Comparison

NJ Financial Tools vs ZFunds Advisor

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

NJ Financial Tools

This app provides financial tools and calculators to help users make informed investment decisions. It offers detailed fund facts, SIP return calculations, and information on tax savings through ELSS investments.

Highlights
  • Fund facts and scheme overview
  • SIP return calculations
  • Cost of delaying SIP
  • ELSS tax savings information
  • Mutual fund scheme performance
Features
Read full description

The NJ Financial Tools App is brought to you by NJ Wealth. An Advanced Tool with information & calculators which would help you make informed decisions. You get to check.. β€’ Fund Facts for each fund includes Summarized Overview, Scheme Features, & Performance related to Mutual Fund Schemes β€’ SIP Returns & Cost of delaying to start a SIP β€’ Tax savings that can be done using investment in ELSS Note:- To know more about NJ Wealth - Financial Products Distributors Network, please visit our website. Disclaimer : Mutual Fund Investments are subject to market risks. Read all scheme related documents carefully. Although due care has been taken, we do not guarantee accuracy, completeness and authenticity of the information. This is only a utility and shall not be construed as any investment advice. We are not responsible for any discrepancies in any case whatsoever. Investors are advised to take expert advice before taking any decision. You can also refer respective AMC website for more details. NJ has taken all necessary precautions to ensure that the information contained in this mobile app & its website is current, accurate and complete at the date of publication. No representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of information. NJ cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing in this mobile app & its website.

About

ZFunds Advisor

Features
Read full description

ZFunds is a world-class Mutual Fund Distributor App that enables MFDs to manage their clients effortlessly, with features like external and internal portfolio tracking, instant UPI mandate setup with no bounce charges, and claim your ARN fees. Our platform is designed in a way that helps both experienced ARN holders and new MFDs to build, grow, and manage their mutual fund distribution business with ease. Our mission is to make investment Sahi aur Asaan for every Indian. We believe in creating a network of professional mutual fund distributors who can simplify investments for at least 1 crore families across India. It's no longer just Roti, Kapda, aur Makaan – it's Roti, Kapda, Makaan, aur SIP; ensuring financial security for every household. Join the growing family of 12,500+ Mutual Fund Distributors, who trust ZFunds as their partner for mutual fund business solutions. Our range of product offerings includes Mutual Funds, Loans against Mutual Funds, Bonds, RBI Bonds, and FDs for your clients. We help you cater to a diverse investor base with multiple financial goals. Exclusive Features Available ONLY on ZFunds App Only Platform to have an Instant UPI mandate setup with ZERO Bounce charge Earn Highest Mutual fund Commission Payout Guarantee Direct access to the best Mutual Fund research team Your Clients can start Daily SIP from Rs 100! Experienced & Certified Relationship Manager available for you 24*7 World-class Client App with the best features Fastest growth to 100 clients with the lowest effort- work just 1 hour a day ZERO Cost Online & Offline Marketing Support to Grow Your Business Key Features of Mutual Fund Distributor App BEST IN CLASS RESEARCH - We take care of our advisors so that they can take care of their clients. Our highly efficient research team regularly reviews portfolios and has a track record of delivering above-market returns for our advisor's clients. UPI mandate - Set up instant UPI mandates with no bounce charges on missed SIPs. Enjoy seamless transactions and hassle-free SIP management. Pause SIP- Stay in control of your SIPs! Our app allows you to pause SIPs without canceling your investment plan, keeping your client’s long-term goals on track. MANAGE YOUR CLIENT's PORTFOLIOS - Track and manage both external and internal portfolios in one place with seamless access and analysis. IN-DEPTH FUND ANALYSIS - Access the latest NAVs, in-depth research reports, expert fund manager insights, historical returns, risk analysis, and comprehensive fund comparisons. US STOCKS & ETFs – Help your clients explore global markets and invest in leading US companies like Apple, NVIDIA, Microsoft, and Tesla, along with 10,000+ stocks and ETFs. GOAL PLANNING - The goal feature within the app would guide your clients and help them invest in each type of financial goal you are looking at. Invest in Tax Saving Mutual Funds(ELSS), Short Term Goals, Long Term Goals, fixed deposits and Gold. FIXED DEPOSITS – No bank account required! Book a fixed deposit in just 5 minutes directly through the app. Withdraw anytime after 7 days as per your need. All Bank Fixed Deposits are insured up to β‚Ή5 lakhs by DICGC, ensuring your clients' money is always safe and secure. LATEST MARKET NEWS - Get the latest news and articles from the industry. Interviews from top management and fund managers. Stay on top of market ups and downs and be better prepared to manage risks for your clients DATA ON MUTUAL FUNDS, STOCKS, FIXED DEPOSITS - Get free insights, analysis, and ratings on all investments like mutual funds, stocks, and fixed deposits by credible institutions like NSE, BSE & Morningstar. ALL MUTUAL FUNDS AVAILABLE - Distribute funds from 40+ AMCs. *We are registered with AMFI & are a BSE star member. Join the top 1% of MFDs by downloading the ZFunds Mutual Fund Distributor app now and take your MFD business journey to great heights. AMFI Registered MF & SIF Distributor (ARN-163501); APMI Registered PMS Distributor (APRN-APRN01070)

Screenshots

NJ Financial Tools4 screens
ZFunds Advisor4 screens

Verdict

The call

The clearest difference is update cadence: ZFunds Advisor at every 3 days against NJ Financial Tools's every 6 months. NJ Financial Tools's advantage is iOS requirement (11.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NJ Financial Tools ships an update every 6 months, ZFunds Advisor every 3 days. The most recent releases landed on October 10, 2026 and October 29, 2026 respectively.

Scorecard2 real differences Β· 6 level
NJ Financial Tools versus ZFunds Advisor: the parameters behind the verdict, then further details
ParameterNJ Financial ToolsZFunds Advisor
PriceFreeFree
Positive reviews16.7% of reviewsβ€”
Update frequencyEvery 6 monthsEvery 3 days β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeβ€”
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 β€” better15.1
Further details β€” not scored
Size14 MB69 MB
Age rating4+4+
DeveloperNJ TechnologiesZFUNDS DISTRIBUTION PRIVATE LIMITED

In-app purchases

None

NJ Financial Tools

No in-app purchases

None

ZFunds Advisor

No in-app purchases

Questions

Is NJ Financial Tools free?
NJ Financial Tools is free to download, with no in-app purchases.
Is ZFunds Advisor free?
ZFunds Advisor is free to download, with no in-app purchases.
Do NJ Financial Tools or ZFunds Advisor have ads?
Neither NJ Financial Tools nor ZFunds Advisor shows ads.
Which is updated more often, NJ Financial Tools or ZFunds Advisor?
NJ Financial Tools ships an update every 6 months, and ZFunds Advisor every 3 days. Most recently, NJ Financial Tools was updated on October 10, 2026 and ZFunds Advisor on October 29, 2026.

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