NJ Financial Tools vs Txnbook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NJ Financial Tools
This app provides financial tools and calculators to help users make informed investment decisions. It offers detailed fund facts, SIP return calculations, and information on tax savings through ELSS investments.
- Fund facts and scheme overview
- SIP return calculations
- Cost of delaying SIP
- ELSS tax savings information
- Mutual fund scheme performance
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The NJ Financial Tools App is brought to you by NJ Wealth. An Advanced Tool with information & calculators which would help you make informed decisions. You get to check.. • Fund Facts for each fund includes Summarized Overview, Scheme Features, & Performance related to Mutual Fund Schemes • SIP Returns & Cost of delaying to start a SIP • Tax savings that can be done using investment in ELSS Note:- To know more about NJ Wealth - Financial Products Distributors Network, please visit our website. Disclaimer : Mutual Fund Investments are subject to market risks. Read all scheme related documents carefully. Although due care has been taken, we do not guarantee accuracy, completeness and authenticity of the information. This is only a utility and shall not be construed as any investment advice. We are not responsible for any discrepancies in any case whatsoever. Investors are advised to take expert advice before taking any decision. You can also refer respective AMC website for more details. NJ has taken all necessary precautions to ensure that the information contained in this mobile app & its website is current, accurate and complete at the date of publication. No representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of information. NJ cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing in this mobile app & its website.
Txnbook
Manage, track, and analyze your financial health with ease. This app transforms your financial data into insights and forecasts, empowering informed decisions. Simplify budgeting and secure your financial future.
- Financial health management
- Expense and income tracking
- Financial insights and forecasts
- Budgeting simplification
- Financial future security
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We are pronounced as "Transaction book". Txnbook : Your Financial Companion! Manage, track, and analyze your financial health with ease. From expenses to income, Txnbook transforms your financial data into insights and forecasts, empowering you to make informed decisions. Simplify your finances, streamline your budgeting, and secure your financial future, all in one app.
Screenshots
Verdict
The clearest difference is update cadence: Txnbook at every 2 months against NJ Financial Tools's every 6 months. NJ Financial Tools's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NJ Financial Tools ships an update every 6 months, Txnbook every 2 months. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.
| Parameter | NJ Financial Tools | Txnbook |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 6 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 14 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | NJ Technologies | Abrar Saeed |
In-app purchases
NJ Financial Tools
No in-app purchases
Txnbook
No in-app purchases









