房贷计算器 vs Loan Repay Calc Visual

清爽无广告，利率实时更新！ 房贷计算器：史上功能最强大的免费房贷、税费计算工具！它是目前唯一一款同时拥有“房贷计算器”和“税费计算器”功能的专业房贷计算器软件。 【房贷计算器】 选择贷款类型、还款方式、计算方式、按揭比例、按揭年限和利率，输入房屋面积和单价或总金额，点击“计算”按钮即可计算出商业贷款、公积金贷款或组合贷款等不同贷款方式下的首付额、贷款额、支付利息、每月还款等房贷结果。 【税费计算器】 选择房屋类型、房产性质、是否首次购房等条件后，输入房屋单价、面积和总价，即可计算出个人所得税、增值税、契税、公共维修基金、印花税、产权手续费等各项交易税费用。 【产品特点】 ---------------- --利率在线更新，央行前脚发布新利率，房贷计算器后脚立即更新。 --支持利率下限8折，85折，9折，95折，基准利率以及上浮1.1倍等常用利率折扣； --支持计算商业贷款、公积金贷款以及组合贷款； --支持等额本金、等额本息两种计算方式； --支持根据贷款总额或根据单价、面积、按揭成数来计算； --更新升级功能，利率变动后更新版本即可； --支持计算买卖新房、二手房屋所需缴纳的各项交易税费。 【联系我们】 官网：http://www.qixinginc.com QQ群：154690760

Repayment Calculator helps you turn complex loan contracts into reconcilable repayment schedules and calculates annualized results closer to your true borrowing cost (IRR / Effective APR), so you can clearly see the principal, interest, and total cost behind each monthly payment. It is both a repayment calculator and a loan calculator, and it also supports home-related life decision comparisons. Use cases: mortgages, auto loans, consumer/personal credit loans, National Student Loans, credit card installments, and life decision scenarios such as Home Affordability, Buy or Rent a Home, and Buy or Rent a Parking Space. Key Features: • Free, ad-free, and works offline • Multiple loan and repayment templates • Mortgage: commercial loan, housing provident fund loan, and combo loan • First-home mortgage subsidy estimates: for eligible new commercial-only home purchase loans in mainland China. View total subsidy, interest paid after subsidy, and subsidies reduced by prepayment. Estimates are calculated monthly; eligibility and settlement are subject to the bank. • Mortgage term extension: compare monthly payments, future interest, total repayment, and payoff dates, including the commercial portion of combo loans • Auto loan: equal principal & interest, balloon/final payment support, additional fees, and more • Consumer / Personal credit loans • National Student Loan • Credit Card (installment / lite revolving) • Life decisions: Home Affordability, Buy or Rent a Home, Buy or Rent a Parking Space • Multiple repayment methods: equal principal & interest, equal principal, equal principal + equal interest, and short-term repayment options • Mortgage amount can be quickly estimated using Area + Unit Price • Supports automatic LPR default updates with offline fallback • Real annualized cost (IRR): includes fees, net disbursed amount, and other cost factors • Repayment details and charts: clear breakdown of principal / interest / remaining balance for each period, plus prepayment value analysis • Prepayment scenarios: full prepayment and partial prepayment (shorten term or reduce monthly payment), with penalty and rule settings, and support for repeated partial prepayments over time • Repayment period to calendar-time mapping: view schedules, charts, and details by actual year and month • One-tap sharing: share cards + CSV export • Privacy-first: plans are stored locally by default, with optional sync to your personal iCloud; anonymous analytics can be turned off Disclaimer: This app provides loan/repayment estimation, life decision comparisons, and informational display only. It does not constitute financial, investment, legal, tax, or home-buying advice. Actual contract terms, bank practices, policy requirements, and market conditions may vary. Please refer to your actual contract, official policies, and professional advice when needed. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula