁VIP会员才可以使用,您可以选择按月、年、买断三种方式解锁。 - 选择按月和按年订阅,在每个订阅周期即将结束时,默认将自动续费,除非您明确自行取消自动续费,具体操作您可以通过 设置 - Apple ID - 订阅 页面自行取消自动续费功能。 - 买断属于一次性解锁付费,当您选择买断之后,可以无限期使用 VIP 会员付费功能,且无需再次付费,永久有效。 - 我们提供了 6 元每月、30 元每年、128元买断的标准服务价格,该价格可能会在促销时期会有所变化。 - 订阅价格可能会发生调整,当价格调整后,新的费用将会在您的下一个订阅周期发生。 【隐私条款】 - https://iorest.com/app/account/privacy.html 【用户服务协议】 - https://iorest.com/app/account/user.html 【VIP会员服务协议】 - https://iorest.com/app/account/vip.html 【联系我们】 - 有任何疑问可以通过 App 内设置-建议反馈进行邮件反馈,我们会在第一时间回复您,或直接发送邮件到 601322806@qq.com 联系我们。 【开发者的愿景】 现在,因为快节奏生活,月光族越来越多,「奇妙记账」希望用简单、安静和纯粹,让您保持记账好习惯。 虽然,记账不能直接帮你实现财务自由; 但是,实现财务自由必须从了解自身财物状况开始; 所以,通过记账不断改善自己的消费习惯,积极保持开源节流,一定能向财务自由更进一步。

Screenshots

口袋记账4 screens
奇妙记账4 screens

Verdict

The call

The clearest difference is ads: 奇妙记账 at none against 口袋记账's shown. 奇妙记账 also leads on update cadence (every 5 days vs every 2 months) and review sentiment (91% vs 77%). 口袋记账's advantage is ratings volume (561 vs 65). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 口袋记账 sells 13 in-app purchases, starting at $1.99 per month and 奇妙记账 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

奇妙记账 holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: 口袋记账 has 561 ratings behind it against 65, so its average is the more settled of the two. Written reviews point the same way: 77% of 口袋记账's written reviews are positive against 91% of 奇妙记账's.

UpkeepUpdate frequency

口袋记账 ships an update every 2 months, 奇妙记账 every 5 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
口袋记账 versus 奇妙记账: the parameters behind the verdict, then further details
Parameter口袋记账奇妙记账
PriceFreeFree
Rating4.7 (561 ratings)4.9 (65 ratings) — better
Positive reviews77.2% of reviews91.2% of reviews — better
Number of ratings561 — better65
Update frequencyEvery 2 monthsEvery 5 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS1211.0 — better
Further details — not scored
Size190 MB73 MB
Age rating4+4+
DeveloperShanghai Peng Data Co., Ltd.大连森林互动科技有限公司

Customer experience

口袋记账

All ratings560 ratings
Positive92.0%
Neutral3.9%
Negative4.1%
Written reviews303 reviews
Positive77.2%
Neutral5.9%
Negative16.8%

奇妙记账

All ratings65 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews34 reviews
Positive91.2%
Neutral8.8%
Negative0.0%

Bugs and requests

口袋记账

Reported bugs

4 issues
  • Frequent app crashes
  • Incorrect date/time display
  • Syncing issues between devices
  • Compatibility problems with newer devices

Requested features

5 requests
  • Support for multiple currencies
  • Ability to schedule recurring transactions
  • Option to set future dated transactions
  • Improved syncing and backup functionality
  • More detailed reporting and analytics

奇妙记账

Not enough reviews yet to summarise bugs or requests.

In-app purchases

13 purchases

口袋记账

Subscriptions3
  • 连续包月1 Month trial$1.991 Month
  • 连续包月3 variants$1.991 Month
  • 连续包年2 variants$12.991 Year
One-time10
  • 口袋记账金币$0.99
  • 口袋VIP一个月$2.99
  • 口袋记账金币$3.99
Show 7 more
  • 口袋VIP6个月$7.99
  • 口袋VIP六个月$9.99
  • 口袋记账金币$9.99
  • 口袋VIP12个月$11.99
  • 口袋VIP12个月$14.99
  • 口袋记账金币$19.99
  • 口袋记账金币$39.99
3 purchases

奇妙记账

Subscriptions2
  • 「奇妙记账」月度会员$0.991 Month
  • 「奇妙记账」年度会员$4.491 Year
One-time1
  • 「奇妙记账」永久会员$9.99

Questions

Is 口袋记账 free?
口袋记账 is free to download, with in-app purchases available.
Is 奇妙记账 free?
奇妙记账 is free to download, with in-app purchases available.
Which has better reviews, 口袋记账 or 奇妙记账?
奇妙记账 is rated higher. 口袋记账 averages 4.7 out of 5 from 561 ratings, while 奇妙记账 averages 4.9 from 65 ratings.
Do 口袋记账 or 奇妙记账 have ads?
口袋记账 shows ads; 奇妙记账 does not.
Which is updated more often, 口袋记账 or 奇妙记账?
口袋记账 ships an update every 2 months, and 奇妙记账 every 5 days. Most recently, 口袋记账 was updated on October 24, 2026 and 奇妙记账 on October 25, 2026.

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