LendingTree vs Financial Advisor
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LendingTree
Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.
- Free credit score updates and alerts
- Personalized saving insights
- Loan and credit card shopping
- Credit monitoring and fraud protection
- Financial tips and expert advice
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LendingTree's free personal finance app built to help you understand your credit, track rates, shop for loans, and make smarter financial decisions — all in one place. YOUR FULL FINANCIAL PICTURE, AT A GLANCE See every account, every balance, and your total debt progress in a single view — no more jumping between apps. LendingTree tracks your debt over time so you can monitor your progress. KNOW YOUR CREDIT SCORE — AND WHAT'S BEHIND IT See your score, understand what's helping or hurting it, and get alerted the moment something changes. Credit health, demystified. TRACK RATES. MOVE AT THE RIGHT TIME. Set up rate tracking for the products you care about — mortgages, personal loans, home equity loans, and more — and get notified when the time is right to make a move. SHOP SMARTER FOR LOANS AND CARDS Save and compare personalized offers from the biggest lender network in the U.S. And when it's time to find a new card, CardIQ™ matches you to options you're likely to get approved for in about 30 seconds — no credit ding, no guesswork. STAY A STEP AHEAD OF FRAUD Instant credit monitoring alerts keep you in the loop whenever something changes on your credit file. LendingTree. When lenders compete, you win. Personal Loan Disclosure Conditional personal loan offers through LendingTree’s marketplace are from third party providers of financial products and services from whom LendingTree may receive compensation. Conditional loan offers feature loan amounts of $1,000 to $50,000, rate quotes up to 35.99% APR, and repayment terms of 61 days to 180 months. Terms and conditions apply. All customers may not qualify. Rates and other loan terms are controlled by third parties, not LendingTree, and are subject to change without notice, including at the point of application. Depending on the lender, other fees may apply. You can view any particular offer’s terms and conditions for more information. All offers are conditional and subject to application with the lender and lender approval. Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 7.49% (which includes a 7.49% yearly interest rate and a $0 origination fee). They would receive $10,000 in their account and would have a required monthly payment of $311.02. Over the lifetime of their loan, their payments would total $11,196.59. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203. NMLS ID #1136. License information available at https://www.lendingtree.com/legal/licenses-and-disclosures and https://nmlsconsumeraccess.org.
Financial Advisor
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Your AI-Powered Personal Finance Expert – Smart, Instant, and Secure Managing your personal finances has never been easier! With AI-powered financial advice, you get instant access to expert guidance on investments, taxes, budgeting, savings and more—without expensive fees or long waits for an appointment. Why Choose Our AI Financial Advisor? * Save Money on Advisors – Get expert financial planning at a fraction of the cost * Unlimited 24/7 Access – No appointments, get instant financial advice anytime * Smarter Than a Human – AI knows more, stays updated, and never forgets * Always Up-to-Date – AI tracks the latest tax laws, investment trends, and market opportunities * Secure & Private – Your data is encrypted and never shared * Tailored for You – Get personalized investment strategies, budget plans, and savings tips What Can You Do with Our App? * Optimize Your Budget & Savings – Track expenses, plan your finances, and maximize savings * Smart Investment Strategies – Get AI-driven insights for stocks, ETFs, and crypto * Tax Optimization & Planning – Find tax-saving opportunities and prepare for filings * Wealth & Retirement Planning – Build a strong financial future with expert guidance * Debt Management & Loan Advice – Learn how to reduce debt and improve credit score Start Making Smarter Financial Decisions Today! Download Your AI-Powered Personal Finance Expert now and take control of your finances! SUBSCRIPTION PRICING & TERMS Weekly subscriptions with a 3 days free trial period unlocks the full potential of the app, allowing you to create your own diverse story types and enjoy all features. Payment will be charged to your iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period. You can manage or turn off auto-renew in your Account settings at any time after purchase. No cancellation of the current subscription is allowed during the active period. Privacy Policy: https://www.softupper.com/privacy-policy Terms of Use: https://www.softupper.com/terms-of-use
Screenshots
Verdict
The clearest difference is in-app purchases: LendingTree at none against Financial Advisor's 2. LendingTree also leads on update cadence (fortnightly vs every 3 months). Financial Advisor's advantage is iOS requirement (15.1 vs 17.5). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Financial Advisor sells 2 in-app purchases, starting at $5.99 per 7 days. LendingTree asks for nothing beyond the download.
LendingTree ships an update fortnightly, Financial Advisor every 3 months. Both last shipped on October 28, 2026.
| Parameter | LendingTree | Financial Advisor |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (38K ratings) — better | — |
| Positive reviews | 50.5% of reviews | — |
| Number of ratings | 38K — better | — |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 59 MB | 25 MB |
| Age rating | 4+ | 12+ |
| Developer | LendingTree | SOFTUPPER sp. z o.o. |
Bugs and requests
LendingTree
Reported bugs
3 issues- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences
Requested features
3 requests- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails
Financial Advisor
Not enough reviews yet to summarise bugs or requests.
In-app purchases
LendingTree
No in-app purchases
Financial Advisor
- Weekly3 Days trial$5.997 Days
- Annual7 Days trial$49.991 Year
Questions
Is LendingTree free?
Is Financial Advisor free?
Do LendingTree or Financial Advisor have ads?
Which is updated more often, LendingTree or Financial Advisor?
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