Comparison

Murphy vs Consociate COBRA Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Murphy

Access your financial accounts securely and conveniently on the go. View balances, transactions, and check images. Transfer funds, pay bills, and manage your debit cards. Locate branches and ATMs, and set up custom alerts.

Highlights
  • View account balances and transactions
  • Transfer funds between accounts
  • Mobile bill payment service
  • Debit card management (ON/OFF)
  • Branch and ATM locator
  • Customizable email alerts
Features
Read full description

Stay connected to your financial information with Murphy-Wall State Bank and Trust Company’s Mobile Banking App. Safely and securely access your accounts anytime, anywhere. The app is FREE* when you sign up for Electronic Banking with us! Features include: QUICK and EASY Account Information • View your balances • View your transactions • View recent check images MOVE Money FAST • Transfer your funds between Checking and Savings • A mobile version of our full Online Bill Pay service is available so you can pay on the go.** STAY In TOUCH • Locate a branch or ATM • Contact our Customer Service • Share our app with friends and family Be ALERT and SECURE • Customize your app to include email Alert messages • Choose Login Options • Manage your Murphy-Wall Visa Debit Cards (Turn ON/OFF) Security is our priority. Rest assured that your personal information is kept safe! More features are coming soon! Contact Us - You can contact us toll-free at (877) 358-6554 if you have any questions about the Murphy-Wall Mobile App. To use our mobile banking you must be a customer of Murphy-Wall State Bank and Trust Company and have a signed Electronic Banking Agreement on file. Read our Terms and Conditions at www.murphywall.com for complete details. *There is no charge for using the Murphy-Wall Mobile Banking app. However, message and data rates may apply. Check with your carrier for any fees that may apply. **Bill Pay Fees may apply. Please refer to the terms and conditions of your Bill Pay account with us.

About

Consociate COBRA Mobile App

Features
Read full description

Stay up to date and worry free with the Consociate COBRA & Direct Billing App! Manage your plans 24/7 through the intuitive design and navigation while on the go. Powerful features of this app include (if supported by your account): Plan Information ● Get visibility on payments made to your plan ● View notifications and receive messages from your administrator to stay up to date on your record ● Click to call or email Customer Service Making Payments ● Make one time payments when most convenient for you ● Schedule future and recurring payments to put you at ease ● Use your bank account or credit card Elections ● Pick and Choose the plan(s) that best suites you ● Avoid the hassle of paper by utilizing the latest in secure mobile payment technology ● View what you elected to better understand your coverage level, and make changes if needed Powered by WEX Health®

Screenshots

Murphy4 screens
Consociate COBRA Mobile App3 screens

Verdict

The call

The clearest difference is iOS requirement: Murphy at 14.1 against Consociate COBRA Mobile App's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Murphy ships an update every 3 months, Consociate COBRA Mobile App every 4 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Murphy versus Consociate COBRA Mobile App: the parameters behind the verdict, then further details
ParameterMurphyConsociate COBRA Mobile App
PriceFreeFree
Rating4.1 (10 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings10 — better—
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPod — betteriPhone
Requires iOS14.1 — better17.0
Further details — not scored
Size125 MB6 MB
Age rating4+17+
DeveloperMurphy-Wall State Bank and Trust CompanyConsociate, Inc.

In-app purchases

None

Murphy

No in-app purchases

None

Consociate COBRA Mobile App

No in-app purchases

Questions

Is Murphy free?
Murphy is free to download, with no in-app purchases.
Is Consociate COBRA Mobile App free?
Consociate COBRA Mobile App is free to download, with no in-app purchases.
Do Murphy or Consociate COBRA Mobile App have ads?
Neither Murphy nor Consociate COBRA Mobile App shows ads.
Which is updated more often, Murphy or Consociate COBRA Mobile App?
Murphy ships an update every 3 months, and Consociate COBRA Mobile App every 4 months. Most recently, Murphy was updated on October 24, 2026 and Consociate COBRA Mobile App on October 25, 2026.

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