Guaranty State Mobile vs Guaranty Mobile Access
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Guaranty State Mobile
Manage your finances on the go with this secure mobile banking app. Easily deposit checks, transfer funds, pay bills, and track your transaction history. Locate nearby branches and ATMs with ease.
- Deposit checks
- Transfer money
- Pay bills
- View account balances
- Search transaction history
- Find branches and ATMs
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Guaranty State Mobile puts everyday banking tasks at your fingertips. It’s fast, secure, and free! All you need is your online banking username and password. Application features: *Deposit checks *Transfer money between Guaranty State Mobile accounts and accounts at other banks *Pay bills or pay your friends *View account balances and search transaction history *Find nearby branches and ATMs Guaranty State Mobile is committed to protecting your privacy and security. The login process is the same as online banking and all transactions are encrypted with the same secure technology as online banking meaning your information is guaranteed to be secure and protected from any fraudulent transactions. Member FDIC
Guaranty Mobile Access
Consolidate all your financial accounts, even those from other banks, into one organized view. This secure tool provides real-time updates, alerts, and the ability to add notes and images to transactions, empowering you to manage your money effectively.
- Multi-account aggregation
- Transaction history and spending averages
- Customizable alerts and notifications
- Add tags, notes, and images to transactions
- ATM and branch locator
- Bank-level security
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The Guaranty Mobile Access App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Guaranty Bank and Trust customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Guaranty Mobile Access App, you must be enrolled as an Guaranty Bank and Trust Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.
Screenshots
Verdict
The clearest difference is review sentiment: Guaranty Mobile Access at 83% against Guaranty State Mobile's 0%. Guaranty Mobile Access also leads on rating (4.9 vs 4.0) and update cadence (monthly vs every 7 months). Guaranty State Mobile's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Guaranty Mobile Access holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Guaranty Mobile Access has 580 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 0% of Guaranty State Mobile's written reviews are positive against 83% of Guaranty Mobile Access's.
Guaranty State Mobile ships an update every 7 months, Guaranty Mobile Access monthly. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.
| Parameter | Guaranty State Mobile | Guaranty Mobile Access |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (5 ratings) | 4.9 (580 ratings) — better |
| Positive reviews | 0.0% of reviews | 83.3% of reviews — better |
| Number of ratings | 5 | 580 — better |
| Update frequency | Every 7 months | Monthly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone, iPad |
| Requires iOS | 14.1 — better | 18.4 |
| Further details — not scored | ||
| Size | 140 MB | 170 MB |
| Age rating | 4+ | 4+ |
| Developer | THE GUARANTY STATE BANK AND TRUST COMPANY BELOIT KANSAS | Guaranty Bank & Trust Company of Delhi, Louisiana Inc. |
Customer experience
Guaranty State Mobile
Guaranty Mobile Access
In-app purchases
Guaranty State Mobile
No in-app purchases
Guaranty Mobile Access
No in-app purchases
Questions
Is Guaranty State Mobile free?
Is Guaranty Mobile Access free?
Which has better reviews, Guaranty State Mobile or Guaranty Mobile Access?
Do Guaranty State Mobile or Guaranty Mobile Access have ads?
Which is updated more often, Guaranty State Mobile or Guaranty Mobile Access?
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