Comparison

LendingTree vs Finwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LendingTree

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Highlights
  • Free credit score updates and alerts
  • Personalized saving insights
  • Loan and credit card shopping
  • Credit monitoring and fraud protection
  • Financial tips and expert advice
Features
Read full description

LendingTree's free personal finance app built to help you understand your credit, track rates, shop for loans, and make smarter financial decisions — all in one place. YOUR FULL FINANCIAL PICTURE, AT A GLANCE See every account, every balance, and your total debt progress in a single view — no more jumping between apps. LendingTree tracks your debt over time so you can monitor your progress. KNOW YOUR CREDIT SCORE — AND WHAT'S BEHIND IT See your score, understand what's helping or hurting it, and get alerted the moment something changes. Credit health, demystified. TRACK RATES. MOVE AT THE RIGHT TIME. Set up rate tracking for the products you care about — mortgages, personal loans, home equity loans, and more — and get notified when the time is right to make a move. SHOP SMARTER FOR LOANS AND CARDS Save and compare personalized offers from the biggest lender network in the U.S. And when it's time to find a new card, CardIQ™ matches you to options you're likely to get approved for in about 30 seconds — no credit ding, no guesswork. STAY A STEP AHEAD OF FRAUD Instant credit monitoring alerts keep you in the loop whenever something changes on your credit file. LendingTree. When lenders compete, you win. Personal Loan Disclosure Conditional personal loan offers through LendingTree’s marketplace are from third party providers of financial products and services from whom LendingTree may receive compensation. Conditional loan offers feature loan amounts of $1,000 to $50,000, rate quotes up to 35.99% APR, and repayment terms of 61 days to 180 months. Terms and conditions apply. All customers may not qualify. Rates and other loan terms are controlled by third parties, not LendingTree, and are subject to change without notice, including at the point of application. Depending on the lender, other fees may apply. You can view any particular offer’s terms and conditions for more information. All offers are conditional and subject to application with the lender and lender approval. Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 7.49% (which includes a 7.49% yearly interest rate and a $0 origination fee). They would receive $10,000 in their account and would have a required monthly payment of $311.02. Over the lifetime of their loan, their payments would total $11,196.59. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203. NMLS ID #1136. License information available at https://www.lendingtree.com/legal/licenses-and-disclosures and https://nmlsconsumeraccess.org.

About

Finwise

This AI-powered personal finance assistant simplifies money management with real-time analysis and custom insights. It helps users achieve their financial goals efficiently and reduce financial stress.

Highlights
  • AI-driven financial analysis
  • Personalized money management
  • Custom-tailored insights
  • Real-time financial situation assessment
  • Goal achievement support
Features
Read full description

Finwise is your personal financial assistant, making money management easy, efficient, and personalized. Our AI analyzes your financial situation in real-time and offers custom-tailored insights that suits your individual queries. Say goodbye to the stress of managing your finances and hello to a smarter way of achieving your financial goals. Privacy Policy: https://gravel-gear-696.notion.site/Privacy-Policy-2820c8f7ef3a4801a42829d2dfd1285e Terms of Service: https://gravel-gear-696.notion.site/Terms-Of-Service-53e4ff2a51374c8baef0bf7aa717f59e

Screenshots

LendingTree4 screens
Finwise4 screens

Verdict

The call

The clearest difference is in-app purchases: LendingTree at none against Finwise's 1. LendingTree also leads on ratings volume (38K vs 1). Finwise's advantage is rating (5.0 vs 4.8) and device support (3 vs 1). On price, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finwise sells 1 in-app purchase, starting at $9.99 per month. LendingTree asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Finwise holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 1, so its average is the more settled of the two.

Scorecard5 real differences · 5 level
LendingTree versus Finwise: the parameters behind the verdict, then further details
ParameterLendingTreeFinwise
PriceFreeFree
Rating4.8 (38K ratings)5.0 (1 ratings) — better
Positive reviews50.5% of reviews—
Number of ratings38K — better1
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.513.0 — better
Further details — not scored
Size59 MB63 MB
Age rating4+17+
DeveloperLendingTreeWhat If Projects, Inc.

Customer experience

LendingTree

All ratings37,823 ratings
Positive96.6%
Neutral2.0%
Negative1.3%
Written reviews103 reviews
Positive50.5%
Neutral5.8%
Negative43.7%

Finwise

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

LendingTree

Reported bugs

3 issues
  • App crashes and freezes during login and usage
  • Inconsistent credit score reporting compared to other services
  • Inability to properly configure loan and credit card preferences

Requested features

3 requests
  • Manual account and credit information updates
  • Option to delete account information instead of just deactivating
  • Better notification settings to control sales calls and emails

Finwise

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

LendingTree

No in-app purchases

1 purchases

Finwise

Subscriptions1
  • Unlimited messages$9.991 Month

Questions

Is LendingTree free?
LendingTree is free to download, with no in-app purchases.
Is Finwise free?
Finwise is free to download, with in-app purchases available.
Which has better reviews, LendingTree or Finwise?
Finwise is rated higher. LendingTree averages 4.8 out of 5 from 38K ratings, while Finwise averages 5.0 from 1 ratings.
Do LendingTree or Finwise have ads?
Neither LendingTree nor Finwise shows ads.

Other comparisons