Payra vs Loose Chat
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payra
This app provides Rotary District 64 or 65 members with an online directory. It allows members to easily contact each other, view club meeting schedules and locations, and see who has birthdays or anniversaries today. Members can also update their profiles and search for others by name or blood group.
- Online member directory
- Direct calling, emailing, SMS
- Save contacts to phone book
- Club meeting schedules and locations
- Birthday and anniversary notifications
- Wild search by name and blood group
- Profile photo updates
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This App will enable the club members of Rotary District 64 or 65 with online member’s directory with facilities to call, email, SMS and saving to phone book. It also has features to know which are the club meeting today and location. A member would also know who has birthday and wedding anniversary today. It also has wild search with name and blood group. Members can also update their profile photo from this app.
Loose Chat
This app offers a secure messaging experience for one-on-one conversations. It allows for quick replies, handwritten messages, and widget support, ensuring a relaxed and private chat environment without connecting with strangers.
- Fast start
- Easy reply
- Handwritten messages
- Handwritten stamps
- Widget support
- No stranger connections
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A safe messaging application that does not connect with strangers has appeared! - Fast start - Easy reply - Handwritten message - handwritten stamp - Widget support You can't register as a friend unless you are together. Please enjoy our relaxed chat!
Screenshots
Verdict
The clearest difference is rating: Payra at 5.0 against Loose Chat's 2.3. Payra also leads on in-app purchases (none vs 1) and ads (none vs shown). On price, ratings volume, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Loose Chat sells 1 one-off in-app purchase. Payra asks for nothing beyond the download.
Payra holds the better App Store score, 5.0 against 2.3. Both are backed by a comparable volume of ratings — 4 and 3 respectively.
Payra ships an update every 3 months, Loose Chat every 7 months. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | Payra | Loose Chat |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | 2.3 (3 ratings) |
| Positive reviews | — | 25.0% of reviews |
| Number of ratings | 4 — better | 3 |
| Update frequency | Every 3 months — better | Every 7 months |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 10 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | CSL Software Resources Ltd. | Kosei Suzuki |
Customer experience
Payra
Loose Chat
In-app purchases
Payra
No in-app purchases
Loose Chat
- Remove ads.$0.99
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