Pathward Mobile Business vs NetSpend Small Business

Why should your ability to manage business finances end once the bank closes for the day or whenever you are out of the office? Approve transactions, transfer funds, make loan payments and review transactions. Take your accounts wherever you go! Manage your finances • Review your balance and transaction history • View recent transactions and check images • Transfer funds between your Pathward accounts • Review and Approve your transactions • Approve transactions scheduled through Business Online including internal transfers, ACH and Wires • Receive Alerts • Deposit a check • Verify payments to suppliers or vendors and deposits to employees To get started using your mobile phone for business banking, simply download the app and sign on with your Business Online user credentials. For more information contact us at ibank@pathward.com or call us at 1.866.559.5037. * Every mobile service carrier has a different rate plan for text messaging and data services access. You may be charged per use or pay a flat rate for unlimited usage each month. You may also have different fees for text messaging and data services access. Please contact your mobile carrier directly if you aren’t sure what fees you will be charged for using our mobile banking and text messaging services.

The NetSpend Small Business Mobile App lets you manage your account wherever you are, whenever you need it. That means it’s easy to do things like: * Keep your business and personal expenses separate. It’s simple to track how much money you are bringing in, and where you are spending it. * Simplify your taxes. Keep your transactions organized to export them for quarterly and end-of-year tax returns. * Accept payments on the go. Load checks, cash, or credit and debit card payments to your Card Account. It’s secure, fast, and best of all, free.** * Mobile Check Load is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your card. Unapproved checks will not be funded to your card. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card. See your Cardholder Agreement for details. ** While this feature is available for free, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. See the Cardholder Agreement for details.