LendingTree vs Budget Expense
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LendingTree
Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.
- Free credit score updates and alerts
- Personalized saving insights
- Loan and credit card shopping
- Credit monitoring and fraud protection
- Financial tips and expert advice
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LendingTree's free personal finance app built to help you understand your credit, track rates, shop for loans, and make smarter financial decisions — all in one place. YOUR FULL FINANCIAL PICTURE, AT A GLANCE See every account, every balance, and your total debt progress in a single view — no more jumping between apps. LendingTree tracks your debt over time so you can monitor your progress. KNOW YOUR CREDIT SCORE — AND WHAT'S BEHIND IT See your score, understand what's helping or hurting it, and get alerted the moment something changes. Credit health, demystified. TRACK RATES. MOVE AT THE RIGHT TIME. Set up rate tracking for the products you care about — mortgages, personal loans, home equity loans, and more — and get notified when the time is right to make a move. SHOP SMARTER FOR LOANS AND CARDS Save and compare personalized offers from the biggest lender network in the U.S. And when it's time to find a new card, CardIQ™ matches you to options you're likely to get approved for in about 30 seconds — no credit ding, no guesswork. STAY A STEP AHEAD OF FRAUD Instant credit monitoring alerts keep you in the loop whenever something changes on your credit file. LendingTree. When lenders compete, you win. Personal Loan Disclosure Conditional personal loan offers through LendingTree’s marketplace are from third party providers of financial products and services from whom LendingTree may receive compensation. Conditional loan offers feature loan amounts of $1,000 to $50,000, rate quotes up to 35.99% APR, and repayment terms of 61 days to 180 months. Terms and conditions apply. All customers may not qualify. Rates and other loan terms are controlled by third parties, not LendingTree, and are subject to change without notice, including at the point of application. Depending on the lender, other fees may apply. You can view any particular offer’s terms and conditions for more information. All offers are conditional and subject to application with the lender and lender approval. Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 7.49% (which includes a 7.49% yearly interest rate and a $0 origination fee). They would receive $10,000 in their account and would have a required monthly payment of $311.02. Over the lifetime of their loan, their payments would total $11,196.59. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203. NMLS ID #1136. License information available at https://www.lendingtree.com/legal/licenses-and-disclosures and https://nmlsconsumeraccess.org.
Budget Expense
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Scan a receipt. Follow your spending. Keep purchase records and warranty dates within reach. Budget Expense helps you turn everyday purchases into records you can find later. Photograph a receipt or import it from Photos, review the recognized details, then save your expense. You can also add and edit expenses by hand. SEE WHAT’S LEFT THIS MONTH Set a monthly budget and follow your progress. Explore spending by category, check trends and search your expense history. Export a CSV when you need your records elsewhere. KEEP IMPORTANT PURCHASES TOGETHER Add your items, purchase dates and warranty dates in one place. Set local warranty reminders to help you remember when coverage is nearing its end. SCAN WITH MORE CONTROL On-device text recognition extracts merchant, date, total, tax and invoice line items for you to review. Apple Intelligence can help organize receipt details on supported devices when available. On-device text recognition remains available without it. Always check recognized amounts and details before saving. FREE FOR EVERYDAY TRACKING Receipt scanning, expense history, CSV export and up to 20 inventory items are free. Pro adds unlimited inventory items and PDF expense and inventory reports. Choose an optional monthly or yearly auto-renewing subscription, or a one-time lifetime purchase, for the same Pro features. PRIVATE AND IN YOUR HANDS Your ledger and receipt processing stay on your device. There are no ads or third-party analytics. Export backups manually and choose where to save or share your files; the app does not automatically sync your ledger. The app interface is currently in English. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: LendingTree at none against Budget Expense's 3. LendingTree also leads on update cadence (fortnightly vs every 6 months) and iOS requirement (17.5 vs 26.2). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Expense sells 3 in-app purchases, starting at $3.99 per month. LendingTree asks for nothing beyond the download.
LendingTree ships an update fortnightly, Budget Expense every 6 months. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.
| Parameter | LendingTree | Budget Expense |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (38K ratings) — better | — |
| Positive reviews | 50.5% of reviews | — |
| Number of ratings | 38K — better | — |
| Update frequency | Fortnightly — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.5 — better | 26.2 |
| Further details — not scored | ||
| Size | 59 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | LendingTree | Le Nguyen |
Bugs and requests
LendingTree
Reported bugs
3 issues- App crashes and freezes during login and usage
- Inconsistent credit score reporting compared to other services
- Inability to properly configure loan and credit card preferences
Requested features
3 requests- Manual account and credit information updates
- Option to delete account information instead of just deactivating
- Better notification settings to control sales calls and emails
Budget Expense
Not enough reviews yet to summarise bugs or requests.
In-app purchases
LendingTree
No in-app purchases
Budget Expense
- Budget Pro Monthly$3.991 Month
- Budget Pro Yearly$29.991 Year
- Budget Pro Lifetime$59.99
Questions
Is LendingTree free?
Is Budget Expense free?
Do LendingTree or Budget Expense have ads?
Which is updated more often, LendingTree or Budget Expense?
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