Comparison

Paynom vs Kerno Contigo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paynom

This app allows businesses to offer employees a short-term credit balance for services like phone top-ups, bill payments, and insurance. Employees can conveniently pay for various services from home or office, with 24/7 payment processing.

Highlights
  • Payroll discount payments
  • Credit/debit card payments
  • Airtime top-ups
  • Service bill payments
  • Insurance purchases
  • Wide variety of brands and services
  • 24/7 payment processing
Features
Read full description

Paynom es una innovadora aplicación creada para facilitar tanto a las empresas como a los empleados el pago de servicios en modalidad de descuento por nómina o con cargo a tarjeta de crédito o débito. Las empresas afiliadas a Paynom, ofrecen a sus empleados acceso a un saldo autorizado de corto plazo con el cual pueden realizar recargas de tiempo aire, pago de servicios, adquisición de seguros, entre otros. La plataforma brinda una amplia variedad de marcas y servicios en un mismo lugar. Con Paynom aumentará la tranquilidad y seguridad del empleado al pagar todos sus servicios desde la comodidad de su casa u oficina. La plataforma recibe pagos todos los días del año, en cualquier horario. ¡Descubre lo sencillo que es integrarse y goza de todos los beneficios que Paynom tiene para ofrecer!

About

Kerno Contigo

Features
Read full description

Kerno Contigo es una app que disponemos como una herramienta de ayuda para poder visualizar tus pólizas contratadas con sekura-aer, además de poder realizar otras acciones tales como llamar a ejecutivos, ver el detalle de la póliza entre otras más. Es una app fácil de usar, muy intuitiva que te podrá ayudar siempre que la necesites. ¿Ya tienes una cuenta? Inicia sesión con tus credenciales y explora nuestras opciones.

Screenshots

Paynom4 screens
Kerno Contigo4 screens

Verdict

The call

The clearest difference is update cadence: Paynom at fortnightly against Kerno Contigo's every 5 weeks. Paynom also leads on iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Paynom ships an update fortnightly, Kerno Contigo every 5 weeks. The most recent releases landed on November 1, 2026 and November 8, 2026 respectively.

Scorecard2 real differences · 8 level
Paynom versus Kerno Contigo: the parameters behind the verdict, then further details
ParameterPaynomKerno Contigo
PriceFreeFree
Rating4.0 (20 ratings) — better—
Positive reviews15.1% of reviews—
Number of ratings20 — better—
Update frequencyFortnightly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.1
Further details — not scored
Size52 MB29 MB
Age rating4+17+
DeveloperBisontecSEKURA OPERADORA, S.A. DE C.V.

In-app purchases

None

Paynom

No in-app purchases

None

Kerno Contigo

No in-app purchases

Questions

Is Paynom free?
Paynom is free to download, with no in-app purchases.
Is Kerno Contigo free?
Kerno Contigo is free to download, with no in-app purchases.
Do Paynom or Kerno Contigo have ads?
Neither Paynom nor Kerno Contigo shows ads.
Which is updated more often, Paynom or Kerno Contigo?
Paynom ships an update fortnightly, and Kerno Contigo every 5 weeks. Most recently, Paynom was updated on November 1, 2026 and Kerno Contigo on November 8, 2026.

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