mPay vs Alior Mobile

Pay easier than ever before with mPay! Join nearly 2 million users and manage all your finances in a single app. - Visa mPay multicurrency Debit Card: Pay in Poland and abroad. - Send & receive money with free instant money transfers to other users - Public transport and train tickets: Buy fast, plan your trips, and skip the queues. Get tickets from top carriers in Poland, including PKP Intercity. - Parking payments: Pay only for the time you park. Stop and resume parking anytime, anywhere. - Car and travel insurance: Access dozens of offers in seconds. - Need some extra cash? Get loans in the app—quick and hassle-free. Flexible loan options tailored to your needs: - Up to PLN 5,000* – first loan with RRSO 0%, repay in 61 days. - Up to PLN 9,6000 – RRSO 76.88%, repay in up to 12 months. - Up to PLN 25,000 – RRSO 53.92%, repay in up to 42 months. Download the app now and enjoy freedom in your everyday payments! The minimum and maximum loan period available to customers through mPay S.A. is 61 days. The minimum and maximum APR for the first loan is 0%, provided the loan is repaid within 61 days. The maximum APR for subsequent loans is 76.88%, provided the loan is repaid within 61 days. The loan provider is Soonly Finance sp. z o.o. Loan approval depends on the applicant’s creditworthiness assessment. Representative example for the first loan provided through mPay S.A.: Annual Percentage Rate (APR): 0% based on the following assumptions: total loan amount PLN 1,000; total amount to be repaid PLN 1,000; fixed annual interest rate: 0%; total loan cost: PLN 0; agreement duration: 61 days. Data as of March 5, 2026. Representative example for subsequent loans provided through mPay S.A.: Annual Percentage Rate (APR): 76.88% based on the following assumptions: total loan amount PLN 2,700; total amount to be repaid PLN 2,970; fixed annual interest rate: 0%; total loan cost: PLN 290 (fee: PLN 270, interest: PLN 0); agreement duration: 61 days. Data as of March 5, 2026. The personal data administrator is Soonly Finance sp. z o.o., headquartered at ul. Żwirki i Wigury 16c, 02-092 Warsaw, Poland. Tax ID (NIP): 525-253-13-20, REGON: 146101268. Registered at the District Court for the Capital City of Warsaw in Warsaw, 14th Commercial Division of the National Court Register, KRS 0000418977. Entry number in the Register of Credit Intermediaries and Loan Institutions maintained by the Polish Financial Supervision Authority: RIP000020. Share capital: PLN 40,019,100. All information regarding the principles of personal data processing, purposes of processing, legal grounds, categories of data recipients, data processing periods, whether providing data is mandatory or voluntary, the consequences of not providing data, automated decision-making, and your rights can be found in our Privacy Policy: https://www.soonly.pl/nasza-polityka-prywatnosci

Alior Mobile app Join more than one million Alior Mobile app users and stay on top of your finances! With Alior Mobile, you have quick and secure access to your money and many additional mobile banking features around the clock. In one place you may, among others: • check your bank account balance and transaction history before logging in, • make mobile and contactless payments with your phone or smartwatch, • make standard and instant online internal transfers and transfers to another bank and to a telephone number, • withdraw cash from an ATM using a BLIK code and pay with BLIK at stationary and online stores, • top up your prepaid phone, buy tickets for public transport and motorways and pay for parking, • authorise Alior Online banking operations using PUSH notifications, • apply for credit facilities, • set up deposits and other savings products, • benefit from additional services and personalised offers. We protect your data and money: • we monitor the application 24/7 - if we notice an attempt of unauthorized access, we will block access to the application, • we constantly enhance the application - we increase your comfort, availability of services and level of security, • you log in with PIN or biometrics - if you forget to log out, we will do it for you, • you verify and confirm online transactions in the mobile application • you can quickly block your payment card if you lose it, • we send you PUSH notifications about events related to your account or card and to verify the identity of the calling banker, • you can hide the account balance and quickly change the card limits. You may contact us in many ways: • you can contact the helpline directly from the app – after logging in, without additional verification, • you can make a contact request regarding any credit facility, • you can send us, for instance, a question, a suggestion or a disposition. You may personalise the app so that it matches your needs: • you can change the background image of the start screen, • you can customise the app’s theme, • you can create shortcuts you are most interested in, • you can create a list of selected payees, • you can arrange the order of items visible on your screen. Once the app is downloaded and installed, you may create a personal account using the VideoSelfie function and activate the app, and then manage your products. The Alior Mobile app is available in Polish, English, Russian and Ukrainian. For more information about the app, go to www.aliorbank.pl/aplikacja.