羚羊财富 vs 融360
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
羚羊财富
This platform offers a wide range of investment options, including bank deposits and fund portfolios, with low entry barriers and flexible terms. It is a publicly listed brand with extensive operational experience, aiming to provide users with secure and efficient wealth management services.
- Diverse investment options
- Low investment threshold
- Flexible terms
- Publicly listed company
- 13 years of operational experience
- Secure wealth management
Read full descriptionHide full description
【产品特色】 1、选择丰富，满足多种投资需求 银行存款、基金组合、高端产品等，兼顾风险和收益 2、门槛低，期限灵活自由 100元起投，期限3天起，支取最快即时到账 3、上市大品牌，有实力更安心 纽交所上市，13年运营经验护航，注册资本10亿，合规经营 4、更多用户，更多信赖 10973万用户共同选择的财富平台，让您赚钱更安心 【关于羚羊财富】 美股上市公司信也科技旗下财富中介品牌，依托13年先进的金融科技优势，精选市场优质财富产品，为大众富裕人群提供一站式财富中介服务，力求帮助用户安全、简单、高效地管理钱包。涉及包含但不限于类固定收益、银行理财、基金组合等全方位财富产品与服务。 【联系我们】 客服电话：400-184-8888 微信公众号：lingyangcaifu
融360
This platform helps users find and compare financial products like loans and credit cards. It offers personalized recommendations based on user needs and provides financial education resources. Loans are sourced from regulated institutions with flexible repayment options.
- Loan amount up to 200,000 CNY
- Low annual interest rates (7.2%-24%)
- Flexible repayment options (6, 12, 24 months)
- Loans from regulated financial institutions
- Financial education and industry reports
- AI-powered product matching
Read full descriptionHide full description
融360(www.rong360.com)成立于2011年10月，以“让金融更简单，成为每个人的金融伙伴”为使命与愿景。2017年11月16日，融360旗下简普科技在美国成功上市。 【产品特点】 1、贷款额度：最高额度20万元。 2、安全借贷：贷款资金由正规持牌金融机构提供。 3、利率优势：贷款年化利率 7.2%-24%（以审核为准）。 4、还款灵活：可根据实际需求灵活选择不同还款方式（可分6期，12期，24期等还款方式）。 5、服务优质：我们深知您的难和急。暖心的服务是我们理应为您真情奉献的。 融360平台通过大数据分析、人工智能和机器学习技术，为个人消费者、小微企业、个体工商户提供金融产品的搜索、匹配、推荐服务。此外，融360还免费为用户提供金融教育、行业报告等内容服务。 【温馨提示】 不同产品通过率、贷款额度、贷款利率、放款时间差异较大,具体以金融机构实际审批放款为准； 贷款有风险、借款需谨慎，请依据个人能力合理贷款，理性消费，避免逾期 联系我们 【官方网站】http://m.rong360.com 【官方微信公众号】融360 【客服电话】10100360或4008-905-360
Screenshots
Verdict
The clearest difference is ads: 羚羊财富 at none against 融360's shown. 羚羊财富 also leads on review sentiment (100% vs 88%) and iOS requirement (9.0 vs 13.0). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
羚羊财富 holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 48 and 41 respectively. Written reviews point the same way: 100% of 羚羊财富's written reviews are positive against 88% of 融360's.
羚羊财富 ships an update monthly, 融360 every 6 weeks. The most recent releases landed on October 18, 2026 and October 20, 2026 respectively.
| Parameter | 羚羊财富 | 融360 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (48 ratings) — better | 4.4 (41 ratings) |
| Positive reviews | 100.0% of reviews — better | 87.9% of reviews |
| Number of ratings | 48 — better | 41 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 185 MB | 104 MB |
| Age rating | 17+ | 17+ |
| Developer | 上海拍拍贷金融信息服务有限公司 | 融360 |
Customer experience
羚羊财富
融360
In-app purchases
羚羊财富
No in-app purchases
融360
No in-app purchases
