Comparison

NJ Financial Tools vs Simplit

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

NJ Financial Tools

This app provides financial tools and calculators to help users make informed investment decisions. It offers detailed fund facts, SIP return calculations, and information on tax savings through ELSS investments.

Highlights
  • Fund facts and scheme overview
  • SIP return calculations
  • Cost of delaying SIP
  • ELSS tax savings information
  • Mutual fund scheme performance
Features
Read full description

The NJ Financial Tools App is brought to you by NJ Wealth. An Advanced Tool with information & calculators which would help you make informed decisions. You get to check.. โ€ข Fund Facts for each fund includes Summarized Overview, Scheme Features, & Performance related to Mutual Fund Schemes โ€ข SIP Returns & Cost of delaying to start a SIP โ€ข Tax savings that can be done using investment in ELSS Note:- To know more about NJ Wealth - Financial Products Distributors Network, please visit our website. Disclaimer : Mutual Fund Investments are subject to market risks. Read all scheme related documents carefully. Although due care has been taken, we do not guarantee accuracy, completeness and authenticity of the information. This is only a utility and shall not be construed as any investment advice. We are not responsible for any discrepancies in any case whatsoever. Investors are advised to take expert advice before taking any decision. You can also refer respective AMC website for more details. NJ has taken all necessary precautions to ensure that the information contained in this mobile app & its website is current, accurate and complete at the date of publication. No representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of information. NJ cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing in this mobile app & its website.

About

Simplit

Features
Read full description

Simplit is a calm personal expense manager for everyday spending. Log expenses quickly, mark no-spend days, keep bills in sight, and understand your day, week, and month without feeling buried in numbers. Simplit is designed for daily check-ins: simple enough to use in a few seconds, useful enough to keep your spending patterns visible. What you can do with Simplit: - Track expenses with names, amounts, categories, and dates - Mark no-spend days and build a daily check-in streak - View spending insights by day, week, and month - Create reminders for bills and planned payments - Track recurring subscriptions, EMIs, and other repeat expenses - Ask Simplit Chat to log expenses and explain your spending in plain language - Use widgets and shortcuts for faster entry - Sync privately through your iCloud when available Simplit Chat is built in and runs on your device. On supported iPhones it uses Apple Intelligence; on every other device it falls back to a built-in assistant, so it works without an account and without sending your expenses to any external server. Your data stays on your device and, if enabled, in your private iCloud. Simplit does not sell your data or run third-party ad networks. Premium unlocks unlimited expense logs, unlimited reminders, unlimited recurring items, and full Simplit Chat message sending. Monthly and yearly plans include a 2-week free trial for eligible users. Subscription details: - Simplit Premium Monthly: INR 29 per month - Simplit Premium Yearly: INR 199 per year Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://skhobragade282-bit.github.io/Simplit/privacy.html

Screenshots

NJ Financial Tools4 screens
Simplit4 screens

Verdict

The call

The clearest difference is in-app purchases: NJ Financial Tools at none against Simplit's 2. NJ Financial Tools also leads on device support (3 vs 1) and iOS requirement (11.0 vs 26.0). On price and ads there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Simplit sells 2 in-app purchases, starting at $0.99 per month. NJ Financial Tools asks for nothing beyond the download.

Scorecard3 real differences ยท 5 level
NJ Financial Tools versus Simplit: the parameters behind the verdict, then further details
ParameterNJ Financial ToolsSimplit
PriceFreeFree
Positive reviews16.7% of reviewsโ€”
Update frequencyEvery 6 monthsโ€”
AdsNoNo
In-app purchasesNo โ€” betterYes
MonetizationFreeโ€”
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS11.0 โ€” better26.0
Further details โ€” not scored
Size14 MB4 MB
Age rating4+4+
DeveloperNJ TechnologiesSaloni Khobragade

In-app purchases

None

NJ Financial Tools

No in-app purchases

2 purchases

Simplit

Subscriptions2
  • Simplit Premium Monthly14 Days trial$0.991 Month
  • Simplit Premium Yearly14 Days trial$1.991 Year

Questions

Is NJ Financial Tools free?
NJ Financial Tools is free to download, with no in-app purchases.
Is Simplit free?
Simplit is free to download, with in-app purchases available.
Do NJ Financial Tools or Simplit have ads?
Neither NJ Financial Tools nor Simplit shows ads.

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