Comparison

LendingTree vs InsureMe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LendingTree

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Highlights
  • Free credit score updates and alerts
  • Personalized saving insights
  • Loan and credit card shopping
  • Credit monitoring and fraud protection
  • Financial tips and expert advice
Features
Read full description

LendingTree's free personal finance app built to help you understand your credit, track rates, shop for loans, and make smarter financial decisions — all in one place. YOUR FULL FINANCIAL PICTURE, AT A GLANCE See every account, every balance, and your total debt progress in a single view — no more jumping between apps. LendingTree tracks your debt over time so you can monitor your progress. KNOW YOUR CREDIT SCORE — AND WHAT'S BEHIND IT See your score, understand what's helping or hurting it, and get alerted the moment something changes. Credit health, demystified. TRACK RATES. MOVE AT THE RIGHT TIME. Set up rate tracking for the products you care about — mortgages, personal loans, home equity loans, and more — and get notified when the time is right to make a move. SHOP SMARTER FOR LOANS AND CARDS Save and compare personalized offers from the biggest lender network in the U.S. And when it's time to find a new card, CardIQ™ matches you to options you're likely to get approved for in about 30 seconds — no credit ding, no guesswork. STAY A STEP AHEAD OF FRAUD Instant credit monitoring alerts keep you in the loop whenever something changes on your credit file. LendingTree. When lenders compete, you win. Personal Loan Disclosure Conditional personal loan offers through LendingTree’s marketplace are from third party providers of financial products and services from whom LendingTree may receive compensation. Conditional loan offers feature loan amounts of $1,000 to $50,000, rate quotes up to 35.99% APR, and repayment terms of 61 days to 180 months. Terms and conditions apply. All customers may not qualify. Rates and other loan terms are controlled by third parties, not LendingTree, and are subject to change without notice, including at the point of application. Depending on the lender, other fees may apply. You can view any particular offer’s terms and conditions for more information. All offers are conditional and subject to application with the lender and lender approval. Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 7.49% (which includes a 7.49% yearly interest rate and a $0 origination fee). They would receive $10,000 in their account and would have a required monthly payment of $311.02. Over the lifetime of their loan, their payments would total $11,196.59. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203. NMLS ID #1136. License information available at https://www.lendingtree.com/legal/licenses-and-disclosures and https://nmlsconsumeraccess.org.

About

InsureMe

Easily compare and enroll in various insurance plans, including health, home, and auto, from over 100 carriers. Get personalized recommendations and access your coverage details 24/7.

Highlights
  • Compare insurance plans from 100+ carriers
  • Shop for health, home, auto, and pet insurance
  • Enroll in coverage directly through the app
  • Access coverage details 24/7
  • Get help from insurance advisors
  • Manage account details and family members
Read full description

InsureMe was the first provider to offer the convenience of insurance quotes over the Internet. Now, more than 20 years later, we're bringing all our know-how to the palm of your hand with the InsureMe app! Our brand new mobile app is your one-stop shop to compare coverage from over 100 carriers to find the plan that fits your unique needs. You can request help from our friendly and knowledgeable Advisors if you have any questions, or get enrolled in coverage immediately. Shop the way you like! You'll also have access your coverage 24/7, so you'll never be without crucial insurance details while you're on the go. Shopping Insurance shopping can be confusing. But our app makes it easy with a friendly process that helps identify your unique needs. We'll ask all the right questions, and provide a recommendation on insurance to protect what's important to you. You can then browse available plans from our partners, compare pricing, and view plan details. - Shop for health, Medicare, life, home, auto, and pet plans, all from one app - Compare plans from over 100+ carriers - Get help from an Advisor to answer any questions Enrollment We can get you enrolled right through the app, and you can keep tabs on the status of your application until your enrollment is completed and your coverage is safely in place. Our Advisors are always available if you have any questions throughout the process. - Enroll at your own pace (don't worry, we'll save your progress!) - End-to-end plan enrollment - Pause and resume enrollments Work with InsureMe for all your insurance needs. Download the app and get started today! Access & Management The InsureMe app provides convenient access to all your coverage details. - Access current coverage - Manage your account, such as adding or removing family members

Screenshots

LendingTree4 screens
InsureMe4 screens

Verdict

The call

LendingTree and InsureMe both sit at 4.8 stars, but that hides the real split: 100% of InsureMe's written reviews are positive against 50% of LendingTree's. InsureMe also leads on monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 17.5). LendingTree's advantage is ratings volume (38K vs 2). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

InsureMe holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of LendingTree's written reviews are positive against 100% of InsureMe's.

UpkeepUpdate frequency

LendingTree ships an update fortnightly, InsureMe every 11 days. The most recent releases landed on October 21, 2026 and October 13, 2026 respectively.

Scorecard4 real differences · 6 level
LendingTree versus InsureMe: the parameters behind the verdict, then further details
ParameterLendingTreeInsureMe
PriceFreeFree
Rating4.8 (38K ratings)5.0 (2 ratings) — better
Positive reviews50.5% of reviews100.0% of reviews — better
Number of ratings38K — better2
Update frequencyFortnightlyEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS17.513.0 — better
Further details — not scored
Size59 MB95 MB
Age rating4+4+
DeveloperLendingTreeInsureMe

Customer experience

LendingTree

All ratings37,825 ratings
Positive96.6%
Neutral2.0%
Negative1.3%
Written reviews103 reviews
Positive50.5%
Neutral5.8%
Negative43.7%

InsureMe

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

LendingTree

Reported bugs

3 issues
  • App crashes and freezes during login and usage
  • Inconsistent credit score reporting compared to other services
  • Inability to properly configure loan and credit card preferences

Requested features

3 requests
  • Manual account and credit information updates
  • Option to delete account information instead of just deactivating
  • Better notification settings to control sales calls and emails

InsureMe

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

LendingTree

No in-app purchases

None

InsureMe

No in-app purchases

Questions

Is LendingTree free?
LendingTree is free to download, with no in-app purchases.
Is InsureMe free?
InsureMe is free to download, with no in-app purchases.
Which has better reviews, LendingTree or InsureMe?
InsureMe is rated higher. LendingTree averages 4.8 out of 5 from 38K ratings, while InsureMe averages 5.0 from 2 ratings.
Do LendingTree or InsureMe have ads?
Neither LendingTree nor InsureMe shows ads.
Which is updated more often, LendingTree or InsureMe?
LendingTree ships an update fortnightly, and InsureMe every 11 days. Most recently, LendingTree was updated on October 21, 2026 and InsureMe on October 13, 2026.

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