Comparison

Checkbook Wiz vs Ledger Cloud

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook Wiz

Easily track your financial transactions and account balances. Manage multiple accounts, currencies, and recurring expenses with detailed reports and secure backup options. Ideal for personal daily finance management.

Highlights
  • Track account balances and transactions
  • Supports multiple currencies
  • Recurring transaction management
  • Detailed income and expense reports
  • Transaction splitting and categorization
  • Receipt and check number attachment
  • iCloud and Dropbox backup/restore
Features
Read full description

A simple and easy to use app to track transactions and balance of your accounts like checking saving, credit card and cash etc. Checkbook Wiz is a convenient way to manage your personal daily finance, check or add transactions anywhere with your device, keep an eye on balance of your accounts, see clearly where you money comes and goes. You can set multiple currencies for this app, and it support iCloud auto sync, iCloud & Dropbox backup and restore, makes it easier for you and your other family number to manage accounts together. Key features: ⁃ Track total balance, cleared balance of total accounts and each account. ⁃ Track transactions of each account. ⁃ Supports different currencies for each account. ⁃ Show transactions by daily and monthly. ⁃ Show daily and monthly total income and expense by calendar. ⁃ Supports adding expense, income and transfer transactions. ⁃ Supports splitting a transaction across multiple categories. ⁃ Add receipt for a transaction. ⁃ Add check number for a transaction. ⁃ Mark transaction as cleared or not directly in main screen page. ⁃ Kinds of default categories and you can add your own. ⁃ Supports adding recurring transactions. ⁃ Search transactions by name, category, account, amount, type and note text in a specific date range. ⁃ Comprehensive reports including: a). Total income & expense of all accounts and each account. b). Transactions by category. c). Transactions by payee. d). Monthly income & expense cash flow histogram. e). Monthly account balance chart view. ⁃ Export data inform of PDF, CSV and HTML. ⁃ Supports Air Print. ⁃ Password protection. ⁃ Supports Touch ID as passcode. ⁃ Add unlimited reminders. ⁃ Set Primary Account, primary category and home currency. ⁃ Custom month start day. ⁃ Show or hide reconciled transaction. ⁃ Supports iCloud auto sync. ⁃ Support both iCloud and Dropbox backup and restore. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

About

Ledger Cloud

Features
Read full description

Ledger Cloud is your personal finance hub — track spending, plan budgets, chase savings goals, and pay down debt, all from one clean list of transactions. WHY LEDGER CLOUD Most apps give you one wallet. Ledger Cloud gives you as many as you need. Keep Personal separate from Work, Travel, Shared Money, or any project — each with its own currency, categories, budgets, and history. TRACK EVERYTHING • Add expenses and income in seconds • Organize by custom categories • Filter by week, month, or any date range • Review recent activity at a glance PLAN WITH BUDGETS • Build category budgets that match how you actually spend • Watch remaining balance as the period unfolds • Start simple — add a budget whenever you’re ready GOALS & DEBTS • Set savings goals and log contributions • Track debts and record payments • Keep progress visible next to everyday spending CLEAR ANALYTICS • See income and expenses by category • Compare periods side by side • Spot what’s growing, what’s shrinking, and what’s left CLOUD + OFFLINE • Your entries sync to the cloud across devices • Keep using the app offline — changes catch up when you’re back • Sign in to protect your data, or start as a guest and upgrade later BUILT FOR REAL LIFE • Multiple currencies • Light, Dark, or System appearance • Separate ledgers for everyday life, work, trips, shared money, and fresh starts Whether you just want a quick expense log or a full money system — budgets, goals, debts, and insights — Ledger Cloud keeps it simple and always in sync. Download Ledger Cloud and take control of your money today.

Screenshots

Checkbook Wiz4 screens
Ledger Cloud4 screens

Verdict

The call

The clearest difference is update cadence: Ledger Cloud at every 3 days against Checkbook Wiz's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook Wiz sells 2 in-app purchases, starting at $1.99 per 6 months and Ledger Cloud sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Checkbook Wiz ships an update every 3 months, Ledger Cloud every 3 days. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

Scorecard1 real difference · 9 level
Checkbook Wiz versus Ledger Cloud: the parameters behind the verdict, then further details
ParameterCheckbook WizLedger Cloud
PriceFreeFree
Rating4.2 (815 ratings) — better—
Positive reviews75.1% of reviews—
Number of ratings815 — better—
Update frequencyEvery 3 monthsEvery 3 days — better
AdsYesYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better16.6
Further details — not scored
Size55 MB20 MB
Age rating4+4+
DeveloperLINKLINKS LTDHafiz Zain ul Abideen

Bugs and requests

Checkbook Wiz

Reported bugs

3 issues
  • Transactions disappearing from register
  • Incorrect account balances displayed
  • App crashing when adding accounts

Requested features

5 requests
  • Ability to delete/edit payees
  • Automatic recurring transaction entry
  • Custom reporting and budgeting tools
  • Sync across multiple devices
  • Improved category management

Ledger Cloud

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Checkbook Wiz

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99
1 purchases

Ledger Cloud

One-time1
  • Unlimited Subscription$4.99

Questions

Is Checkbook Wiz free?
Checkbook Wiz is free to download, with in-app purchases available.
Is Ledger Cloud free?
Ledger Cloud is free to download, with in-app purchases available.
Do Checkbook Wiz or Ledger Cloud have ads?
Both Checkbook Wiz and Ledger Cloud show ads.
Which is updated more often, Checkbook Wiz or Ledger Cloud?
Checkbook Wiz ships an update every 3 months, and Ledger Cloud every 3 days. Most recently, Checkbook Wiz was updated on November 1, 2026 and Ledger Cloud on November 4, 2026.

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