Comparison

NJ Financial Tools vs Vestfolio

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

NJ Financial Tools

This app provides financial tools and calculators to help users make informed investment decisions. It offers detailed fund facts, SIP return calculations, and information on tax savings through ELSS investments.

Highlights
  • Fund facts and scheme overview
  • SIP return calculations
  • Cost of delaying SIP
  • ELSS tax savings information
  • Mutual fund scheme performance
Features
Read full description

The NJ Financial Tools App is brought to you by NJ Wealth. An Advanced Tool with information & calculators which would help you make informed decisions. You get to check.. โ€ข Fund Facts for each fund includes Summarized Overview, Scheme Features, & Performance related to Mutual Fund Schemes โ€ข SIP Returns & Cost of delaying to start a SIP โ€ข Tax savings that can be done using investment in ELSS Note:- To know more about NJ Wealth - Financial Products Distributors Network, please visit our website. Disclaimer : Mutual Fund Investments are subject to market risks. Read all scheme related documents carefully. Although due care has been taken, we do not guarantee accuracy, completeness and authenticity of the information. This is only a utility and shall not be construed as any investment advice. We are not responsible for any discrepancies in any case whatsoever. Investors are advised to take expert advice before taking any decision. You can also refer respective AMC website for more details. NJ has taken all necessary precautions to ensure that the information contained in this mobile app & its website is current, accurate and complete at the date of publication. No representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of information. NJ cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in on, any information appearing in this mobile app & its website.

About

Vestfolio

Features
Read full description

Your RSUs vest on a schedule. Your brokerage shows you a table. Neither answers the question you actually have: what is this worth to me, right now, after taxes? Vestfolio is the private, dead-simple equity dashboard for employees. Add a grant in under a minute and see: โ€ข What's vested, what isn't, and what it's worth at today's price โ€ข An after-tax estimate of your unvested equity โ€” the number that matters if you're weighing an offer or an exit โ€ข Exactly what vests next, and when โ€” with optional reminders โ€ข What your equity becomes at any share price, with the what-if simulator PRIVATE BY DESIGN No account. No cloud. No analytics. Your grants, share counts, and values never leave your phone โ€” only ticker price lookups and purchase receipts ever do. Delete everything with one tap, any time. Supports RSUs, ISOs, NSOs, and ESPP, public or private companies, standard and custom vesting schedules, cliffs, and multiple grants across employers. Every figure is an estimate calculated from what you enter. Tax estimates model United States withholding (federal, state, and FICA). Vestfolio is not tax, legal, or investment advice. Subscription required after a 3-day free trial: monthly or annual. Prices are shown in your local currency on the subscription screen. Cancel anytime in your Apple account settings. Terms: https://vestfolioapp.com/terms ยท Privacy: https://vestfolioapp.com/privacy

Screenshots

NJ Financial Tools4 screens
Vestfolio4 screens

Verdict

The call

The clearest difference is in-app purchases: NJ Financial Tools at none against Vestfolio's 2. NJ Financial Tools also leads on device support (3 vs 1) and iOS requirement (11.0 vs 17.0). Vestfolio's advantage is update cadence (every 3 days vs every 6 months). On price and ads there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Vestfolio sells 2 in-app purchases, starting at $7.99 per month. NJ Financial Tools asks for nothing beyond the download.

UpkeepUpdate frequency

NJ Financial Tools ships an update every 6 months, Vestfolio every 3 days. The most recent releases landed on October 10, 2026 and October 29, 2026 respectively.

Scorecard4 real differences ยท 4 level
NJ Financial Tools versus Vestfolio: the parameters behind the verdict, then further details
ParameterNJ Financial ToolsVestfolio
PriceFreeFree
Positive reviews16.7% of reviewsโ€”
Update frequencyEvery 6 monthsEvery 3 days โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
MonetizationFreeโ€”
DevicesiPhone, iPad, iPod โ€” betteriPhone
Requires iOS11.0 โ€” better17.0
Further details โ€” not scored
Size14 MB10 MB
Age rating4+4+
DeveloperNJ TechnologiesRyan Duffy

In-app purchases

None

NJ Financial Tools

No in-app purchases

2 purchases

Vestfolio

Subscriptions2
  • Monthly3 Days trial$7.991 Month
  • Annual3 Days trial$49.991 Year

Questions

Is NJ Financial Tools free?
NJ Financial Tools is free to download, with no in-app purchases.
Is Vestfolio free?
Vestfolio is free to download, with in-app purchases available.
Do NJ Financial Tools or Vestfolio have ads?
Neither NJ Financial Tools nor Vestfolio shows ads.
Which is updated more often, NJ Financial Tools or Vestfolio?
NJ Financial Tools ships an update every 6 months, and Vestfolio every 3 days. Most recently, NJ Financial Tools was updated on October 10, 2026 and Vestfolio on October 29, 2026.

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