Comparison

mPay vs SliceBill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mPay

Manage all your finances in one app. Pay for public transport, parking, and insurance. Send and receive money instantly, and access flexible loan options.

Highlights
  • Multicurrency debit card
  • Instant money transfers
  • Public transport and train tickets
  • Parking payments
  • Car and travel insurance
  • In-app loans
Features
Read full description

Pay easier than ever before with mPay! Join nearly 2 million users and manage all your finances in a single app. - Visa mPay multicurrency Debit Card: Pay in Poland and abroad. - Send & receive money with free instant money transfers to other users - Public transport and train tickets: Buy fast, plan your trips, and skip the queues. Get tickets from top carriers in Poland, including PKP Intercity. - Parking payments: Pay only for the time you park. Stop and resume parking anytime, anywhere. - Car and travel insurance: Access dozens of offers in seconds. - Need some extra cash? Get loans in the app—quick and hassle-free. Flexible loan options tailored to your needs: - Up to PLN 5,000* – first loan with RRSO 0%, repay in 61 days. - Up to PLN 9,6000 – RRSO 76.88%, repay in up to 12 months. - Up to PLN 25,000 – RRSO 53.92%, repay in up to 42 months. Download the app now and enjoy freedom in your everyday payments! The minimum and maximum loan period available to customers through mPay S.A. is 61 days. The minimum and maximum APR for the first loan is 0%, provided the loan is repaid within 61 days. The maximum APR for subsequent loans is 76.88%, provided the loan is repaid within 61 days. The loan provider is Soonly Finance sp. z o.o. Loan approval depends on the applicant’s creditworthiness assessment. Representative example for the first loan provided through mPay S.A.: Annual Percentage Rate (APR): 0% based on the following assumptions: total loan amount PLN 1,000; total amount to be repaid PLN 1,000; fixed annual interest rate: 0%; total loan cost: PLN 0; agreement duration: 61 days. Data as of March 5, 2026. Representative example for subsequent loans provided through mPay S.A.: Annual Percentage Rate (APR): 76.88% based on the following assumptions: total loan amount PLN 2,700; total amount to be repaid PLN 2,970; fixed annual interest rate: 0%; total loan cost: PLN 290 (fee: PLN 270, interest: PLN 0); agreement duration: 61 days. Data as of March 5, 2026. The personal data administrator is Soonly Finance sp. z o.o., headquartered at ul. Żwirki i Wigury 16c, 02-092 Warsaw, Poland. Tax ID (NIP): 525-253-13-20, REGON: 146101268. Registered at the District Court for the Capital City of Warsaw in Warsaw, 14th Commercial Division of the National Court Register, KRS 0000418977. Entry number in the Register of Credit Intermediaries and Loan Institutions maintained by the Polish Financial Supervision Authority: RIP000020. Share capital: PLN 40,019,100. All information regarding the principles of personal data processing, purposes of processing, legal grounds, categories of data recipients, data processing periods, whether providing data is mandatory or voluntary, the consequences of not providing data, automated decision-making, and your rights can be found in our Privacy Policy: https://www.soonly.pl/nasza-polityka-prywatnosci

About

SliceBill

Features
Read full description

SliceBill to darmowa, szybka i wolna od reklam aplikacja stworzona do prostego dzielenia i rozliczania wspólnych kosztów ze znajomymi, rodziną czy współlokatorami. Miej pełną kontrolę nad budżetem z wakacyjnych wyjazdów, imprez, wspólnego mieszkania czy wypadów do restauracji - bez skomplikowanych tabel w Excelu i irytujących reklam. Dlaczego warto wybrać SliceBill? NATYCHMIASTOWE DZIAŁANIE BEZ REJESTRACJI Możesz zacząć korzystać z aplikacji od razu jako gość. Nie musisz zmuszać wszystkich uczestników wyjazdu do zakładania konta, aby szybko podzielić rachunek. INTELIGENTNY SKANER PARAGONÓW AI Zrób zdjęcie paragonu, a nasz zaawansowany skaner oparty o sztuczną inteligencję (Gemini AI) automatycznie odczyta pozycje, ceny i sklepy. Przypisz poszczególne produkty do konkretnych osób w kilka sekund! WSPÓŁPRACA W CZASIE RZECZYWISTYM Twórz grupy online, udostępniaj je znajomym za pomocą szybkich linków lub kodów QR i wspólnie dodawajcie wydatki z dowolnego urządzenia. KURSY WALUT W CZASIE RZECZYWISTYM Podróżujesz po świecie? SliceBill automatycznie przelicza wydatki w różnych walutach (PLN, EUR, USD i inne) według aktualnych kursów rynkowych. EKSPORT DO PDF I CSV Potrzebujesz podsumowania finansowego? Wygeneruj i wyeksportuj czytelny raport PDF lub plik CSV z pełną historią transakcji i udziałów. PRYWATNOŚĆ I BEZPIECZEŃSTWO Twoje dane są bezpieczne. Nie sprzedajemy informacji o Twoich transakcjach reklamodawcom i nie bombardujemy Cię płatnymi subskrypcjami. Dla kogo jest SliceBill? - Wakacje i wyjazdy grupowe ze znajomymi - Wspólne opłaty i rachunki w mieszkaniu (czynsz, media, zakupy) - Wyjścia do restauracji, na piwo i imprezy - Wspólne prezenty i wydarzenia okolicznościowe Zapomnij o trudnych rozliczeniach finansowych ze SliceBill! --- Wydawcą aplikacji jest Dardan Sp. z o.o.

Screenshots

mPay4 screens
SliceBill4 screens

Verdict

The call

The clearest difference is in-app purchases: mPay at none against SliceBill's 3. SliceBill's advantage is ads (none vs shown) and update cadence (every 5 days vs every 5 weeks). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SliceBill sells 3 one-off in-app purchases. mPay asks for nothing beyond the download.

UpkeepUpdate frequency

mPay ships an update every 5 weeks, SliceBill every 5 days. The most recent releases landed on October 11, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
mPay versus SliceBill: the parameters behind the verdict, then further details
ParametermPaySliceBill
PriceFreeFree
Rating3.5 (25 ratings) — better—
Positive reviews21.6% of reviews—
Number of ratings25 — better—
Update frequencyEvery 5 weeksEvery 5 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size186 MB88 MB
Age rating4+4+
DevelopermPay S.A.Dardan Sp. z o.o.

In-app purchases

None

mPay

No in-app purchases

3 purchases

SliceBill

One-time3
  • Small Coffee$0.99
  • Medium Coffee$2.99
  • Large Coffee$5.99

Questions

Is mPay free?
mPay is free to download, with no in-app purchases.
Is SliceBill free?
SliceBill is free to download, with in-app purchases available.
Do mPay or SliceBill have ads?
mPay shows ads; SliceBill does not.
Which is updated more often, mPay or SliceBill?
mPay ships an update every 5 weeks, and SliceBill every 5 days. Most recently, mPay was updated on October 11, 2026 and SliceBill on October 7, 2026.

Other comparisons