E vs akart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
E
This app facilitates online payments for various services, including internet, phone bills, utilities, and consumer credit. Users can also transfer money between cards, set up automatic payments, and earn cashback rewards.
- Pay for internet, phone, and utility bills
- Consumer credit payments
- Card to Card transfers
- Automatic payment setup
- Earn bonuses and cashback
- Virtual card and personal wallet
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Pay for goods and services, get bonuses. Download E-PUL APP right now! E-PUL allows you to: - To pay for the internet, pay phone, utility bills, as well as goods and services of other suppliers. - Pay for consumer credit. - Save details of payments for re-payment and transfers. - Learn debts - Create automatic payments - All registered users can take advantage of Card to Card service - Earn bonuses - Buy goods in our marketplace - Pay for fuel at gas stations Soсar and Lukoil - Pay for parking your car - Virtual Card - Personal Wallet - Cashback up to 1 percent If you do not have E-PUL account, you can register free of charge directly on the site https://www.e-pul.az and immediately begin to make payments.
akart
Manage your finances and make payments with a digital debit card. Easily activate, top up, and use for contactless, online, and in-app purchases. Earn cashback and bonuses on your spending.
- Contactless, in-app, and online payments
- Send money by name or phone number
- Fast transfers to other bank cards
- Monthly cashback and gigabyte bonuses
- Easy activation with biometric verification
- Add to Apple/Google Wallet
- Top up with no commission
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akart is a free debet card. You can activate it wherever you are with just one tap. akart will help you to manage all your financial transactions in a seamless manner: You will make contactless, in-app, online payments just with one akart, You will send money to your friends by name or phone number, avoiding typing 16 digits wrongly, You will send money to other bank cards very fast, You will earn monthly cashback or gigabyte bonuses on payments, without choosing any payment category Get akart wherever you are Activate akart in just a few simple steps: Type your mobile phone number Enter required ID information Pass the biometric verification Choose and repeat the PIN code to enter the application. To save time, allow Face/Touch ID. And all set up! Now it’s time to add your akart to Apple/Google Wallet and start to make contactless payments. Top up your akart with no commission. Open doors to convenient payments, top up your akart first. You can top up your balance either at the app, or at the nearest “eManat” terminals. To manage the process faster, save the other bank card from which you top up your akart. Make convenient payments with akart. Top up either your or any friend’s mobile phone balance, Pay for utility bills. In addition, activate the automated regime to pay on time, Make payments for Internet, TV, Phone, Government, Insurance, Parking, ASAN Services, Education, etc. Transfer money fast with akart It’s possible to transfer money from akart either to another akart by name or phone number, or to other bank cards in a fast manner. To make the process faster, you can save the card for further transfers. Earn monthly bonuses on payments. akart offers monthly cashback and gigabyte bonuses on payments without choosing a category. It’s possible to earn a maximum of 100 AZN cashback or 10 GB of internet based on your choice. Please find cashback bonuses here: 2% at supermarkets, pharmacies, petrol stations, and auto parts stores; 1% on mobile balance top-ups, Azərsu, Azərişıq, Azəristiliktəhcizatt, taxi, restaurants, entertainment, parking, clothes, and other categories. akart also has a partner network. If you want to know where you can earn more cashback by paying with akart, go to the app. For further information, you can check the akart.az website. The customer care center is always here to solve your questions and concerns. * 3443 You can support us in the improvement of the app with your feedback.
Screenshots
Verdict
The clearest difference is review sentiment: E at 58% against akart's 29%. E also leads on rating (4.7 vs 4.4). akart's advantage is update cadence (every 2 weeks vs every 5 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
E holds the better App Store score, 4.7 against 4.4. Both are backed by a comparable volume of ratings — 70 and 42 respectively. Written reviews point the same way: 58% of E's written reviews are positive against 29% of akart's.
E ships an update every 5 weeks, akart every 2 weeks. The most recent releases landed on June 9, 2026 and September 23, 2026 respectively.
| Parameter | E | akart |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (70 ratings) — better | 4.4 (42 ratings) |
| Positive reviews | 57.7% of reviews — better | 28.6% of reviews |
| Number of ratings | 70 — better | 42 |
| Update frequency | Every 5 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 54 MB | 167 MB |
| Age rating | 4+ | 12+ |
| Developer | PAYSIS MMC | Azercell Telecom LLC |
Customer experience
E
akart
In-app purchases
E
No in-app purchases
akart
No in-app purchases








