Comparison

LendingTree vs TipGeek

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LendingTree

Manage your finances with free credit score updates, personalized saving insights, and easy comparison of loans and credit cards. Stay protected with credit monitoring alerts and expert advice to improve your financial health.

Highlights
  • Free credit score updates and alerts
  • Personalized saving insights
  • Loan and credit card shopping
  • Credit monitoring and fraud protection
  • Financial tips and expert advice
Features
Read full description

LendingTree's free personal finance app built to help you understand your credit, track rates, shop for loans, and make smarter financial decisions — all in one place. YOUR FULL FINANCIAL PICTURE, AT A GLANCE See every account, every balance, and your total debt progress in a single view — no more jumping between apps. LendingTree tracks your debt over time so you can monitor your progress. KNOW YOUR CREDIT SCORE — AND WHAT'S BEHIND IT See your score, understand what's helping or hurting it, and get alerted the moment something changes. Credit health, demystified. TRACK RATES. MOVE AT THE RIGHT TIME. Set up rate tracking for the products you care about — mortgages, personal loans, home equity loans, and more — and get notified when the time is right to make a move. SHOP SMARTER FOR LOANS AND CARDS Save and compare personalized offers from the biggest lender network in the U.S. And when it's time to find a new card, CardIQ™ matches you to options you're likely to get approved for in about 30 seconds — no credit ding, no guesswork. STAY A STEP AHEAD OF FRAUD Instant credit monitoring alerts keep you in the loop whenever something changes on your credit file. LendingTree. When lenders compete, you win. Personal Loan Disclosure Conditional personal loan offers through LendingTree’s marketplace are from third party providers of financial products and services from whom LendingTree may receive compensation. Conditional loan offers feature loan amounts of $1,000 to $50,000, rate quotes up to 35.99% APR, and repayment terms of 61 days to 180 months. Terms and conditions apply. All customers may not qualify. Rates and other loan terms are controlled by third parties, not LendingTree, and are subject to change without notice, including at the point of application. Depending on the lender, other fees may apply. You can view any particular offer’s terms and conditions for more information. All offers are conditional and subject to application with the lender and lender approval. Representative Repayment Example: A borrower receives a personal loan of $10,000 with a term of 36 months and an APR of 7.49% (which includes a 7.49% yearly interest rate and a $0 origination fee). They would receive $10,000 in their account and would have a required monthly payment of $311.02. Over the lifetime of their loan, their payments would total $11,196.59. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203. NMLS ID #1136. License information available at https://www.lendingtree.com/legal/licenses-and-disclosures and https://nmlsconsumeraccess.org.

About

TipGeek

Easily track tips, shifts, and paychecks for service industry workers. Set income goals, view detailed breakdowns, and export your earnings history for tax season. Secure cloud sync ensures your data is always backed up and accessible.

Highlights
  • Track tips, shifts, and paychecks
  • Set and monitor income goals
  • View income breakdowns and averages
  • Export earnings history as CSV
  • Secure cloud synchronization
Features
Read full description

TipGeek is the easiest way for service industry workers to track their tips, shifts, and paychecks — all in one place. Whether you're a server, bartender, host, busser, expo, or to-go specialist, TipGeek helps you stay on top of your income so nothing slips through the cracks. Log Every Shift in Seconds Add your cash tips, card tips, and paycheck after every shift. Select your role and job, and TipGeek handles the rest. Set Goals & Track Progress Set weekly, monthly, and annual income targets and watch your progress in real time. See pace indicators so you always know if you're on track. See the Full Picture View monthly breakdowns, tip averages by role, and your total income over time. Filter by job or year to dig into exactly what you're earning and when. Export Your Income History Export your full earnings as a CSV — perfect for tax season or tracking income trends. Secure & Private Your data is yours. TipGeek uses secure cloud sync so your income history is always backed up and accessible across devices. TipGeek Pro Unlock Goals, Insights, and CSV export with a Pro subscription. $1.99/month or $11.99/year — includes a free 1-month trial on the annual plan.

Screenshots

LendingTree4 screens
TipGeek4 screens

Verdict

The call

The clearest difference is in-app purchases: LendingTree at none against TipGeek's 2. LendingTree also leads on ratings volume (38K vs 1). TipGeek's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. TipGeek sells 2 in-app purchases, starting at $1.99 per month. LendingTree asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

TipGeek holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LendingTree has 38K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 15, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
LendingTree versus TipGeek: the parameters behind the verdict, then further details
ParameterLendingTreeTipGeek
PriceFreeFree
Rating4.8 (38K ratings)5.0 (1 ratings) — better
Positive reviews50.5% of reviews—
Number of ratings38K — better1
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone
Requires iOS17.517.0 — better
Further details — not scored
Size59 MB6 MB
Age rating4+4+
DeveloperLendingTreeOlivas Labs LLC

Customer experience

LendingTree

All ratings37,823 ratings
Positive96.6%
Neutral2.0%
Negative1.3%
Written reviews103 reviews
Positive50.5%
Neutral5.8%
Negative43.7%

TipGeek

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

LendingTree

Reported bugs

3 issues
  • App crashes and freezes during login and usage
  • Inconsistent credit score reporting compared to other services
  • Inability to properly configure loan and credit card preferences

Requested features

3 requests
  • Manual account and credit information updates
  • Option to delete account information instead of just deactivating
  • Better notification settings to control sales calls and emails

TipGeek

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

LendingTree

No in-app purchases

2 purchases

TipGeek

Subscriptions2
  • TipGeek Pro$1.991 Month
  • TipGeek Pro1 Month trial$11.991 Year

Questions

Is LendingTree free?
LendingTree is free to download, with no in-app purchases.
Is TipGeek free?
TipGeek is free to download, with in-app purchases available.
Which has better reviews, LendingTree or TipGeek?
TipGeek is rated higher. LendingTree averages 4.8 out of 5 from 38K ratings, while TipGeek averages 5.0 from 1 ratings.
Do LendingTree or TipGeek have ads?
Neither LendingTree nor TipGeek shows ads.
Which is updated more often, LendingTree or TipGeek?
LendingTree ships an update fortnightly, and TipGeek fortnightly. Most recently, LendingTree was updated on October 15, 2026 and TipGeek on October 7, 2026.

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