Comparison

OnTheGo Pay vs Straight Up.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OnTheGo Pay

Securely accept credit card payments anywhere with this PCI-compliant solution designed for government agencies. It supports major card types, offers optional email receipts, and allows for digital signatures. The app functions even without an internet connection, storing transactions for later processing.

Highlights
  • Accept Visa, MasterCard, Discover, American Express
  • PCI-compliant payment processing
  • Offline transaction storage
  • Digital signature capture
  • Optional email receipts
  • Transaction lookup and export
  • Partial and full refunds
Features
Read full description

GOVERNMENT ON THE GO Take credit card payments securely anywhere, anytime with OnTheGo Pay. Created for government, OnTheGo Pay is your PCI-compliant solution for taking payments in the field, at conferences and events, or whenever you need to collect funds outside the office. • Accept Visa, MasterCard, Discover, American Express • Use comment field to indicate account or item number. • Convenient pre-fillable comment field. • Optional receipts are sent via email. • Accept digital signatures. • Free—no fiscal impact to your agency/county/city. • No merchant fees or monthly minimums. GET GO-ING 1. Download OnTheGo Pay app. 2. Complete the agreement at https://appengine.egov.com/apps/crp/onthegopay/getstarted STORE AND GO • Optional card reader encrypts card data at swipe. • Works even when outside cell or WiFi range. • Encrypted, stored transactions are processed when back within range. GO FURTHER WITH REPORTS • Look up transactions by name, last 4, date or comment. • Exportable to different formats (i.e. Excel, csv, PDF, etc.). • Issue partial and full refunds. 2012 Center of Digital Government Best of Web Award Winner

About

Straight Up.

This app allows for instant, anonymous QR-based tipping without the need for cash or personal information exchange. It's designed for seamless transactions for service workers and everyday interactions, offering secure payments and simplified payouts.

Highlights
  • QR-based tipping
  • Anonymous transactions
  • Instant payouts
  • Scheduled payouts
  • Frictionless experience
  • Reduced fees
Features
Read full description

Straight Up is a fast, anonymous QR-based tipping app designed to replace cash. Simply scan, tip, and go—no need to exchange personal information or require the recipient to have the app. Perfect for service workers, hospitality, and everyday interactions. With secure payments, instant or scheduled payouts, and a frictionless experience, Straight Up modernizes tipping while reducing fees and simplifying transactions for everyone.

Screenshots

OnTheGo Pay4 screens
Straight Up.4 screens

Verdict

The call

The clearest difference is update cadence: Straight Up. at every 6 days against OnTheGo Pay's monthly. OnTheGo Pay's advantage is iOS requirement (12.0 vs 15.6). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for OnTheGo Pay against 5.0 for Straight Up.. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

OnTheGo Pay ships an update monthly, Straight Up. every 6 days. The most recent releases landed on November 1, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
OnTheGo Pay versus Straight Up.: the parameters behind the verdict, then further details
ParameterOnTheGo PayStraight Up.
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings2 — better1
Update frequencyMonthlyEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size40 MB76 MB
Age rating4+4+
DeveloperNICUSA LLCOklahoma Technology Company, LLC

Customer experience

OnTheGo Pay

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Straight Up.

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

OnTheGo Pay

No in-app purchases

None

Straight Up.

No in-app purchases

Questions

Is OnTheGo Pay free?
OnTheGo Pay is free to download, with no in-app purchases.
Is Straight Up. free?
Straight Up. is free to download, with no in-app purchases.
Which has better reviews, OnTheGo Pay or Straight Up.?
OnTheGo Pay and Straight Up. are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do OnTheGo Pay or Straight Up. have ads?
Neither OnTheGo Pay nor Straight Up. shows ads.
Which is updated more often, OnTheGo Pay or Straight Up.?
OnTheGo Pay ships an update monthly, and Straight Up. every 6 days. Most recently, OnTheGo Pay was updated on November 1, 2026 and Straight Up. on November 5, 2026.

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