Comparison

one vs VIAC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

one

Manage your credit, prepaid, or business cards with ease and security. View card details, PIN, and transaction history. Block or unblock cards, analyze spending, and order replacements directly within the app.

Highlights
  • Manage multiple cards
  • View card details and CVV
  • View PIN code
  • Block/unblock cards
  • Analyze spending
  • Order replacement card
  • Real-time transaction monitoring
Features
Read full description

With the free “one” App, you have perfect control over your cards – it’s easy, secure and convenient. Your benefits: • Manage one or more cards • View and copy the card and verification number (CVV, CVC) • View your PIN code • If you lose your cards, you can block and unblock them yourself • Categorise and analyse your spending • Order replacement card in-app • Check online payments in real time • Receive a push notification after every transaction • Secure login with Touch ID or Face ID • Redeem surprize points directly in the app Requirements: To use “one” App and the related services of Viseca Payment Services SA, you must own a credit card, prepaid card or business card from Viseca Payment Services SA. You must also have a “one” user account (register at https://one.viseca.ch) and accept the Conditions for the use of “one”. Activation and login: To register you will need a valid registration code, which can be requested at https://one.viseca.ch and will be sent to you by post. Security: “one” App gives you the very highest level of security. Nevertheless, it is still essential that you use your smartphone with care, take appropriate security measures and carefully check the confirmation requests you receive through “one” App. Your due care and reporting responsibilities are specified in the Conditions for the use of “one”. Further information on security and the use of “one” is available at https://one.viseca.ch. Legal information: When downloading or using this app, costs may accrue through the user’s mobile service provider.

About

VIAC

Invest in financial products like investment plans, pillar 3a, and vested benefits with a cost-effective and flexible app. Offers expert support and customizable investment strategies, along with options for life insurance and mortgage benefits.

Highlights
  • Cost-effective investing with low entry barriers
  • Simple and intuitive app interface
  • Expert support via phone, chat, or email
  • Flexible investment strategy customization
  • Life insurance options (VIAC Life)
  • Exclusive mortgage benefits
Features
Read full description

The best financial products in one app VIAC - Your securities solution for investment plans, pillar 3a and vested benefits Discover a simple and cost-effective way to invest with VIAC. Our app offers maximum flexibility and expert support to help you achieve your financial goals. Why invest with VIAC? • Cost-effective with low entry barriers: Invest from as little as CHF 1 - with no minimum deposit, minimum fee or minimum term. • Simple and clean app: Intuitive handling and clear structure for a seamless user experience. • Expert support: Our team is available by phone, chat or email to answer all your questions. • Maximum flexibility: Customize your investment strategy - from interest-bearing accounts to 99% equities, broadly diversified with passive, index-based instruments. Adjust your strategy at any time - at no extra cost. VIAC Life Protect your future: with VIAC Life Basic you receive up to 25% in addition to your savings as a 3a or VB customer in the event of disability or death. With VIAC Life Plus, you can add additional coverage directly in the app. VIAC Mortgage Benefit from exclusive and fair mortgages with top interest rates as a VIAC customer. Download the VIAC app now and benefit!

Screenshots

one4 screens
VIAC4 screens

Verdict

The call

The clearest difference is rating: one at 4.8 against VIAC's 4.2. one also leads on ratings volume (240 vs 5) and review sentiment (60% vs 50%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

one holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: one has 240 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 60% of one's written reviews are positive against 50% of VIAC's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.

Scorecard3 real differences · 7 level
one versus VIAC: the parameters behind the verdict, then further details
ParameteroneVIAC
PriceFreeFree
Rating4.8 (240 ratings) — better4.2 (5 ratings)
Positive reviews60.0% of reviews — better50.0% of reviews
Number of ratings240 — better5
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size203 MB70 MB
Age rating4+4+
DeveloperViseca Payment Services SAWIR Bank Genossenschaft

Customer experience

one

All ratings240 ratings
Positive95.0%
Neutral2.5%
Negative2.5%
Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

VIAC

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

one

No in-app purchases

None

VIAC

No in-app purchases

Questions

Is one free?
one is free to download, with no in-app purchases.
Is VIAC free?
VIAC is free to download, with no in-app purchases.
Which has better reviews, one or VIAC?
one is rated higher. one averages 4.8 out of 5 from 240 ratings, while VIAC averages 4.2 from 5 ratings.
Do one or VIAC have ads?
Neither one nor VIAC shows ads.
Which is updated more often, one or VIAC?
one ships an update monthly, and VIAC monthly. Most recently, one was updated on November 1, 2026 and VIAC on November 2, 2026.

Other comparisons