Comparison

Checkbook Wiz vs CheckStream

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Checkbook Wiz

Easily track your financial transactions and account balances. Manage multiple accounts, currencies, and recurring expenses with detailed reports and secure backup options. Ideal for personal daily finance management.

Highlights
  • Track account balances and transactions
  • Supports multiple currencies
  • Recurring transaction management
  • Detailed income and expense reports
  • Transaction splitting and categorization
  • Receipt and check number attachment
  • iCloud and Dropbox backup/restore
Features
Read full description

A simple and easy to use app to track transactions and balance of your accounts like checking saving, credit card and cash etc. Checkbook Wiz is a convenient way to manage your personal daily finance, check or add transactions anywhere with your device, keep an eye on balance of your accounts, see clearly where you money comes and goes. You can set multiple currencies for this app, and it support iCloud auto sync, iCloud & Dropbox backup and restore, makes it easier for you and your other family number to manage accounts together. Key features: ⁃ Track total balance, cleared balance of total accounts and each account. ⁃ Track transactions of each account. ⁃ Supports different currencies for each account. ⁃ Show transactions by daily and monthly. ⁃ Show daily and monthly total income and expense by calendar. ⁃ Supports adding expense, income and transfer transactions. ⁃ Supports splitting a transaction across multiple categories. ⁃ Add receipt for a transaction. ⁃ Add check number for a transaction. ⁃ Mark transaction as cleared or not directly in main screen page. ⁃ Kinds of default categories and you can add your own. ⁃ Supports adding recurring transactions. ⁃ Search transactions by name, category, account, amount, type and note text in a specific date range. ⁃ Comprehensive reports including: a). Total income & expense of all accounts and each account. b). Transactions by category. c). Transactions by payee. d). Monthly income & expense cash flow histogram. e). Monthly account balance chart view. ⁃ Export data inform of PDF, CSV and HTML. ⁃ Supports Air Print. ⁃ Password protection. ⁃ Supports Touch ID as passcode. ⁃ Add unlimited reminders. ⁃ Set Primary Account, primary category and home currency. ⁃ Custom month start day. ⁃ Show or hide reconciled transaction. ⁃ Supports iCloud auto sync. ⁃ Support both iCloud and Dropbox backup and restore. ⁃ Supports Apple Watch. ⁃ Supports universal version (available on both iPhone and iPad). If you have any question, please email to linklinksapp@tom.com.

About

CheckStream

This app provides a shared digital checkbook register for households to track all accounts, reconcile transactions, and manage bills. It offers insights into spending, debt payoff, and net worth, with real-time syncing for family members.

Highlights
  • Track all bank accounts
  • Reconcile transactions easily
  • Schedule recurring bills
  • Monitor net worth and assets
  • Manage and pay off debt
  • Share finances with household members
  • Privacy-focused data storage
Features
Read full description

CheckStream is a checkbook register built for real households — the way you'd balance a checkbook by hand, brought into the modern age and shared with the people who need it. TRACK EVERY ACCOUNT Add as many bank accounts as you need. Each one shows your Current Balance, Uncleared Credit, Uncleared Debit, and — most importantly — your Available Balance, so you always know what you can actually spend. RECONCILE WITH CONFIDENCE Just like the paper register you grew up with: outstanding transactions stay in one list, and a single tap moves them to Reconciled once they clear. Search and filter by category, merchant, or amount to find anything in seconds. NEVER FORGET A BILL Set up recurring transactions — rent, subscriptions, paychecks — and CheckStream posts them automatically on schedule: weekly, biweekly, monthly, yearly, or a specific day of the month. SEE THE WHOLE PICTURE Your Home screen splits Bank Accounts from Debts, with running totals for Assets, Liabilities, and Net Worth. Monthly Reports break down spending by category with a pie chart and percentages — tap any category to see exactly which charges make it up. PAY OFF DEBT ON PURPOSE Track credit cards, car loans, and mortgages with balance, interest rate, and monthly payment. CheckStream calculates your payoff date and total interest automatically, and updates the balance each month as payments post. SHARE WITH YOUR HOUSEHOLD One tap shares every account and debt with a spouse or family member through iCloud — no separate accounts, no passwords to manage. Everything you enter, they see. Everything they enter, you see. In real time. BUILT FOR PRIVACY Your financial data lives in your own iCloud account, not on a company's servers. CheckStream never sees your data, never sells it, and never shows ads. CheckStream doesn't link to your bank — you enter transactions yourself, the way you always have. That's by design: no bank credentials to hand over, no subscription fees, no middleman. Just a clear, honest picture of your money, kept exactly the way you and your family want it.

Screenshots

Checkbook Wiz4 screens
CheckStream4 screens

Verdict

The call

The clearest difference is rating: CheckStream at 5.0 against Checkbook Wiz's 4.2. CheckStream also leads on in-app purchases (none vs 2) and ads (none vs shown). Checkbook Wiz's advantage is ratings volume (813 vs 1). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Checkbook Wiz sells 2 in-app purchases, starting at $1.99 per 6 months. CheckStream asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

CheckStream holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Checkbook Wiz has 813 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Checkbook Wiz ships an update every 3 months, CheckStream every 3 weeks. The most recent releases landed on October 17, 2026 and October 9, 2026 respectively.

Scorecard6 real differences · 4 level
Checkbook Wiz versus CheckStream: the parameters behind the verdict, then further details
ParameterCheckbook WizCheckStream
PriceFreeFree
Rating4.2 (813 ratings)5.0 (1 ratings) — better
Positive reviews75.1% of reviews—
Number of ratings813 — better1
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.0 — better17.6
Further details — not scored
Size55 MB1 MB
Age rating4+4+
DeveloperLINKLINKS LTDJonathan Mangus

Customer experience

Checkbook Wiz

All ratings813 ratings
Positive79.3%
Neutral5.8%
Negative14.9%
Written reviews217 reviews
Positive75.1%
Neutral10.6%
Negative14.3%

CheckStream

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Checkbook Wiz

Reported bugs

3 issues
  • Transactions disappearing from register
  • Incorrect account balances displayed
  • App crashing when adding accounts

Requested features

5 requests
  • Ability to delete/edit payees
  • Automatic recurring transaction entry
  • Custom reporting and budgeting tools
  • Sync across multiple devices
  • Improved category management

CheckStream

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Checkbook Wiz

Subscriptions1
  • Premium - 6 months$1.996 Months
One-time1
  • Pro Version$19.99
None

CheckStream

No in-app purchases

Questions

Is Checkbook Wiz free?
Checkbook Wiz is free to download, with in-app purchases available.
Is CheckStream free?
CheckStream is free to download, with no in-app purchases.
Which has better reviews, Checkbook Wiz or CheckStream?
CheckStream is rated higher. Checkbook Wiz averages 4.2 out of 5 from 813 ratings, while CheckStream averages 5.0 from 1 ratings.
Do Checkbook Wiz or CheckStream have ads?
Checkbook Wiz shows ads; CheckStream does not.
Which is updated more often, Checkbook Wiz or CheckStream?
Checkbook Wiz ships an update every 3 months, and CheckStream every 3 weeks. Most recently, Checkbook Wiz was updated on October 17, 2026 and CheckStream on October 9, 2026.

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