Comparison

Simple vs 1099Work Ledger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple

Organize your finances with this app, allowing you to create custom budget categories and track transactions. View your remaining balance and manage your spending effectively. Supports Touch ID and password protection for security.

Highlights
  • Budget organization
  • Customizable categories
  • Transaction tracking
  • Touch ID/Password protection
  • Night theme
  • CSV export
Features
Read full description

Simple Budget will help you organise your budget in a simple and elegant way, you can have many categories to populate them with transactions to see how much you need or have left. Features : - Touch ID support & Password protection - Night Theme - Simple & straight forward - List for Categories & Transaction - Support for iPhone 5/5s/6/6+ - Share as CSV file

About

1099Work Ledger

This app helps independent contractors manage their finances by tracking income and expenses, creating professional invoices and estimates, and calculating estimated taxes. It offers a private, device-only experience with no accounts or ads.

Highlights
  • Professional PDF invoicing
  • Estimate creation and conversion
  • Expense and mileage tracking
  • Income tracking
  • Financial reporting
  • Estimated tax set-aside calculation
  • Invoice and tax reminders
Features
Read full description

1099Work Ledger is the simple, private bookkeeping app made for independent 1099 contractors — relief workers, freelancers, gig professionals, and anyone who invoices their own clients. No accounts to create and no spreadsheets to wrangle. Track every dollar in and out, send professional invoices and estimates, and walk into tax season organized. INVOICING Professional PDF invoices with four clean templates Line items, quantities, optional sales tax, and per-line service dates Discounts — a percentage or a fixed amount, applied fairly across eligible items One-tap "Mark as Paid" with optional payment reference and deposit account Draft, sent, paid, overdue, and voided statuses Email or share invoices as PDFs Per-client rates, custom invoice numbering, saved templates, and reusable item bundles ESTIMATES Create and send professional estimates Capture the client's signature right on your phone — it renders on the PDF Convert an accepted estimate to an invoice in one tap, signature and discount included EXPENSES & MILEAGE Log and categorize business expenses Attach receipt photos Track mileage by trip at your per-mile rate Everything flows straight into your reports INCOME TRACKING Record non-invoice income like app store or royalty revenue Automatic commission calculation for marketplace payouts REPORTS Profit & Loss statements Business Review: period comparisons, client concentration, receivables health, workload economics, and a discount tracker Export any report as PDF or CSV ESTIMATED TAX SET-ASIDE Set your own federal and state set-aside percentages Based on net profit or gross income — your choice See estimated, paid, and remaining amounts by quarter Record the estimated-tax payments you make A personal set-aside estimate, not tax advice REMINDERS Overdue invoice alerts Quarterly estimated-tax deadline reminders MAKE IT YOURS Six accent color palettes, in light and dark BACKUP & RESTORE Export a complete backup of your business anytime Restore it on a new phone in minutes PRIVATE BY DESIGN Your data stays on your device No accounts, no third-party tracking, no ads, and no data selling Built by a working 1099 contractor who needed a faster way to invoice clients and stay tax-ready — without the bloat of full accounting software. Free during launch. 1099Work Ledger is not a tax preparation service and does not provide tax, legal, or financial advice. The estimated tax set-aside feature is a personal planning estimate only.

Screenshots

Simple4 screens
1099Work Ledger4 screens

Verdict

The call

The clearest difference is rating: 1099Work Ledger at 5.0 against Simple's 2.0. 1099Work Ledger also leads on monetization model (free vs free with in-app purchases) and update cadence (every 10 days vs every 6 weeks). Simple's advantage is ratings volume (7 vs 2) and iOS requirement (7.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

1099Work Ledger holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 7 and 2 respectively.

UpkeepUpdate frequency

Simple ships an update every 6 weeks, 1099Work Ledger every 10 days. The most recent releases landed on September 29, 2026 and October 10, 2026 respectively.

Scorecard5 real differences · 5 level
Simple versus 1099Work Ledger: the parameters behind the verdict, then further details
ParameterSimple1099Work Ledger
PriceFreeFree
Rating2.0 (7 ratings)5.0 (2 ratings) — better
Positive reviews57.1% of reviews—
Number of ratings7 — better2
Update frequencyEvery 6 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS7.0 — better16.4
Further details — not scored
Size3 MB59 MB
Age rating4+4+
Developerebrahim alnassarSmall Animal Surgeries Inc

Customer experience

Simple

All ratings7 ratings
Positive28.6%
Neutral0.0%
Negative71.4%
Written reviews7 reviews
Positive57.1%
Neutral0.0%
Negative42.9%

1099Work Ledger

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Simple

No in-app purchases

None

1099Work Ledger

No in-app purchases

Questions

Is Simple free?
Simple is free to download, with no in-app purchases.
Is 1099Work Ledger free?
1099Work Ledger is free to download, with no in-app purchases.
Which has better reviews, Simple or 1099Work Ledger?
1099Work Ledger is rated higher. Simple averages 2.0 out of 5 from 7 ratings, while 1099Work Ledger averages 5.0 from 2 ratings.
Do Simple or 1099Work Ledger have ads?
Neither Simple nor 1099Work Ledger shows ads.
Which is updated more often, Simple or 1099Work Ledger?
Simple ships an update every 6 weeks, and 1099Work Ledger every 10 days. Most recently, Simple was updated on September 29, 2026 and 1099Work Ledger on October 10, 2026.

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