Evenly vs Payback Balance Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Evenly
Easily track money lent to and borrowed from friends. This app synchronizes loan history across devices, ensuring no transaction is forgotten. It features automatic reflection of loans for both parties and convenient push notifications.
- Track loans and borrowings
- Sync history with friends
- Lend to contacts
- Push notifications
- Built-in calculator
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Evenly is a perfect tool for friends who often share common expenses on business lunches, parties, karaoke bars, etc. The application will give you an opportunity to track your loan history and keep record of all transactions. Loans are automatically reflected on devices of a lender and a borrower. With Evenly - none of your loans will be forgotten! Features: - lend anyone from contact book using phone numbers, even if they're not members of Evenly - all the history is synced with your friends online - push notifications - handy calculator, just where you need it
Payback Balance Tracker
Easily track debts and balances among friends without needing to exchange money. This app helps everyone know who owes whom, simplifying shared expenses and reimbursements.
- Track balances between friends
- Log what you owe others
- Log what others owe you
- Simplifies shared expenses
- No real money exchange needed
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Need to pay your friend back for dinner, but short on cash? Log what you owe them without exchanging real money. Payback tracks balances between friends, so everybody knows what they owe other people, and what other people owe them.
Screenshots
Verdict
The clearest difference is rating: Evenly at 4.9 against Payback Balance Tracker's 3.7. Evenly also leads on ratings volume (80 vs 10). Payback Balance Tracker's advantage is update cadence (every 9 days vs every 3 weeks) and iOS requirement (12.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Evenly holds the better App Store score, 4.9 against 3.7. That said, the two scores are not equally well evidenced: Evenly has 80 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 43% of Evenly's written reviews are positive against 50% of Payback Balance Tracker's, so the app with the better star average is not the one people write more warmly about.
Evenly ships an update every 3 weeks, Payback Balance Tracker every 9 days. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | Evenly | Payback Balance Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (80 ratings) — better | 3.7 (10 ratings) |
| Positive reviews | 42.9% of reviews | 50.0% of reviews — better |
| Number of ratings | 80 — better | 10 |
| Update frequency | Every 3 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 30 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Oleksii Nezhyborets | Matthew Brennan |
Customer experience
Evenly
Payback Balance Tracker
In-app purchases
Evenly
No in-app purchases
Payback Balance Tracker
No in-app purchases
