Comparison

Guaranty State Mobile vs Guaranty Mobile Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Guaranty State Mobile

Manage your finances on the go with this secure mobile banking app. Easily deposit checks, transfer funds, pay bills, and track your transaction history. Locate nearby branches and ATMs with ease.

Highlights
  • Deposit checks
  • Transfer money
  • Pay bills
  • View account balances
  • Search transaction history
  • Find branches and ATMs
Features
Read full description

Guaranty State Mobile puts everyday banking tasks at your fingertips. It’s fast, secure, and free! All you need is your online banking username and password. Application features: *Deposit checks *Transfer money between Guaranty State Mobile accounts and accounts at other banks *Pay bills or pay your friends *View account balances and search transaction history *Find nearby branches and ATMs Guaranty State Mobile is committed to protecting your privacy and security. The login process is the same as online banking and all transactions are encrypted with the same secure technology as online banking meaning your information is guaranteed to be secure and protected from any fraudulent transactions. Member FDIC

About

Guaranty Mobile Access

Consolidate all your financial accounts, even those from other banks, into one organized view. This secure tool provides real-time updates, alerts, and the ability to add notes and images to transactions, empowering you to manage your money effectively.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Bank-level security
Features
Read full description

The Guaranty Mobile Access App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Guaranty Bank and Trust customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Guaranty Mobile Access App, you must be enrolled as an Guaranty Bank and Trust Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

Screenshots

Guaranty State Mobile4 screens
Guaranty Mobile Access4 screens

Verdict

The call

The clearest difference is review sentiment: Guaranty Mobile Access at 83% against Guaranty State Mobile's 0%. Guaranty Mobile Access also leads on rating (4.9 vs 4.0) and update cadence (monthly vs every 7 months). Guaranty State Mobile's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Guaranty Mobile Access holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Guaranty Mobile Access has 580 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 0% of Guaranty State Mobile's written reviews are positive against 83% of Guaranty Mobile Access's.

UpkeepUpdate frequency

Guaranty State Mobile ships an update every 7 months, Guaranty Mobile Access monthly. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

Scorecard8 real differences · 2 level
Guaranty State Mobile versus Guaranty Mobile Access: the parameters behind the verdict, then further details
ParameterGuaranty State MobileGuaranty Mobile Access
PriceFreeFree
Rating4.0 (5 ratings)4.9 (580 ratings) — better
Positive reviews0.0% of reviews83.3% of reviews — better
Number of ratings5580 — better
Update frequencyEvery 7 monthsMonthly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS14.1 — better18.4
Further details — not scored
Size140 MB170 MB
Age rating4+4+
DeveloperTHE GUARANTY STATE BANK AND TRUST COMPANY BELOIT KANSASGuaranty Bank & Trust Company of Delhi, Louisiana Inc.

Customer experience

Guaranty State Mobile

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Guaranty Mobile Access

All ratings514 ratings
Positive98.4%
Neutral0.4%
Negative1.2%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

None

Guaranty State Mobile

No in-app purchases

None

Guaranty Mobile Access

No in-app purchases

Questions

Is Guaranty State Mobile free?
Guaranty State Mobile is free to download, with no in-app purchases.
Is Guaranty Mobile Access free?
Guaranty Mobile Access is free to download, with no in-app purchases.
Which has better reviews, Guaranty State Mobile or Guaranty Mobile Access?
Guaranty Mobile Access is rated higher. Guaranty State Mobile averages 4.0 out of 5 from 5 ratings, while Guaranty Mobile Access averages 4.9 from 580 ratings.
Do Guaranty State Mobile or Guaranty Mobile Access have ads?
Guaranty Mobile Access shows ads; Guaranty State Mobile does not.
Which is updated more often, Guaranty State Mobile or Guaranty Mobile Access?
Guaranty State Mobile ships an update every 7 months, and Guaranty Mobile Access monthly. Most recently, Guaranty State Mobile was updated on November 1, 2026 and Guaranty Mobile Access on November 6, 2026.

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