Comparison

Freestone CU Mobile vs Centex Citizens Credit Union

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Freestone CU Mobile

Manage your finances conveniently from your mobile device. Check account balances, review transaction history, and transfer funds between accounts. You can also pay loans directly through the app.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay loans
  • Bill pay
Read full description

Freestone Credit Union Mobile Banking allows you to check balances, view transaction history, transfer funds, and pay loans on the go! Features: - Check Balances - View Transaction History - Transfer Funds - Bill Pay

About

Centex Citizens Credit Union

Manage your finances conveniently and securely from your mobile device. Check balances, review transactions, transfer funds, and pay bills anytime, anywhere. This app offers peace of mind with industry-standard security measures.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay bills
  • Secure access
Features
Read full description

Access your accounts on the go any time, any place with the new and improved Centex Citizens Credit Union Mobile Banking App. It’s FREE. It’s FAST. And it’s SECURE. With Centex Citizens Credit Union Mobile you can check account balances, view transaction history, transfer funds, and even pay your bills. Centex Citizens Credit Union’s Mobile Banking App is as secure as our Online Banking. Your personal and confidential information is protected using industry standard technologies and security certificates. Peace of mind and convenience is what you can expect from the new Centex Citizens Credit Union Mobile Banking App. Make sure you are already signed up for Online Banking then get started with our mobile app today! To learn how we protect your privacy, please visit: www.myowncu.com

Screenshots

Freestone CU Mobile4 screens
Centex Citizens Credit Union4 screens

Verdict

The call

The clearest difference is rating: Centex Citizens Credit Union at 4.9 against Freestone CU Mobile's 3.0. Centex Citizens Credit Union also leads on ratings volume (716 vs 7) and update cadence (every 2 months vs every 7 months). Freestone CU Mobile's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Centex Citizens Credit Union holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Centex Citizens Credit Union has 716 ratings behind it against 7, so its average is the more settled of the two.

UpkeepUpdate frequency

Freestone CU Mobile ships an update every 7 months, Centex Citizens Credit Union every 2 months. The most recent releases landed on October 24, 2026 and November 1, 2026 respectively.

Scorecard4 real differences · 6 level
Freestone CU Mobile versus Centex Citizens Credit Union: the parameters behind the verdict, then further details
ParameterFreestone CU MobileCentex Citizens Credit Union
PriceFreeFree
Rating3.0 (7 ratings)4.9 (716 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings7716 — better
Update frequencyEvery 7 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.0 — better15.0
Further details — not scored
Size23 MB102 MB
Age rating17+4+
DeveloperFreestone Credit UnionCentex Citizens Credit Union Inc

Customer experience

Freestone CU Mobile

All ratings5 ratings
Positive40.0%
Neutral20.0%
Negative40.0%

Centex Citizens Credit Union

All ratings687 ratings
Positive96.8%
Neutral1.5%
Negative1.7%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Freestone CU Mobile

No in-app purchases

None

Centex Citizens Credit Union

No in-app purchases

Questions

Is Freestone CU Mobile free?
Freestone CU Mobile is free to download, with no in-app purchases.
Is Centex Citizens Credit Union free?
Centex Citizens Credit Union is free to download, with no in-app purchases.
Which has better reviews, Freestone CU Mobile or Centex Citizens Credit Union?
Centex Citizens Credit Union is rated higher. Freestone CU Mobile averages 3.0 out of 5 from 7 ratings, while Centex Citizens Credit Union averages 4.9 from 716 ratings.
Do Freestone CU Mobile or Centex Citizens Credit Union have ads?
Neither Freestone CU Mobile nor Centex Citizens Credit Union shows ads.
Which is updated more often, Freestone CU Mobile or Centex Citizens Credit Union?
Freestone CU Mobile ships an update every 7 months, and Centex Citizens Credit Union every 2 months. Most recently, Freestone CU Mobile was updated on October 24, 2026 and Centex Citizens Credit Union on November 1, 2026.

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