BNI Experience vs BIONS
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BNI Experience
This app helps you manage your finances by locating nearby ATMs and branches. Discover exclusive promotions, discounts, and surprise gifts from partner merchants. Enjoy convenient banking services anytime, anywhere.
- Find nearest ATMs and branches
- Discover BNI merchant promotions and discounts
- Access surprise gifts via Coupon feature
- Experience anytime, anywhere banking
- BNI Internet Banking integration
Read full descriptionHide full description
BNI Experience is your everyday life companion that makes your life easier! It allows you to find nearest ATM and Branch for fulfilling your financial service needs. You won't missed any benefit as BNI customer because it also let you know many promotions and discount from BNI merchants. What's more? BNI will give you many surprise gifts from "Coupon" feature that enable you to get many benefits from various merchants. You can also experiencing "anytime, anywhere banking" through BNI Internet Banking feature. Enjoy your life experience with BNI experience!
BIONS
Manage diverse investment instruments like stocks, mutual funds, and bonds in one place. This app offers a modern interface with innovative features to support your investment journey, including research insights and educational resources.
- Manage stocks, mutual funds, and bonds
- Trading ideas and research recommendations
- Mark and monitor favorite stocks
- Investment education and literacy resources
- Downloadable tax reports
Read full descriptionHide full description
New BIONS by BNI Sekuritas Nikmati pengalaman investasi yang lebih mudah, cepat, dan modern dengan New BIONS. Dirancang khusus untuk kamu yang ingin mengelola berbagai instrumen investasi dalam satu genggaman. - Saham - Reksa Dana - EBA Ritel - Surat Berharga Negara (SBN) - Obligasi Korporasi Kini hadir dengan tampilan baru yang lebih modern dan fitur-fitur inovatif untuk mendukung perjalanan investasimu. #ElevateYourExperience Fitur BIONS: * Trading Ideas, memudahkan pengguna untuk mendapatkan analisis mendalam dan rekomendasi terupdate dari Tim Riset BNI Sekuritas * Favorites Notes, pengguna dapat menandai dan memantau saham pilihan dengan satu klik, tanpa perlu mencari ulang. * BIONS Update, pengguna dapat mengetahui informasi atau berita terupdate seputar aplikasi BIONS. * Education, memberikan kemudahan bagi pengguna untuk mengakses video edukasi/tutorial dan artikel literasi investasi. * Mutual Fund, memberikan pengalaman investasi reksa dana yang lebih mudah dengan tampilan baru. * Fixed Income, lebih mudah dan efisien dengan tampilan baru untuk transaksi EBA Ritel, SBN, dan Obligasi Korporasi. * Tax Report, pengguna dapat dengan mudah mengunduh laporan pajak dengan lengkap dan transparan. BIONS menjangkau semua kalangan investor di Indonesia dengan latar belakang apapun. Nikmati juga kemudahan kepada nasabah mencoba berbagai fitur BIONS menggunakan account trial atau akun uji coba. Informasi lebih lanjut: Instagram @bnisekuritas46 : https://www.instagram.com/bnisekuritas46/ Instagram @bions.official : https://www.instagram.com/bions.official/ Youtube : https://www.youtube.com/@bnisekuritas46 TikTok : https://www.tiktok.com/@bnisekuritas46 Twitter : https://x.com/bnisekuritas46 Facebook : https://www.facebook.com/bnisekuritas46 Download dan registrasi BIONS sekarang!
Screenshots
Verdict
The clearest difference is review sentiment: BNI Experience at 30% against BIONS's 0%. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BNI Experience ships an update fortnightly, BIONS monthly. The most recent releases landed on October 10, 2026 and October 15, 2026 respectively.
| Parameter | BNI Experience | BIONS |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.8 (5 ratings) — better |
| Positive reviews | 30.0% of reviews — better | 0.0% of reviews |
| Number of ratings | — | 5 — better |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 20 MB | 127 MB |
| Age rating | 4+ | 17+ |
| Developer | PT. BANK NEGARA INDONESIA (PERSERO) TBK. | PT BNI Sekuritas |
Customer experience
BNI Experience
BIONS
Bugs and requests
BNI Experience
Not enough reviews yet to summarise bugs or requests.
BIONS
Reported bugs
4 issues- Inability to complete transactions due to rejected orders
- Incorrect or missing portfolio and asset information
- Persistent login issues and account access problems
- Outdated product listings and unavailable investment options
Requested features
4 requests- Improve overall app stability and reliability
- Enhance login and account management experience
- Optimize performance for faster loading and smoother operation
- Redesign UI for better usability and intuitiveness
In-app purchases
BNI Experience
No in-app purchases
BIONS
No in-app purchases
