LendingTree vs Savvy Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LendingTree
Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.
- Free credit score updates and alerts
- Personalized saving insights
- Loan and credit card shopping
- Credit monitoring and fraud protection
- Financial tips and expert advice
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LendingTree's free personal finance app built to help you understand your credit, track rates, shop for loans, and make smarter financial decisions — all in one place. YOUR FULL FINANCIAL PICTURE, AT A GLANCE See every account, every balance, and your total debt progress in a single view — no more jumping between apps. LendingTree tracks your debt over time so you can monitor your progress. KNOW YOUR CREDIT SCORE — AND WHAT'S BEHIND IT See your score, understand what's helping or hurting it, and get alerted the moment something changes. Credit health, demystified. TRACK RATES. MOVE AT THE RIGHT TIME. Set up rate tracking for the products you care about — mortgages, personal loans, home equity loans, and more — and get notified when the time is right to make a move. SHOP SMARTER FOR LOANS AND CARDS Save and compare personalized offers from the biggest lender network in the U.S. And when it's time to find a new card, CardIQ™ matches you to options you're likely to get approved for in about 30 seconds — no credit ding, no guesswork. STAY A STEP AHEAD OF FRAUD Instant credit monitoring alerts keep you in the loop whenever something changes on your credit file. LendingTree. When lenders compete, you win. Personal Loan Disclosure Conditional personal loan offers through LendingTree’s marketplace are from third party providers of financial products and services from whom LendingTree may receive compensation. Conditional loan offers feature loan amounts of $1,000 to $50,000, rate quotes up to 35.99% APR, and repayment terms of 61 days to 180 months. Terms and conditions apply. All customers may not qualify. Rates and other loan terms are controlled by third parties, not LendingTree, and are subject to change without notice, including at the point of application. Depending on the lender, other fees may apply. You can view any particular offer’s terms and conditions for more information. All offers are conditional and subject to application with the lender and lender approval. Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 7.49% (which includes a 7.49% yearly interest rate and a $0 origination fee). They would receive $10,000 in their account and would have a required monthly payment of $311.02. Over the lifetime of their loan, their payments would total $11,196.59. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203. NMLS ID #1136. License information available at https://www.lendingtree.com/legal/licenses-and-disclosures and https://nmlsconsumeraccess.org.
Savvy Expense
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Savvy Expense is an intuitive personal finance management app designed to simplify your financial life. It empowers you to easily track expenses, manage income, and gain a clear understanding of your financial progress. With Savvy Expense, you can stay on top of your financial goals, make informed decisions, and take control of your financial well-being. Achieve financial peace of mind with Savvy Expense, your all-in-one solution for saving and improving your spending habits. Savvy Expense is designed with simplicity at its core. You get to experience the ease and simplicity in managing your finances. Unlike other complex financial management tools, Savvy Expense empowers you with a user-centric approach, ensuring that every feature is accessible and easy to understand. From its clean design to its smart automation, Savvy Expense brings simplicity and power together, making it the ideal companion for achieving financial success. What you can do with Savvy Expense: - Expense Tracking: Easily track your expenses and categorize them for better financial management. - Income Management: Keep track of your income sources and monitor your cash flow. - Transaction Insights: Gain valuable insights into your spending patterns and identify areas for improvement. - Reminders and Notifications: Receive timely reminders and notifications to stay on track with your financial goals. - Multiple Currency Support: Easily manage your finances in multiple currencies, perfect for travelers or international users. - Customizable Categories: Create personalized categories to match your unique spending habits and preferences. - Intuitive Interface: Enjoy a clean and intuitive interface that makes managing your finances a breeze. These features make Savvy Expense a comprehensive and intuitive app for effective personal finance management.
Screenshots
Verdict
LendingTree and Savvy Expense are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 25, 2026 and October 20, 2026 respectively.
| Parameter | LendingTree | Savvy Expense |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (38K ratings) — better | — |
| Positive reviews | 50.5% of reviews | — |
| Number of ratings | 38K — better | — |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.5 | 17.2 — better |
| Further details — not scored | ||
| Size | 59 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | LendingTree | Cris Rene Denopol |
Bugs and requests
LendingTree
Reported bugs
3 issues- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences
Requested features
3 requests- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails
Savvy Expense
Not enough reviews yet to summarise bugs or requests.
In-app purchases
LendingTree
No in-app purchases
Savvy Expense
No in-app purchases








