Foreseenly™ Cash Flow Forecast vs Balance Forecasting
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Foreseenly™ Cash Flow Forecast
This app helps you forecast your financial balance months in advance, allowing you to plan confidently and avoid unexpected shortfalls. It focuses on projecting future cash flow, not just tracking current spending, to visualize financial trends up to 15 years ahead.
- Forecast future balances
- Identify low balance points
- Visualize affordability and timing
- Plan up to 15 years ahead
- Supports recurring and irregular transactions
- No spreadsheets or guesswork
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See your future balance before you spend. Foreseenly shows how upcoming income, bills and purchases may change your balance over time. Spot low points early and see whether changing a payment date or delaying a purchase could leave you in a better position. Free to use. Optional in-app contributions only if it brings you value. No ads. No bank login. PLAN BEFORE YOU COMMIT • See your projected balance on future dates. • Check how a purchase or extra debt payment affects the weeks and months ahead. • Spot gaps between bills going out and income arriving. • Change amounts or dates and see how your forecast changes. A positive monthly total can hide a shortfall before payday. Foreseenly makes the timing visible. BUILD YOUR FORECAST 1. Add your starting balance, expected income and expenses. 2. Set recurring transactions and one-time plans. 3. Explore your forecast and adjust as life changes. Plan weeks, months or years ahead, up to 15 years. Use it for your own finances, household expenses or small business cash flow. PRIVATE BY DESIGN You enter the financial information you want to plan with. No bank connection is required. Your financial data stays on your device and, if you enable sync, in your private iCloud account. We do not collect, store, or access your financial data. Before you say yes, check the forecast. ▶ Terms and Usage For best results, keep variable budget items up to date. Foreseenly™ CashFlow is not financial, investment, or legal advice. All forecasts and projections are illustrative only and may not reflect real-world outcomes. Use of this app is at your own risk. By using this app, you agree to Apple's Standard Terms of Use (EULA). Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Balance Forecasting
Create a detailed cash flow forecast of your financial future by entering income and expenses. See how your account balance changes over time, plan ahead, and analyze the impact of future transactions. Manage multiple accounts and categorize items for easy tracking.
- Cash flow forecasting up to 30 years
- Detailed income and expense tracking
- Future transaction impact analysis
- Multiple account management
- Categorization and budgeting
- Calendar and chart visualization
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Balance Forecasting is finally back on iOS! With the Balance Forecasting budgeting tool you can create a detailed cash flow forecast of your financial future based on your monthly expenses and income. The Forecast Method: - Enter your starting account balance. - Enter your income and expenses and specify how often they occur (i.e. monthly, biweekly, etc.). - See how your account balance changes over time, up to 30 years into the future. - Plan ahead by analyzing your future balance and cash flow. - Easily fine-tune your future transactions in case plans change (i.e. your monthly insurance payment changes). - See how changing, adding or removing a recurring bill will affect your future balance (i.e. getting a new car loan). Features: - Forecast for up to 30 years in the future. - Rich website counterpart with tons of features. - Responsive design that provides consistent experience across iOS devices. - Multiple accounts to keep track of checking accounts, savings accounts, credit cards, etc. - Calendar to view your forecast month by month. - Chart to view your changing balance. - Rich reports to view historical data. - Categorize your items for easy grouping. Set budgets for each category and see their monthly progress as your mark items paid. - Clean, lightning fast and intuitive interface.
Screenshots
Verdict
The clearest difference is rating: Foreseenly™ Cash Flow Forecast at 4.7 against Balance Forecasting's 3.4. Foreseenly™ Cash Flow Forecast also leads on review sentiment (80% vs 44%) and ratings volume (169 vs 7). Balance Forecasting's advantage is in-app purchases (none vs 6) and update cadence (every 4 days vs fortnightly). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Foreseenly™ Cash Flow Forecast sells 6 in-app purchases, starting at $4.99 per month. Balance Forecasting asks for nothing beyond the download.
Foreseenly™ Cash Flow Forecast holds the better App Store score, 4.7 against 3.4. That said, the two scores are not equally well evidenced: Foreseenly™ Cash Flow Forecast has 169 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 80% of Foreseenly™ Cash Flow Forecast's written reviews are positive against 44% of Balance Forecasting's.
Foreseenly™ Cash Flow Forecast ships an update fortnightly, Balance Forecasting every 4 days. The most recent releases landed on September 24, 2026 and September 10, 2026 respectively.
| Parameter | Foreseenly™ Cash Flow Forecast | Balance Forecasting |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (169 ratings) — better | 3.4 (7 ratings) |
| Positive reviews | 80.0% of reviews — better | 43.8% of reviews |
| Number of ratings | 169 — better | 7 |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | — |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 14.2 — better |
| Further details — not scored | ||
| Size | 40 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | QApps LLC | Tiny Town Software, LLC |
Customer experience
Foreseenly™ Cash Flow Forecast
Balance Forecasting
Bugs and requests
Foreseenly™ Cash Flow Forecast
Reported bugs
12 issues- App crashes when modifying transactions
- Date button not responding to clicks
- Category editing disabled in some cases
- Application closes unexpectedly during edits
- Data disappears after app updates
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- Recurring transactions not refreshing properly
- Starting balance changes not persisting
- Archived transactions missing data
- iCloud sync taking excessive time
- App crashes immediately on launch (Mac/iPhone)
- Transactions saving with $0 amount
- Recurring transactions stopping after initial entry
Requested features
12 requests- Bank transaction import functionality
- Extended forecast period beyond 12 months
- Calendar view option
- Notes field for transaction entries
- Custom category views and filtering
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- Loan payment schedule with extra payment support
- Web-based version
- Ability to skip tutorial on first launch
- Subtotal calculations for average monthly outflows
- Mortgage payment breakdown (EMI and escrow)
- Shared forecast view with spouse
- Ability to select specific dates directly
Balance Forecasting
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Foreseenly™ Cash Flow Forecast
- Monthly Budget Contributor$4.991 Month
- Year of Foresight Contributor.$49.991 Year
- CashFlow Up daily upkeep$14.99
- Independent Supporter - 6 Months$24.99
- CashFlow Up Future Tasks$26.99
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- Lifetime Planner Supporter$99.99
Balance Forecasting
No in-app purchases
Questions
Is Foreseenly™ Cash Flow Forecast free?
Is Balance Forecasting free?
Which has better reviews, Foreseenly™ Cash Flow Forecast or Balance Forecasting?
Which is updated more often, Foreseenly™ Cash Flow Forecast or Balance Forecasting?
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